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1 Stock to Build Your Retirement Plan Around

Published 2019-08-09, 10:10 a/m
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If you’re saving for retirement, the one thing you want to see is stability. That along with growth and dividends is a good recipe for increasing your portfolio’s value over the long term.

While tech stocks and cannabis stocks might offer more significant returns, they’re also risky investments that could wreak havoc on your portfolio.

That’s why a stock like BCE Inc. (TSX:BCE)(NYSE:BCE) has immense value for those that are saving for retirement. The company is a household name and a staple in the industries that it operates in.

Barring some significant (and unlikely) change in the telecom industry that would make it easy for foreign competitors to steal market share from BCE, its position should remain very strong for the foreseeable future.

Strong growth continues One of the reasons BCE remains a good buy despite operating in very mature markets is that the company is able to continue to grow its business. BCE recently released its quarterly results and it continued to add customers in its wireless and internet segments.

Adjusted EBITDA growth of 6.8% was an impressive feat for the company as were BCE’s net earnings, which were also up by 8.2%. Although the company is only expecting sales growth as high as 3% for 2019, what’s important for dividend investors is that free cash is expected to increase anywhere from 7% to 12%.

Growing cash is a good way to ensure that the company’s payouts not only continue, but also increase.

Dividend can offer significant cash flow Whether you’re saving for retirement or just need some extra cash, BCE is a great dividend stock to own for either purpose. Currently, BCE is paying shareholders a dividend of around 5.2%, which is one of the better yields that you can find, especially from a stock this size with so much stability.

While investors usually have to sacrifice some stability for a lower dividend, but BCE stock is an exception, giving you the best of both worlds. I also wouldn’t be surprised if we see BCE announce a rate increase to its dividend later this year, as the company has a strong track record when it comes to increasing its quarterly payouts on a regular basis.

Bottom line BCE stock is a good value buy for investors who are looking for a quality stock to put into their RRSP or TFSA. You can rely on it to continue to grow in value and dividend income as well.

Now trading at around 19 times its earnings, the stock offers investors good value for their money. In addition, a beta of around just 0.6 also means that you won’t see the stock go on the wild swings that the market can sometimes take investors on.

Even if you’re already in retirement, BCE’s strong dividend can be a good way to give you some extra cash flow every quarter to supplement your pension and other income.

A blue chip stock like BCE can look great in any portfolio.

Fool contributor David Jagielski has no position in any of the stocks mentioned.

The Motley Fool’s purpose is to help the world invest, better. Click here now for your free subscription to Take Stock, The Motley Fool Canada’s free investing newsletter. Packed with stock ideas and investing advice, it is essential reading for anyone looking to build and grow their wealth in the years ahead. Motley Fool Canada 2019

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