Erste Bank Polska SA (EBP)

Currency in PLN
640.40
-4.40(-0.68%)
Delayed Data·
High dividend Yield
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Fair Value
Day's Range
638.20647.20
52 wk Range
461.10667.40
Key Statistics
Bid/Ask
640.40 / 641.00
Prev. Close
644.8
Open
647.2
Day's Range
638.2-647.2
52 wk Range
461.1-667.4
Volume
19.57K
Average Volume (3m)
95.72K
1-Year Change
35.3762%
Fair Value
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Fair Value Upside
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EBP Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
650.20
Upside
+1.53%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a high P/E ratio relative to near-term earnings growth

Erste Bank Polska SA News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Analyst Ratings

2 Buy
6 Hold
1 Sell
Ratings:
9 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 650.20
(+1.53% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Morgan Stanley
Buy12.30-98.08%12.10MaintainApr 30, 2026
Morgan Stanley
Hold12.10-98.11%11.50MaintainFeb 26, 2026
JPMorgan
Hold553.00-13.67%533.00UpgradeDec 11, 2025
Morgan Stanley
Buy11.00-98.28%10.00MaintainNov 24, 2025
JPMorgan
Sell528.00-17.58%524.00MaintainJul 29, 2025

Erste Bank Polska SA Earnings Call Summary for Q1/2026

  • Erste Bank Polska maintained total income at ~4B PLN for seventh straight quarter despite interest rate cuts pressuring net interest income down 3.6% YoY
  • Non-interest income hit record high with fee/commission income up 6% YoY to 772M PLN, offsetting margin pressures through diversification strategy
  • Net profit reached 1.028B PLN but was impacted by significant one-off charges related to Erste Group integration and rebranding efforts
  • Asset quality improved with reduced non-performing loans; bank plans to expand digital lending and leverage Erste Group integration for market position
  • Management remains optimistic despite rate headwinds, focusing on non-interest income growth and cost control to navigate challenging interest rate environment
Last Updated: 2026-04-30, 03:44 a/m
Read Full Transcript

Earnings

Latest Release
Apr 30, 2026
EPS / Forecast
10.06 / --
Revenue / Forecast
4B / 4.36B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 55.13%
Dividend Yield
7.75%
Industry Median 2.58%
Annualized payout
49.98
Paid annually
5-Years Growth
+17.75%
Growth Streak

EBP Income Statement

Compare EBP to Peers and Sector

Metrics to compare
EBP
Peers
Sector
Relationship
P/E Ratio
11.6x10.6x10.0x
PEG Ratio
1.320.040.03
Price/Book
1.8x1.5x1.0x
Price / LTM Sales
4.2x2.9x2.9x
Upside (Analyst Target)
4.2%3.7%15.1%
Fair Value Upside
Unlock−2.6%2.7%Unlock

Erste Bank Polska S.A. provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. The company offers personal account, savings accounts and term deposits, currencies, internet and mobile banking, and contactless payments, and debit and credit solutions. It also provides consumer loans and home mortgages; mutual funds, including pension schemes and various investment programmes; and tourist/travel, motor, and home insurance products, as well as bancassurance products. In addition, the company offers foreign exchange, bank guarantees, and foreign letter of credit. The company was formerly known as Santander Bank Polska S.A. and changed its name to Erste Bank Polska S.A. in April 2026. Erste Bank Polska S.A. was founded in 1857 and is headquartered in Warsaw, Poland.

Sector
Financial
Employees
10144
Market
Poland

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
31.16M30.49%20.00B
Other Institutional Investors
59.64M58.36%38.29B
Public Companies & Retail Investors
11.39M11.15%7.31B
Total
102.19M100.00%65.61B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Erste Group Bank AG49.00%50,072,76332,146,714
Banco Santander, S.A.9.70%9,911,3856,363,109

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FAQ

What Is the Erste Bank Polska (EBP) Stock Price Today?

The Erste Bank Polska stock price today is 640.40 PLN.

What Stock Exchange Does Erste Bank Polska Trade On?

Erste Bank Polska is listed and trades on the Warsaw Stock Exchange.

What Is the Stock Symbol for Erste Bank Polska?

The stock symbol for Erste Bank Polska is "EBP."

Does Erste Bank Polska Pay Dividends? What’s The Current Dividend Yield?

The Erste Bank Polska dividend yield is 7.79%.

What Is the Erste Bank Polska Market Cap?

As of today, Erste Bank Polska market cap is 65.44B PLN.

What Is Erste Bank Polska's Earnings Per Share (TTM)?

The Erste Bank Polska EPS (TTM) is 55.13.

When Is the Next Erste Bank Polska Earnings Date?

Erste Bank Polska will release its next earnings report on Jul 30, 2026.

From a Technical Analysis Perspective, Is EBP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Erste Bank Polska Stock Split?

Erste Bank Polska has split 0 times.

How Many Employees Does Erste Bank Polska Have?

Erste Bank Polska has 10144 employees.

What is the current trading status of Erste Bank Polska (EBP)?

As of Jun 24, 2026, Erste Bank Polska (EBP) is trading at a price of 640.40 PLN, with a previous close of 644.80 PLN. The stock has fluctuated within a day range of 638.20 PLN to 647.20 PLN, while its 52-week range spans from 461.10 PLN to 667.40 PLN.

What Is Erste Bank Polska (EBP) Price Target According to Analysts?

The average 12-month price target for Erste Bank Polska is 650.20 PLN, with a high estimate of 713 PLN and a low estimate of 490 PLN. 2 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Neutral. The stock has an +1.53% Upside potential.
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