Abu Dhabi Commercial Bank PJSC (ADCB)

Currency in AED
13.34
-0.40(-2.91%)
Closed·
Unusual trading volume
High dividend Yield
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Fair Value
Day's Range
13.2213.80
52 wk Range
8.9616.60
Key Statistics
Bid/Ask
7.47 / 7.50
Prev. Close
11
Open
13.4
Day's Range
13.22-13.8
52 wk Range
8.96-16.6
Volume
15.12M
Average Volume (3m)
6.57M
1-Year Change
24.4403%
Fair Value
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Fair Value Upside
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ADCB Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
18.53
Upside
+38.88%
Members' Sentiments
Bearish
Bullish
ProTips
RSI suggests the stock is in oversold territory
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Abu Dhabi Commercial Bank PJSC, together with its subsidiaries, provides banking products and services in the United Arab Emirates and internationally. The company operates in five segments: Retail Banking, Private Banking, Corporate and Investment Banking, Investments and Treasury, and others. It offers current, savings, call, Islamic deposit, business, and money transfer accounts; debit, credit, and corporate cards; auto, car, home, business, and personal loans; and safe deposit lockers. The company also provides Islamic banking retail business finance; wealth management, managed funds, trading securities, and mutual funds; financial education services; cash management; and trade finance services. In addition, it offers Commercial Banking Financing Solutions, such as Insta Finance, POS receivable, construction equipment, professional equipment, medical equipment, commercial vehicle, two-wheeler, construction, lease rental, commercial property, retail business, small and medium enterprise financing, infrastructure and asset finance, and government and public enterprises financing. Further, the company provides working capital solutions; term finance; investment banking; and financial markets solutions; asset management, brokerage, and fund management activities; central treasury operations, and currency and commodity derivative services. In addition, it offers transaction processing and back-office support, trust, and engineering services; Treasury financing services; Data classification and analysis services; and marketing consultancy, as well as involved in private banking; and developing, investing, leasing, and managing real estate properties. The company was incorporated in 1985 and is headquartered in Abu Dhabi, the United Arab Emirates. Abu Dhabi Commercial Bank PJSC operates as a subsidiary of One Hundred and Fourteenth Investment Company LLC.

Sector
Financial
Employees
5000

Abu Dhabi Commercial Bank PJSC Earnings Call Summary for Q4/2025

  • ADCB exceeded Q4 2025 expectations with EPS of 0.4194 (20% above forecast) and net profit of AED 3.3 billion (30% YoY increase), despite stock falling 7.08% in pre-market trading.
  • Full-year net profit reached AED 11.4 billion, up 22% YoY, with return on average equity at 15.3%, driven by strong operational income and strategic technology investments.
  • The bank launched an AI transformation program while maintaining disciplined cost management, improving its cost-to-income ratio.
  • ADCB projects loan growth above 16%, ROE greater than 15%, and anticipates two rate cuts in 2026, with ambitious targets of AED 20 billion net profit by 2030.
  • Management plans AED 25 billion in shareholder distributions over five years, while navigating challenges from potential rate cuts and increased operating expenses.
Last Updated: 2026-02-03, 06:02 a/m
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Compare ADCB to Peers and Sector

Metrics to compare
ADCB
Peers
Sector
Relationship
P/E Ratio
9.7x9.8x9.8x
PEG Ratio
0.420.360.03
Price/Book
1.2x1.3x1.0x
Price / LTM Sales
5.5x5.0x2.8x
Upside (Analyst Target)
36.4%18.8%19.1%
Fair Value Upside
Unlock5.5%2.4%Unlock

Analyst Ratings

12 Buy
1 Hold
0 Sell
Ratings:
13 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 18.53
(+38.88% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.44%
Dividend Yield
4.97%
Industry Median 4.00%
Annualized payout
0.63
Paid annually
5-Years Growth
+19.68%
Growth Streak

Earnings

Latest Release
Jan 29, 2026
EPS / Forecast
0.4194 / 0.3495
Revenue / Forecast
5.57B / 5.54B
EPS Revisions
Last 90 days

ADCB Income Statement

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FAQ

What Is the Abu Dhabi Commercial Bank PJSC (ADCB) Stock Price Today?

The Abu Dhabi Commercial Bank PJSC stock price today is 13.34 AED.

What Stock Exchange Does Abu Dhabi Commercial Bank PJSC Trade On?

Abu Dhabi Commercial Bank PJSC is listed and trades on the Abu Dhabi.

What Is the Stock Symbol for Abu Dhabi Commercial Bank PJSC?

The stock symbol for Abu Dhabi Commercial Bank PJSC is "ADCB."

Does Abu Dhabi Commercial Bank PJSC Pay Dividends? What’s The Current Dividend Yield?

The Abu Dhabi Commercial Bank PJSC dividend yield is 4.97%.

What Is the Abu Dhabi Commercial Bank PJSC Market Cap?

As of today, Abu Dhabi Commercial Bank PJSC market cap is 100.11B AED.

What Is Abu Dhabi Commercial Bank PJSC's Earnings Per Share (TTM)?

The Abu Dhabi Commercial Bank PJSC EPS (TTM) is 1.44.

When Is the Next Abu Dhabi Commercial Bank PJSC Earnings Date?

Abu Dhabi Commercial Bank PJSC will release its next earnings report on Apr 20, 2026.

From a Technical Analysis Perspective, Is ADCB a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Abu Dhabi Commercial Bank PJSC Stock Split?

Abu Dhabi Commercial Bank PJSC has split 5 times.

How Many Employees Does Abu Dhabi Commercial Bank PJSC Have?

Abu Dhabi Commercial Bank PJSC has 5000 employees.

What is the current trading status of Abu Dhabi Commercial Bank PJSC (ADCB)?

As of Mar 09, 2026, Abu Dhabi Commercial Bank PJSC (ADCB) is trading at a price of 13.34 AED, with a previous close of 11.00 AED. The stock has fluctuated within a day range of 13.22 AED to 13.80 AED, while its 52-week range spans from 8.96 AED to 16.60 AED.

What Is Abu Dhabi Commercial Bank PJSC (ADCB) Price Target According to Analysts?

The average 12-month price target for Abu Dhabi Commercial Bank PJSC is 18.53 AED, with a high estimate of 20.5 AED and a low estimate of 17 AED. 12 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +38.88% Upside potential.
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