Arab Islamic Bank PLC is a Palestine-based bank engaged in the provision of financial and banking solutions in compliance with the Islamic sharia principles. The Bank operates in three business segments: Retail banking, Commercial banking and Treasury services. The Retail banking services segment includes deposits, credit finance and other services; the Commercial banking services segment offers project finance such as Murabaha and Mudarabah, real estate financing based on Ijarah and Istisna, working capital financing (Musharakah), and trade finance such as import/export letters of credits (LCs) and letter of guarantees. The Treasury services segment provides trading and treasury services, and the Bank’s money and investment management. The Bank operates through its head office and a network of nine branches located across Palestine.