RBL Bank Ltd (RATB)

Currency in INR
392.50
+0.20(+0.05%)
Closed·
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Fair Value
Day's Range
387.70392.75
52 wk Range
243.25393.90
Key Statistics
Bid/Ask
402.30 / 392.50
Prev. Close
392.3
Open
392.3
Day's Range
387.7-392.75
52 wk Range
243.25-393.9
Volume
1.99M
Average Volume (3m)
5.26M
1-Year Change
55.0464%
Fair Value
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Fair Value Upside
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RATB Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
382.90
Downside
-2.45%
Members' Sentiments
Bearish
Bullish
ProTips
Quickly burning through cash

RBL Bank Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

11 Buy
2 Hold
7 Sell
Ratings:
20 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 382.90
(-2.45% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Goldman Sachs
Sell285.00-27.39%-New CoverageAug 21, 2026
Emkay Global
Buy430.00+9.55%375.00MaintainJul 20, 2026
CLSA
Sell310.00-21.02%320.00DowngradeJul 20, 2026
ICICI Securities
Buy430.00+9.55%390.00MaintainJul 19, 2026
ICICI Securities
Buy390.00-0.64%410.00MaintainApr 26, 2026

RBL Bank Ltd Earnings Call Summary for Q1/2027

  • RBL Bank Q1 net profit surged 27% YoY to INR 254 crore; net advances grew 23% to INR 116,223 crore driven by retail, wholesale and microfinance expansion.
  • Asset quality improved with gross NPAs falling to 1.3% and net NPAs to 0.37%; total capital adequacy ratio jumped to 33.3% after Emirates NBD's $2.75B infusion.
  • Net interest margin compressed to 4.13%, down 50 bps over two quarters; management expects 30-40 bps NIM recovery in Q2 as capital deployment progresses.
  • Bank targets 23-25% annual credit growth and 23-24% retail deposit growth; card credit costs expected to decline from 11-12% to 5% by Q3 2026.
  • Emirates NBD now holds 60% stake; bank aims to leverage Middle East network for NRE deposits and trade finance while targeting 1% ROA by Q2-Q3.
Last Updated: 2026-07-17, 09:12 a/m
Read Full Transcript

Earnings

Latest Release
Jul 17, 2026
EPS / Forecast
3.34 / 3.37
Revenue / Forecast
26.14B / 27.84B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 13.61%
Dividend Yield
0.25%
Industry Median 1.21%
Annualized payout
1.00
Paid annually
5-Years Growth
-7.79%
Growth Streak

RATB Income Statement

Compare RATB to Peers and Sector

Metrics to compare
RATB
Peers
Sector
Relationship
P/E Ratio
67.6x14.8x9.8x
PEG Ratio
1.580.790.03
Price/Book
3.6x1.8x1.0x
Price / LTM Sales
7.5x4.6x2.9x
Upside (Analyst Target)
0.6%13.8%14.2%
Fair Value Upside
Unlock13.3%2.7%Unlock

RBL Bank Limited operates as a scheduled commercial bank in India. It operates through Corporate/Wholesale Banking; Retail Banking; Treasury; and Other Banking Operations segments. The company offers savings, salary, current, special institutions, and seafarer accounts; safe deposit lockers; fixed, recurring, and smart deposits; and portfolio investment schemes. It also provides housing, personal, business, pre-owned car, two-wheeler, education, business, crop, agri investment and allied, and micro-enterprise loans, as well as overdrafts, rural vehicle finance, loans against gold ornaments, loans against property, working capital finance, and unsecured and secured small business loans; life, general, and health insurance products; investments services, such as e-ASBA and national pension system; and Demat accounts. In addition, the company offers online tax and bill payment, missed call recharge and facility, payment gateway, and merchant acquiring services; online, mobile, and digital banking; debit, credit, commercial, and prepaid cards; outward remittances; wire transfer and foreign currency cheques; and developmental banking and financial inclusion services, including loan syndications. Further, it provides corporate finance; investment banking services, comprising mergers and acquisitions advisory and private equity capital advisory; project and infrastructure finance, structured finance, and real estate financing; cash management, trade and remittance, and supply chain finance services; and financial markets and treasury products, including capital markets, and forex and bullion. Additionally, the company offers agribusiness, NRI, and preferred banking services. It operates a network of bank branches, business correspondent branches, and ATMs. The company was formerly known as The Ratnakar Bank Limited and changed its name to RBL Bank Limited in August 2014. RBL Bank Limited was incorporated in 1943 and is based in Mumbai, India. As of June 18, 2026, RBL Bank Limited operates as a subsidiary of Emirates NBD Bank PJSC.

Sector
Financial
Employees
22857
Market
India

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
341.26M22.04%133.94B
Other Institutional Investors
1.05B67.54%410.49B
Public Companies & Retail Investors
161.46M10.43%63.37B
Total
1.55B100.00%607.81B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Emirates NBD Bank PJSC60.00%929,134,820364,685,417
Quant Mutual Fund - Quant Small Cap Fund3.23%49,959,91419,609,266

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FAQ

What Is the RBL Bank (RATB) Stock Price Today?

The RBL Bank stock price today is 392.50 INR.

What Stock Exchange Does RBL Bank Trade On?

RBL Bank is listed and trades on the India National Stock Exchange.

What Is the Stock Symbol for RBL Bank?

The stock symbol for RBL Bank is "RATB."

Does RBL Bank Pay Dividends? What’s The Current Dividend Yield?

The RBL Bank dividend yield is 0.25%.

What Is the RBL Bank Market Cap?

As of today, RBL Bank market cap is 607.81B INR.

What Is RBL Bank's Earnings Per Share (TTM)?

The RBL Bank EPS (TTM) is 13.61.

When Is the Next RBL Bank Earnings Date?

RBL Bank will release its next earnings report on Oct 19, 2026.

From a Technical Analysis Perspective, Is RATB a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has RBL Bank Stock Split?

RBL Bank has split 0 times.

How Many Employees Does RBL Bank Have?

RBL Bank has 22857 employees.

What is the current trading status of RBL Bank (RATB)?

As of Aug 22, 2026, RBL Bank (RATB) is trading at a price of 392.50 INR, with a previous close of 392.30 INR. The stock has fluctuated within a day range of 387.70 INR to 392.75 INR, while its 52-week range spans from 243.25 INR to 393.90 INR.

What Is RBL Bank (RATB) Price Target According to Analysts?

The average 12-month price target for RBL Bank is 382.90 INR, with a high estimate of 470 INR and a low estimate of 285 INR. 11 analysts recommend buying the stock, while 7 suggest selling, leading to an overall rating of Buy. The stock has an -2.45% Downside potential.
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