The KEY TAKEAWAYS from the BoC Rate Decision You Haven’t Seen

Published 2025-06-23, 08:40 a/m
Updated 2025-06-23, 08:40 a/m

In this episode, I break down why the Bank of Canada chose to hold its interest rate at 2.75% and what that decision reveals about the country’s economic crosswinds—from inflationary pressure to slowing growth. Also in this episode:

  • Global trade uncertainty remains high despite reduced recession fears, with U.S. tariffs and global growth trends shaping the BoC’s outlook.
  • Canada’s strong Q1 GDP was boosted by exporters rushing shipments before tariff hikes.
  • Job growth slowed and unemployment rose, especially in trade-exposed sectors.
  • Inflation appears to be easing, but only due to the removal of the carbon tax—underlying pressures remain.
  • CPI data shows more broad-based inflation, especially in services, raising long-term concerns.
  • Businesses are bracing for higher input costs and plan to pass them on to consumers.
  • The BoC debated cutting rates but held steady due to the conflict between inflation and slowing growth.
  • Focus now turns to tariffs’ long-term impacts, labor market trends, and inflation expectations.
  • Inflation might remain high even as growth slows, driven by global supply chain shifts.
  • For investors, the rate pause offers no clear signal—volatility and uncertainty will persist.

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