| Period Ending: | 2016 31/12 | 2017 31/12 | 2018 31/12 | 2019 31/12 | 2020 31/12 | 2021 31/12 | 2022 31/12 | 2023 31/12 | 2024 31/12 | 2025 31/12 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
Interest Income, Total | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 377,646 | 418,067 | 459,861 | 451,712 | 419,447 | |
Interest Income, Total Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +2.32% | +10.7% | +10% | -1.77% | -7.14% | |
Interest Expense, Total | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 215,953 | 248,185 | 295,738 | 281,880 | 246,372 | |
Interest Expense, Total Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +0.09% | +14.93% | +19.16% | -4.69% | -12.6% | |
Net Interest Income | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 161,693 | 169,882 | 164,123 | 169,832 | 173,075 | |
Net Interest Income Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +5.45% | +5.06% | -3.39% | +3.48% | +1.91% | |
Provision For Loan Losses | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 66,371 | 60,411 | 56,908 | 52,567 | 54,547 | |
Provision For Loan Losses Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +6.95% | -8.98% | -5.8% | -7.63% | +3.77% | |
Net Interest Income After Provision | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 95,322 | 109,471 | 107,215 | 117,265 | 118,528 | |
Net Interest Inc After Loan Loss Prov Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +4.43% | +14.84% | -2.06% | +9.37% | +1.08% | |
Non Interest Income, Total | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 107,413 | 86,906 | 93,409 | 90,358 | 92,202 | |
Non Interest Expense, Total | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 106,740 | 96,373 | 99,919 | 102,913 | 105,588 | |
EBT, Excl. Unusual Items | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 95,995 | 100,004 | 100,705 | 104,710 | 105,142 | |
EBT, Excl. Unusual Items Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +10.64% | +4.18% | +0.7% | +3.98% | +0.41% | |
EBT Excl. Non-Recurring Items Margin % | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 47.35 | 50.92 | 50.2 | 50.43 | 49.89 | |
Unusual Expense | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 2,036 | 1,889 | 1,007 | 1,235 | 1,379 | |
EBT, Incl. Unusual Items | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 93,959 | 98,115 | 99,698 | 103,475 | 103,763 | |
EBT, Incl. Unusual Items Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +8.72% | +4.42% | +1.61% | +3.79% | +0.28% | |
EBT Margin | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 46.35 | 49.96 | 49.69 | 49.84 | 49.24 | |
Income Tax Expense | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 5,020 | 6,160 | 6,446 | 9,246 | 7,249 | |
Net Income to Company | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 88,939 | 91,955 | 93,252 | 94,229 | 96,514 | |
Minority Interest | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -1,358 | 147 | -524 | -643 | -892 | |
Net Income | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 87,581 | 92,102 | 92,728 | 93,586 | 95,622 | |
Net Income Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +11.89% | +5.16% | +0.68% | +0.93% | +2.18% | |
Net Income Margin % | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 43.2% | 46.9% | 46.22% | 45.07% | 45.38% | |
Preferred Dividend and Other Adjustments | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 5,613 | 7,483 | 7,473 | 7,464 | 6,702 | |
Net Income to Common Excl. Extra Items | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 81,968 | 84,619 | 85,255 | 86,122 | 88,920 | |
Basic EPS - Continuing Operations | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 1.1 | 1.14 | 1.15 | 1.16 | 1.08 | |
Basic EPS - Continuing Operations Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +10.95% | +3.23% | +0.75% | +1.02% | -6.52% | |
Diluted EPS - Continuing Operations | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 1.1 | 1.14 | 1.15 | 1.16 | 1.08 | |
Diluted EPS - Continuing Operations Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +10.57% | +3.59% | +0.75% | +1.02% | -6.52% | |
Basic Weighted Average Shares Outstanding | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 74,263 | 74,263 | 74,263 | 74,263 | 82,028 | |
Diluted Weighted Average Shares Outstanding | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 74,263 | 74,263 | 74,263 | 74,263 | 82,028 | |
Dividend Per Share | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 0.36 | 0.37 | 0.38 | 0.38 | 0.32 | |
Dividend Per Share Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +11.99% | +5.07% | +0.54% | +1.07% | -14.33% | |