| Period Ending: | 2016 31/12 | 2017 31/12 | 2018 31/12 | 2019 31/12 | 2020 31/12 | 2021 31/12 | 2022 31/12 | 2023 31/12 | 2024 31/12 | 2025 31/12 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
Interest Income, Total | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 300,693 | 299,520 | 297,598 | 288,125 | - | |
Interest Income, Total Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +1.94% | -0.39% | -0.64% | -3.18% | - | |
Interest Expense, Total | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 164,735 | 165,851 | 179,163 | 173,408 | - | |
Interest Expense, Total Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | +5.33% | +0.68% | +8.03% | -3.21% | - | |
Net Interest Income | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 135,958 | 133,669 | 118,435 | 114,717 | 173,964 | |
Net Interest Income Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -1.89% | -1.68% | -11.4% | -3.14% | +51.65% | |
Provision For Loan Losses | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 78,331 | 75,952 | 76,754 | 69,437 | - | |
Provision For Loan Losses Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -1.53% | -3.04% | +1.06% | -9.53% | - | |
Net Interest Income After Provision | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 57,627 | 57,717 | 41,681 | 45,280 | - | |
Net Interest Inc After Loan Loss Prov Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -2.38% | +0.16% | -27.78% | +8.63% | - | |
Non Interest Income, Total | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 54,168 | 54,302 | 54,262 | 55,851 | - | |
Non Interest Expense, Total | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 53,446 | 56,397 | 55,944 | 53,868 | 120,590 | |
EBT, Excl. Unusual Items | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 58,349 | 55,622 | 39,999 | 47,263 | 53,374 | |
EBT, Excl. Unusual Items Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -11.61% | -4.67% | -28.09% | +18.16% | +12.93% | |
EBT Excl. Non-Recurring Items Margin % | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 52.19 | 49.65 | 41.69 | 46.73 | 30.68 | |
Unusual Expense | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -722 | -527 | -693 | -1,103 | 0 | |
EBT, Incl. Unusual Items | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 59,071 | 56,149 | 40,692 | 48,366 | 53,374 | |
EBT, Incl. Unusual Items Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -11.41% | -4.95% | -27.53% | +18.86% | +10.35% | |
EBT Margin | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 52.84 | 50.12 | 42.41 | 47.83 | 30.68 | |
Income Tax Expense | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 5,305 | 4,152 | 3,263 | 2,531 | 3,357 | |
Net Income to Company | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 53,766 | 51,997 | 37,429 | 45,835 | 50,017 | |
Minority Interest | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -763 | -826 | -727 | -578 | - | |
Net Income | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 53,003 | 51,171 | 36,702 | 45,257 | 50,017 | |
Net Income Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -9.12% | -3.46% | -28.28% | +23.31% | +10.52% | |
Net Income Margin % | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 47.41% | 45.68% | 38.25% | 44.75% | 28.75% | |
Preferred Dividend and Other Adjustments | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 5,353 | 5,353 | 5,353 | 5,353 | - | |
Net Income to Common Excl. Extra Items | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 47,650 | 45,818 | 31,349 | 39,904 | 50,017 | |
Basic EPS - Continuing Operations | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 1.62 | 1.56 | 1.07 | 1.36 | 1.52 | |
Basic EPS - Continuing Operations Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -13.75% | -3.84% | -31.58% | +27.29% | +11.81% | |
Diluted EPS - Continuing Operations | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 1.5 | 1.44 | 0.99 | 1.25 | 1.52 | |
Diluted EPS - Continuing Operations Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -13.68% | -4% | -30.75% | +25.78% | +21.53% | |
Basic Weighted Average Shares Outstanding | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 29,352 | 29,352 | 29,352 | 29,352 | 32,905.92 | |
Diluted Weighted Average Shares Outstanding | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 32,812 | 32,931 | 33,039 | 33,128 | 32,905.92 | |
Dividend Per Share | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | 0.41 | 0.32 | 0.32 | 0.41 | - | |
Dividend Per Share Growth | aa.aa | aa.aa | aa.aa | aa.aa | aa.aa | -14.58% | -21.95% | +0.31% | +27.73% | - | |