Bank Millennium SA (MILP)

Currency in PLN
22.06
-0.89(-3.88%)
Closed·
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Fair Value
Day's Range
21.9323.15
52 wk Range
14.6824.12
Key Statistics
Bid/Ask
22.01 / 22.06
Prev. Close
22.06
Open
22.75
Day's Range
21.93-23.15
52 wk Range
14.68-24.12
Volume
1.2M
Average Volume (3m)
740.17K
1-Year Change
42.8756%
Fair Value
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Fair Value Upside
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MILP Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
20.80
Downside
-5.71%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

Bank Millennium SA News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

0 Buy
5 Hold
2 Sell
Ratings:
7 analysts
Overall Consensus
Sell

Analysts 12-Month Price Target:

Average 20.80
(-5.71% Downside)

Bank Millennium SA Earnings Call Summary for Q3/2026

  • Bank Millennium's Q3 2026 net profit rose 30% YoY to PLN 1,109M; Q3 net interest margin improved to 3.52%, signaling stabilization.
  • Strong loan growth led by corporate lending and mortgages; deposit growth ranked second in Poland's retail market with 11% YoY increase.
  • Management expects continued double-digit loan and deposit growth in stable rate environment; no further major margin expansion anticipated.
  • Bank plans to resume dividend payments in 2027 with 35-50% payout ratio; maintains robust capital position with 20.6% total capital ratio.
  • Stock surged 5.05% to $23.5, nearing 52-week high; ROE reached 13.8% with cost-to-income ratio of 37.6% and NPL ratio at 3.6%.
Last Updated: 2026-10-27, 10:30 a/m
Read Full Transcript

Earnings

Latest Release
Oct 27, 2026
EPS / Forecast
0.55 / --
Revenue / Forecast
1.7B / 1.73B
EPS Revisions
Last 90 days

MILP Income Statement

Compare MILP to Peers and Sector

Metrics to compare
MILP
Peers
Sector
Relationship
P/E Ratio
18.4x10.2x9.1x
PEG Ratio
0.450.460.03
Price/Book
2.4x1.4x1.0x
Price / LTM Sales
3.9x3.2x2.7x
Upside (Analyst Target)
−5.7%13.5%18.3%
Fair Value Upside
Unlock−3.3%2.6%Unlock

Bank Millennium S.A. provides various banking products and services in Poland. It operates through Retail Customer; Corporate Customer; and Treasury, Assets and Liabilities Management, and Other segments. The company offers current, savings, foreign currency savings, individual investment retirement, private banking, business, and VAT accounts; and term and structured deposits. It also provides investment advisory; investment plan and funds; credit, debit, and prepaid cards; cash, promotional online, mortgage, home equity, renewable loans, as well as consolidation loan with fixed interest rate, EKO promotional mortgage, personal account overdraft limit, loans secured with assets accumulated in the bank, and loans for purchase of securities; current account overdraft and current account overdraft increase; and property, motor, travel, your assistant, loan under protection, mortgage loan, credit card, and payment cards insurance products. In addition, the company offers Millennium 360 Prestige, Millennium Prestige World, and Prestige Personal Account; Millennium TFI Funds; domestic and foreign investment funds, such as polish and foreign investment funds, investors TFI, Goldman Sachs TFI, Esaliens TFI, and Franklin Templeton; brokerage services; and e-banking. Further, it provides loan with a de minimis guarantee, cash loan and overdraft facility in PLN, leasing; bank guarantee and document collection; additional services, including accounting, online store, payment gateway, payment terminal, and currency exchange services; and ongoing support, financing, and trade finance, as well as treasure products. Bank Millennium S.A. was formerly known as BIG Bank GDANSKI SA and changed its name to Bank Millennium S.A. in January 2003. The company was founded in 1989 and is headquartered in Warsaw, Poland. Bank Millennium S.A. is a subsidiary of Banco Comercial Português, S.A.

Sector
Financial
Employees
6400
Market
Poland

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
521.50M42.99%11.97B
Other Institutional Investors
633.15M52.19%14.53B
Public Companies & Retail Investors
58.47M4.82%1.34B
Total
1.21B100.00%27.84B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Banco Comercial Português, S.A.50.10%607,771,50513,948,356
ING Otwarty Fundusz Emerytalny9.74%118,105,6582,710,525

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FAQ

What Is the Bank Millennium SA (MILP) Stock Price Today?

The Bank Millennium SA stock price today is 22.06 PLN.

What Stock Exchange Does Bank Millennium SA Trade On?

Bank Millennium SA is listed and trades on the Warsaw Stock Exchange.

What Is the Stock Symbol for Bank Millennium SA?

The stock symbol for Bank Millennium SA is "MILP."

What Is the Bank Millennium SA Market Cap?

As of today, Bank Millennium SA market cap is 26.76B PLN.

What Is Bank Millennium SA's Earnings Per Share (TTM)?

The Bank Millennium SA EPS (TTM) is 1.20.

From a Technical Analysis Perspective, Is MILP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Sell.

How Many Times Has Bank Millennium SA Stock Split?

Bank Millennium SA has split 2 times.

How Many Employees Does Bank Millennium SA Have?

Bank Millennium SA has 6400 employees.

What is the current trading status of Bank Millennium SA (MILP)?

As of Nov 03, 2026, Bank Millennium SA (MILP) is trading at a price of 22.06 PLN, with a previous close of 22.06 PLN. The stock has fluctuated within a day range of 21.93 PLN to 23.15 PLN, while its 52-week range spans from 14.68 PLN to 24.12 PLN.

What Is Bank Millennium SA (MILP) Price Target According to Analysts?

The average 12-month price target for Bank Millennium SA is 20.80 PLN, with a high estimate of 25.1 PLN and a low estimate of 17.1 PLN. 0 analysts recommend buying the stock, while 2 suggest selling, leading to an overall rating of Sell. The stock has an -5.71% Downside potential.
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