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KBW bullish on nCino stock, flags revenue acceleration potential despite near-term risks

EditorEmilio Ghigini
Published 2024-12-02, 07:38 a/m
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On Monday, Keefe, Bruyette & Woods, a financial services firm, announced an increase in the price target for nCino Inc. (NASDAQ: NCNO), a cloud banking company, from $41.00 to $49.00. The firm retained its Outperform rating on the stock.

The adjustment of the price target comes as nCino prepares to release its third-quarter earnings for fiscal year 2025 on December 4. The analyst noted that nCino's stock has seen a significant rise of 39% since early October, with InvestingPro data showing an impressive 37.54% return over the past six months.

The company has demonstrated solid revenue growth of 13.64% over the last twelve months, though 7 analysts have recently revised their earnings expectations downward. This increase sets a higher expectation for the company to deliver strong bookings in the second half of the year and to accelerate its revenue growth in fiscal year 2026.

The recent uptick in nCino's share price is partially attributed to the market's positive reaction to the anticipated sales environment for banks under the upcoming Trump administration. The analyst concurred with this optimism, suggesting that the political climate could be beneficial for nCino's business.

Despite the positive outlook and the raised price target, the analyst also cautioned that the recent surge in nCino's stock price, coupled with the potential for technical challenges following the third-quarter sales, might lead to some investors taking profits in the near term. This cautionary stance is based on the stock's performance and market expectations.

nCino, known for its cloud-based bank operating solutions, is closely watched by investors as it approaches its next earnings announcement. The company's performance in the upcoming report will be a significant indicator of its ability to meet the high expectations set by its recent stock performance and the analyst's revised price target.

In other recent news, nCino reported strong Q2 fiscal 2025 results, with total revenues of $132.4 million, subscription revenues of $113.9 million, and non-GAAP operating income of $19.3 million.

The company also acquired FullCircl, a UK-based SaaS company, for $135 million to enhance customer onboarding and lifecycle management capabilities.

Barclays (LON:BARC) and Truist Securities have both revised their stock price targets for nCino, reflecting a positive outlook on the company's strategic initiatives and market position.

In terms of legal affairs, the Delaware Supreme Court affirmed the dismissal of a stockholder lawsuit related to nCino's mergers with nCino OpCo and SimpleNexus.

On the personnel front, nCino appointed Joaquín de Valenzuela as the new Managing Director for the EMEA region, aiming to accelerate growth in Europe, the Middle East, and Africa.

Lastly, Tokushima Taisho Bank integrated nCino's Commercial Banking Solution into its business lending services to enhance efficiency and customer service. These are some of the recent developments at nCino.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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