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The allocation of investments across sectors for this diversified option is determined by analysis of economic factors which influence the business cycle; and by adjusting the weightings between growth and defensive sectors. Asset allocation ranges (with benchmarks in brackets): international equities 0-20% (10%); Australian equities 10-25% (15%); direct/listed property 0-10% (5%); international fixed interest 0-10% (0%); Australian fixed interest and cash 55-90% (70%).
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