Mynt Inc (GCASH)

Currency in PHP
7.21
+0.16(+2.27%)
Closed·

GCASH Earnings

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Mynt Inc Earnings Call Summary for Q3/2026

  • Mynt reported Q3 2026 revenue of PHP 24B (+16.6% YoY) and net income of PHP 5.6B (+43.3% YoY); shares hit 52-week high at $7.05.
  • Nine-month revenue reached PHP 67.1B (+12.2% YoY) with net income of PHP 16.5B (+17% YoY); loan book grew 43.3% to PHP 79.3B.
  • Company completed largest Philippine IPO, raising PHP 60.9B; monthly active users grew 9.7% to 42.1M, with payment GTV up 23.1%.
  • Management expects Q4 net income margins in high teens due to IPO expenses; maintains Rule of 40 target (revenue growth + margin ≥40%).
  • NPL ratio improved to 4.8% from 4.9%; launched No Signal Pay feature and expanded remittance, investment products amid macro headwinds.
Last Updated: 2026-11-10, 04:10 a/m
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