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KBW sticks to Buy rating on Fiserv stock citing expansion in embedded finance

EditorAhmed Abdulazez Abdulkadir
Published 2024-12-24, 11:10 a/m
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On Tuesday, Fiserv (NYSE:FI) (NYSE:FISV), a leading global provider of payments and financial services technology solutions, maintained its Outperform rating and $238.00 price target from Keefe, Bruyette & Woods. The firm's position comes in light of Fiserv's recent move to enhance its portfolio with an acquisition aimed at the gig economy sector.

Fiserv has entered into an agreement to acquire Payfare, a Canadian company specializing in Earned Wage Access and Embedded Finance for gig economy workers. The deal is valued at approximately CAD$201.5 million, translating to roughly USD $140 million.

This strategic move is seen as a small, yet significant, tuck-in acquisition for Fiserv and is expected to bolster the company's offerings in embedded finance solutions for its clients. With a robust financial health score rated as 'GOOD' by InvestingPro, and a strong gross profit margin of 61%, Fiserv appears well-positioned to integrate this acquisition effectively.

The acquisition of Payfare is poised to complement Fiserv's existing services. Notably, Fiserv had previously secured a relationship with DoorDash (NASDAQ:DASH) to provide comprehensive financial services within its online delivery platform. The integration of Payfare's capabilities is anticipated to accelerate the implementation process of these services, enhancing the financial experience for DoorDash's users.

Fiserv's commitment to expanding its services in the gig economy is evidenced by this acquisition. By integrating Payfare's specialized financial solutions, Fiserv aims to offer a more robust suite of financial tools and services tailored to the needs of gig economy workers and platforms.

The transaction between Fiserv and Payfare is a testament to the former's strategy of pursuing growth through acquisitions that complement and expand its service offerings. With this acquisition, Fiserv continues to position itself as a key player in the provision of advanced financial technology solutions to various market segments. For investors seeking deeper insights into Fiserv's strategic positioning and valuation metrics, InvestingPro offers a comprehensive research report with additional financial health indicators and growth metrics among its 10+ exclusive ProTips.

In other recent news, a positive shift in the sentiment of American small and medium-sized businesses (SMBs) is expected to catalyze technology investments, according to an RBC (TSX:RY) analyst. Major fintech players like PayPal (NASDAQ:PYPL) and Fiserv are identified as potential beneficiaries of this trend. PayPal is expected to improve transaction margins through its efforts in the SMB market, while Fiserv is focusing on scaling Clover and new hardware releases to capitalize on the positive sentiment.

Simultaneously, Frank Bisignano, the CEO of Fiserv, has been nominated by President-elect Donald Trump to be the commissioner of the Social Security Administration. This nomination is pending Senate confirmation, and until then, Bisignano will maintain his leadership roles at Fiserv.

RBC Capital Markets has highlighted the performance of stocks within the Payments, Processors & IT Services sectors, identifying Fiserv and PayPal among its top five investment ideas for fiscal year 2025. In line with these developments, BMO (TSX:BMO) Capital Markets has maintained its Outperform rating on Fiserv and increased the stock's price target to $232, reflecting potential for upward revisions to estimates and valuation expansion.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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