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How The I.R.S. Will Tax Your Cryptocurrency Holdings

Published 2018-02-15, 07:30 a/m


Investing.com - With two months to go to the tax filing deadline, cryptocurrency investors may want to familiarize themselves with the rules.
The I.R.S. considers digital currencies intangible property, which means they fall under the rules for capital gains.
You only pay taxes if you made a profit.
The next criteria is the length of time you owned the currency.
Anything under a year is considered a short-term capital gain, and your profit is taxed as ordinary income, meaning your regular tax rate.
If, however, you owned the coin more than a year before making a profit, it is considered a long-term capital gain. Those tax rates are on a sliding scale based on your overall income.
Taxpayers in the two lowest-income tax brackets aren't subject to any capital gains. The rates for people in the other tax brackets range from 15.0% to 23.8%.
Regardless of your circumstances, keep accurate records of your transactions.

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