Dec 3 (Reuters) - Toronto-Dominion Bank TD.TO :
* TD SAYS MOST LOAN DEFERRALS HAVE EXPIRED, SIGNIFICANT MAJORITY OF CLIENTS ARE CURRENT ON PAYMENTS, DELINQUENCIES WITHIN EXPECTATIONS -CONF CALL
* TD SAYS PROVISIONS FOR CREDIT LOSSES EXPECTED TO BE LOWER IN FY2021 BUT MAY REMAIN ELEVATED FROM PRE-COVID-19 LEVELS -CONF CALL
* TD 'VERY OPEN' TO THE RIGHT ACQUISITIONS, KEEN ON CANADA, U.S. OPPORTUNITIES THAT HELP ACCELERATE ORGANIC GROWTH -CONF CALL