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BMO sees upside in Corpay shares as payments business wins market share from banks

EditorAhmed Abdulazez Abdulkadir
Published 2024-12-13, 12:10 p/m
CPAY
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On Friday, BMO (TSX:BMO) Capital Markets maintained its Outperform rating on Corpay (NYSE: CPAY) and increased the price target to $440.00, up from the previous $400.00. Currently trading at $360.73, the company has demonstrated strong momentum with a 43% gain over the past six months. The adjustment follows recent investor meetings with company executives, which bolstered the firm's confidence in Corpay's growth prospects. According to InvestingPro, the company maintains a "GOOD" overall financial health score of 2.88.

The meetings with Mark Frey, President of Corpay CrossBorder, and Rick Fletcher, President of Corpay Payables, led to several key insights. BMO Capital highlighted the significant opportunities for organic growth and mergers and acquisitions in the Corporate Payments sector for Corpay, which currently generates annual revenue of $3.88 billion with an impressive 78% gross profit margin.

According to BMO Capital, Corpay's Cross-Border and Payables services offer competitive advantages over bank and fintech alternatives. The firm noted that approximately 90% of new customers are being acquired from banks, which often do not prioritize payment services as a core offering.

The analyst from BMO Capital expressed increased conviction in Corpay's potential, citing the company's ability to differentiate itself in the market. The new price target reflects BMO Capital's reinforced belief in the value of Corpay's services and its strategic position within the corporate payments industry.

In other recent news, Corpay Inc., a corporate payments company, has been undergoing significant changes. The company's CFO, Tom Panther, is set to leave the company, with a search for his replacement underway. In addition, Corpay has projected its fourth-quarter 2024 organic revenue and earnings to align with previously issued guidance, with eight analysts from InvestingPro revising their earnings estimates upward for the upcoming period.

Recent strategic moves include the acquisition of GPS Capital Markets and Paymerang, which are expected to contribute over $200 million in revenue and add approximately $0.50 to Cash EPS accretion in 2025. Corpay also divested its Comdata Merchant POS Solutions to PDI (OTC:IDXG) Technologies, as part of its business model streamlining efforts.

Financial results for Corpay's third quarter showed revenue of approximately $1.029 billion and earnings per share of $3.90, falling short of analysts' expectations. Analyst firms such as BMO Capital Markets, CFRA, and Baird maintained positive ratings on the company, while Mizuho (NYSE:MFG) maintained a Neutral stance, and Wolfe Research upgraded its rating to Peer Perform.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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