A Retired Portfolio Manager’s Thoughts on How to Think Clearly in the Market

Published 2025-04-04, 08:28 a/m

In this episode, I look at how Trump’s new tariffs triggered a sharp global market drop—and why some portfolios took a much harder hit than others. I break down the risks of poor diversification and explain how a well-structured portfolio can help protect investors in moments of panic.

Also in this episode:

  • I explore the emotional cost of panic selling during downturns and why staying invested has historically paid off.
  • I walk through past crashes and recoveries to remind investors that market pullbacks are a normal part of the journey.
  • I share three key mindset and strategy shifts to help investors navigate volatility with confidence.
  • I explain why retirees need to plan around sequence-of-returns risk—and how a cash buffer can ease short-term stress.
  • I wrap up with a clear reminder: don’t react emotionally—stay diversified, disciplined, and grounded in your plan.

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