FirstRand Ltd (FSRJ)

Currency in ZAR
9,461
+124(+1.33%)
Closed·
High dividend Yield
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Fair Value
Day's Range
9,1549,461
52 wk Range
7,69610,288
Key Statistics
Bid/Ask
9,350.00 / 9,630.00
Prev. Close
9,337
Open
9,379
Day's Range
9,154-9,461
52 wk Range
7,696-10,288
Volume
16.52M
Average Volume (3m)
9.77M
1-Year Change
19.2012%
Fair Value
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Fair Value Upside
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FSRJ Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
10,765
Upside
+13.78%
Members' Sentiments
Bearish
Bullish
ProTips
Has raised its dividend for 3 consecutive years

FirstRand Ltd News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Buy
Moving Averages
Neutral

Analyst Ratings

7 Buy
4 Hold
0 Sell
Ratings:
11 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 10,765
(+13.78% Upside)

FirstRand Ltd Earnings Call Summary for H2/2026

  • Full-year reported earnings fell 5% due to £403M UK motor finance provision; normalized earnings rose 16%, continuing operations up 13%.
  • Continuing operations ROE reached 24.9%; headline ROE hit 21.5%, within target range; CET1 ratio at 13.9% with ZAR 10B excess capital.
  • Board raised dividend 16%, marking 35 consecutive years of payments; shares climbed 3.02% to 9,914, near 52-week high of 10,288.
  • Strategic pivot toward South Africa and broader Africa after UK consumer finance exit; expects higher earnings growth and improved ROE.
  • FY2027 guidance: mid-range earnings growth, high-single-digit NII growth, positive cost jaws, cost-to-income ratio trending to mid-40s.
Last Updated: 2026-09-10, 06:38 a/m
Read Full Transcript

Earnings

Latest Release
Mar 04, 2026
EPS / Forecast
4.14 / --
Revenue / Forecast
98.44B / --
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 6.88%
Dividend Yield
5.77%
Industry Median 4.48%
Annualized payout
539.00
Paid unevenly
5-Years Growth
+15.43%
Growth Streak

FSRJ Income Statement

Compare FSRJ to Peers and Sector

Metrics to compare
FSRJ
Peers
Sector
Relationship
P/E Ratio
13.7x12.7x9.6x
PEG Ratio
−0.950.740.03
Price/Book
2.2x1.7x1.0x
Price / LTM Sales
4.0x3.6x2.9x
Upside (Analyst Target)
11.0%10.4%15.0%
Fair Value Upside
Unlock−2.6%2.7%Unlock

FirstRand Limited, together with its subsidiaries, provides transactional, lending, investment and insurance products and solutions in South Africa, rest of Africa, the United Kingdom, rest of Europe, Asia, the Americas, and Australia. It operates in Retail and Commercial, Corporate and Institutional, and Centre segments. The company offers savings and investment products; mortgage loans and commercial property finance; credit and debit cards; personal loans; debtor and leveraged finance; securities-based lending; foreign exchange; funeral, credit life, life, and short term insurance policies; and various services, including transactional and deposit taking, card-acquiring, credit facilities, insurance, trust and fiduciary services, rewards programme, FNB Connect, merchant services, and cash management solutions. It also provides vehicle finance and fleet management; and value-added products and services related to vehicle ownership comprising maintenance and service plans, warranties, and credit life and shortfall cover. In addition, the company offers corporate finance, leveraged finance, resource sector solutions, infrastructure sector solutions, real estate finance, debt capital markets, debt trade solutions, sponsor services, corporate broking, loan syndications, coverage, advisory, corporate transactional banking, and principal investments, as well as market-making and financial risk management solutions. It serves retail, small and medium-sized enterprises, business, agriculture, medium corporate, and public sector entities. The company was incorporated in 1966 and is based in Sandton, South Africa.

Sector
Financial
Employees
51712

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
1.70B30.62%159.14B
Other Institutional Investors
1.28B22.93%119.15B
Public Companies & Retail Investors
2.59B46.45%241.37B
Total
5.57B100.00%519.66B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Public Investment Corporation Limited15.88%883,786,00082,519,099
Bee Partners, LLC4.93%274,346,00025,615,686

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FAQ

What Is the FirstRand Ltd (FSRJ) Stock Price Today?

The FirstRand Ltd stock price today is 9,461 ZAR.

What Stock Exchange Does FirstRand Ltd Trade On?

FirstRand Ltd is listed and trades on the Johannesburg Stock Exchange.

What Is the Stock Symbol for FirstRand Ltd?

The stock symbol for FirstRand Ltd is "FSRJ."

Does FirstRand Ltd Pay Dividends? What’s The Current Dividend Yield?

The FirstRand Ltd dividend yield is 5.77%.

What Is the FirstRand Ltd Market Cap?

As of today, FirstRand Ltd market cap is 519.27B ZAR.

What Is FirstRand Ltd's Earnings Per Share (TTM)?

The FirstRand Ltd EPS (TTM) is 7.

From a Technical Analysis Perspective, Is FSRJ a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has FirstRand Ltd Stock Split?

FirstRand Ltd has split 1 times.

How Many Employees Does FirstRand Ltd Have?

FirstRand Ltd has 51712 employees.

What is the current trading status of FirstRand Ltd (FSRJ)?

As of Sep 15, 2026, FirstRand Ltd (FSRJ) is trading at a price of 9,461 ZAR, with a previous close of 9,337 ZAR. The stock has fluctuated within a day range of 9,154 ZAR to 9,461 ZAR, while its 52-week range spans from 7,696 ZAR to 10,288 ZAR.

What Is FirstRand Ltd (FSRJ) Price Target According to Analysts?

The average 12-month price target for FirstRand Ltd is 10,765 ZAR, with a high estimate of 12200 ZAR and a low estimate of 9500 ZAR. 7 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +13.78% Upside potential.
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