Funding Circle Holdings PLC (FCH)

Currency in GBP
186.85
-4.55(-2.38%)
Real-time Data·
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Fair Value
Day's Range
186.85194.92
52 wk Range
113.20252.00
Key Statistics
Bid/Ask
191.40 / 191.80
Prev. Close
191.4
Open
189.4
Day's Range
186.85-194.92
52 wk Range
113.2-252
Volume
454.89K
Average Volume (3m)
1.19M
1-Year Change
56.2282%
Fair Value
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Fair Value Upside
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FCH Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
273.83
Upside
+46.55%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to drop this year
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Buy
Moving Averages
Strong Sell

Analyst Ratings

6 Buy
0 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 273.83
(+46.55% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Canaccord
Buy3.08+63.66%3.00MaintainSep 09, 2026
Deutsche Bank
Buy2.90+54.09%1.90MaintainAug 14, 2026
Deutsche Bank
Buy1.90+0.96%1.80MaintainMar 06, 2026

Funding Circle Holdings PLC Earnings Call Summary for H1/2026

  • Funding Circle reported H1 2026 revenue of GBP 138M, up 50% YoY, and profit before tax of GBP 24M, quadrupling from GBP 6M in H1 2025.
  • Full-year 2026 guidance raised to over GBP 255M revenue and GBP 40M PBT, implying profit doubling versus 2025; medium-term target remains GBP 300-350M by FY 2029.
  • Operating leverage improved as expenses grew 27% versus 50% revenue growth, expanding PBT margin to 17% from 7%; FlexiPay and card revenue surged 83%.
  • Shares fell 8.7% to $210 despite strong results, suggesting investors priced in gains; CEO Lisa Jacobs announced plans to step down by September 2027.
  • Company plans additional GBP 25M share buyback following GBP 72M repurchased since March 2024; credit extended rose 52% to GBP 1.7B with AUM up 15%.
Last Updated: 2026-09-08, 05:34 a/m
Read Full Transcript

Earnings

Latest Release
Sep 08, 2026
EPS / Forecast
0.07 / --
Revenue / Forecast
138.2M / --
EPS Revisions
Last 90 days

FCH Income Statement

Compare FCH to Peers and Sector

Metrics to compare
FCH
Peers
Sector
Relationship
P/E Ratio
8.8x9.7x9.6x
PEG Ratio
0.050.220.03
Price/Book
2.3x0.9x1.0x
Price / LTM Sales
2.2x2.4x2.9x
Upside (Analyst Target)
42.6%26.4%15.0%
Fair Value Upside
Unlock2.4%2.7%Unlock

Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom and internationally. The company offers small business loans, recovery loan schemes, government backed loans, business credit cards, and business finance solutions to small enterprises. It also provides flexipay and flexipay card solutions. In addition, the company offers asset, vehicle, agricultural, and equipment finance services. Funding Circle Holdings plc was incorporated in 2010 and is based in London, the United Kingdom.

Sector
Financial
Employees
796

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
64.20M22.19%121.60M
Other Institutional Investors
237.92M77.81%450.63M
Public Companies & Retail Investors
0.000.00%0.00
Total
302.12M100.00%572.22M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Index Ventures SA20.26%58,618,351111,023
Index Ventures V (Jersey), L.P.15.09%43,663,77682,699

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FAQ

What Is the Funding Circle (FCH) Stock Price Today?

The Funding Circle stock price today is 186.85 GBP.

What Stock Exchange Does Funding Circle Trade On?

Funding Circle is listed and trades on the London Stock Exchange.

What Is the Stock Symbol for Funding Circle?

The stock symbol for Funding Circle is "FCH."

What Is the Funding Circle Market Cap?

As of today, Funding Circle market cap is 557.72M GBP.

What Is Funding Circle's Earnings Per Share (TTM)?

The Funding Circle EPS (TTM) is 0.20.

When Is the Next Funding Circle Earnings Date?

Funding Circle will release its next earnings report on Mar 11, 2027.

From a Technical Analysis Perspective, Is FCH a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Funding Circle Stock Split?

Funding Circle has split 0 times.

How Many Employees Does Funding Circle Have?

Funding Circle has 796 employees.

What is the current trading status of Funding Circle (FCH)?

As of Sep 15, 2026, Funding Circle (FCH) is trading at a price of 186.85 GBP, with a previous close of 191.40 GBP. The stock has fluctuated within a day range of 186.85 GBP to 194.92 GBP, while its 52-week range spans from 113.20 GBP to 252.00 GBP.

What Is Funding Circle (FCH) Price Target According to Analysts?

The average 12-month price target for Funding Circle is 273.83 GBP, with a high estimate of 308 GBP and a low estimate of 245 GBP. 6 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +46.55% Upside potential.
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