Atlanticus Holdings Corporation (ATLC)

Currency in USD
78.93
+2.71(+3.56%)
Closed·
79.96+1.03(+1.31%)
·

ATLC Earnings

Latest Release
Mar 12, 2026
EPS / Forecast
1.75 / 1.62
Revenue / Forecast
734.4M / 705.44M
EPS Revisions
Last 90 days
Release Date
Period End
EPS
/Forecast
Revenue
/Forecast
EPS Surprise %
Revenue Surprise %
Reaction
2026/03--/1.74--/749.25M----Free Sign Up
2025/121.75/1.62734.40M/705.44M+8.02%+4.11%Free Sign Up
2025/091.48/1.52495.30M/495.51M-2.63%-0.04%Free Sign Up
2025/061.51/1.22121.98M/355.56M+23.77%-65.69%Free Sign Up
2025/031.49/1.47117.93M/343.15M+1.36%-65.63%Free Sign Up
2024/121.42/1.27353.19M/354.97M+11.81%-0.5%Free Sign Up
2024/091.27/1.23351.00M/327.77M+3.25%+7.09%Free Sign Up
2024/060.990/0.910315.64M/311.13M+8.79%+1.45%Free Sign Up
2024/031.09/1.09290.17M/290.17M0%0%Free Sign Up
2023/121.10/1.10308.60M/308.60M0%0%Free Sign Up

All numbers in USD

Atlanticus Holdings Corporation Earnings Call Summary for Q4/2025

  • Q4 2025 EPS of $1.75 beat estimates of $1.62; revenue hit $734M vs. forecast $705.44M, up 107% YoY driven by organic growth and Mercury Financial acquisition.
  • Net income rose 25% YoY to $32.8M with robust 22% return on equity, though operating expenses surged 67% amid competitive near-prime credit market pressures.
  • Stock unchanged at $55.13 in aftermarket despite earnings beat, near 52-week low after 27% six-month decline, reflecting cautious investor sentiment.
  • FY2026 guidance projects EPS of $2.28-$3.05 and revenue of $888.34M; analysts maintain Strong Buy rating with price targets of $78-$105, citing undervaluation.
  • Mercury Financial integration ahead of schedule with expected cost efficiencies; management emphasizes disciplined capital deployment and portfolio optimization for sustained growth.
Last Updated: 2026-03-12, 06:38 p/m
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FAQ

What Is Atlanticuss's Earnings Per Share (TTM)?

The Atlanticuss EPS (TTM) is 5.96.

When Is The Next Atlanticuss Earnings Date?

Atlanticuss will release its next earnings report on May 12, 2026.

What Is Atlanticuss’s Revenue Forecasts For Upcoming Quarters?

Atlanticuss’s revenue forecast is 749.25M.

How Did Atlanticuss React to the Company's Latest Earnings Report?

Atlanticuss reported a +8.02% EPS surprise and a +4.11% revenue surprise, comparing the latest report against analyst forecasts. The stock price changed by -13.01%, reflecting the market's response to the earnings results.
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