MidWestOne Financial Group Inc (MOFG)

Currency in USD
49.31
+1.13(+2.35%)
Real-time Data·
48.12-1.19(-2.41%)
·
Showing MidWestOne historical data. For real-time data please try another search
Fair Value
Day's Range
47.8149.69
52 wk Range
24.6249.69
Key Statistics
Prev. Close
48.18
Open
48.53
Day's Range
47.81-49.69
52 wk Range
24.62-49.69
Volume
577.26K
Average Volume (3m)
222.56K
1-Year Change
53.7574%
Book Value / Share
-
Fair Value
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Fair Value Upside
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MOFG Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
37.33
Downside
-24.29%
Members' Sentiments
Bearish
Bullish
ProTips
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

MidWestOne Financial Group Inc Company Profile

MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. The company offers various deposit products, including noninterest bearing and interest bearing demand deposits, demand and interest checking, savings, money market, and time deposits accounts. It also provides commercial, real estate, agricultural, credit card, and consumer loans; and financing arrangements, such as brokered deposits, term debt, subordinated debt, and equity. In addition, it offers private wealth and investment services comprising administering estates, trusts, and conservatorships; property and farm management, investment advisory, retail securities brokerage, financial planning, and custodial services; and licensed broker services. Further, the company provides treasury management, Zelle, online and mobile banking, debit cards, automated teller machines, and safe deposit boxes. MidWestOne Financial Group, Inc. was founded in 1934 and is headquartered in Iowa City, Iowa. As of February 17, 2026, MidWestOne Financial Group, Inc. operates as a subsidiary of Nicolet Bankshares, Inc.

Sector
Financial
Employees
757

MidWestOne Financial Group Inc Earnings Call Summary for Q2/2025

  • MidWestOne reported Q3 2025 EPS of $0.87, beating forecasts by 8.75%, while revenue of $61.26 million missed expectations by 2.85%; stock surged 38.74% following the announcement.
  • Net interest income increased by $2.5 million to $50 million, with core loan portfolio yield rising 10 basis points to 5.70%, demonstrating improved operational efficiency.
  • Management forecasts net interest margin expansion of 4-5 basis points per quarter and anticipates two 25 basis point Fed funds cuts in Q4 2025.
  • CEO Chip Reeves emphasized quality over size with 'Better is better, not bigger is better' strategy, while the company pursues M&A opportunities and geographic expansion.
  • Potential challenges include revenue execution issues, CRE sector risks including a $24 million credit issue, and pressure on margins from high deposit costs.
Last Updated: 2025-11-20, 08:56 a/m
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Compare MOFG to Peers and Sector

Metrics to compare
MOFG
Peers
Sector
Relationship
P/E Ratio
17.4x0.0x10.2x
PEG Ratio
0.110.000.03
Price/Book
1.7x0.0x1.0x
Price / LTM Sales
4.6x0.0x3.0x
Upside (Analyst Target)
1.4%0.0%11.6%
Fair Value Upside
Unlock0.0%0.7%Unlock

Analyst Ratings

1 Buy
2 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 37.33
(-24.29% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.81%
Dividend Yield
1.97%
Industry Median 3.23%
Annualized payout
0.97
Paid quarterly
5-Years Growth
+2.38%
Growth Streak

Earnings

Latest Release
Feb 17, 2026
EPS / Forecast
-- / 0.87
Revenue / Forecast
-- / 64.13M
EPS Revisions
Last 90 days

MOFG Income Statement

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