Zip Co Ltd (ZIP)

Currency in AUD
1.86
+0.12(+6.88%)
Closed·
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Fair Value
Day's Range
1.771.87
52 wk Range
1.024.01
Key Statistics
Bid/Ask
1.86 / 1.86
Prev. Close
1.86
Open
1.78
Day's Range
1.77-1.87
52 wk Range
1.02-4.01
Volume
30.63M
Average Volume (3m)
20.58M
1-Year Change
-53.5%
Fair Value
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Fair Value Upside
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ZIP Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
3.64
Upside
+95.79%
Members' Sentiments
Bearish
Bullish
ProTips
Stock has taken a big hit over the last week

Zip Co Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Analyst Ratings

12 Buy
0 Hold
0 Sell
Ratings:
12 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 3.64
(+95.79% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Citi
Buy2.70+45.16%3.30MaintainOct 27, 2026
CLSA
Buy3.66+96.77%4.49MaintainOct 23, 2026
Macquarie
Buy3.60+93.55%3.50MaintainAug 31, 2026
UBS
Buy4.70+152.69%4.10MaintainAug 21, 2026
Citi
Buy3.55+90.86%2.60MaintainJul 21, 2026

Zip Co Ltd Earnings Call Summary for H2/2026

  • Zip reported record FY 2026 cash EBITDA of AUD 269M, up 58% YoY, with statutory net profit rising 46% to AUD 116M; shares surged 14.73% to $2.96.
  • U.S. business drove growth with transaction volume up 42.5% to USD 8.6B and revenue rising 44% to USD 613M; operating margin expanded 420bps to record 20%.
  • Company guided FY 2027 operating margin to 20-22%, cash EBITDA to AUD 340M, and U.S. transaction volume growth of at least 30% in USD terms.
  • Zip announced AUD 50M on-market buyback and orderly wind-down of New Zealand operations to focus capital on Australia and U.S. expansion opportunities.
  • Management highlighted 12th consecutive quarter of profitability and strategic priorities including AI integration, physical card rollout, and potential U.S. dual listing.
Last Updated: 2026-08-19, 09:06 p/m
Read Full Transcript

Earnings

Latest Release
Oct 22, 2026
EPS / Forecast
0.04 / 0.04
Revenue / Forecast
371.2M / 387M
EPS Revisions
Last 90 days

ZIP Income Statement

Compare ZIP to Peers and Sector

Metrics to compare
ZIP
Peers
Sector
Relationship
P/E Ratio
18.7x8.8x9.2x
PEG Ratio
0.390.180.03
Price/Book
3.2x1.2x1.0x
Price / LTM Sales
1.6x1.6x2.8x
Upside (Analyst Target)
108.1%44.1%19.0%
Fair Value Upside
Unlock11.2%3.8%Unlock

Zip Co Limited engages in the provision of digital retail finance, personal finance, and payments solutions in Australia and the United States. The company offers retail line of credit products and personal loans; retail installment products; and Buy Now Pay Later installment products to consumers. It also provides unsecured loans through banking partners, as well as payment options; online and in-store; access to point-of-sale credit; and digital payment services. The company was formerly known as ZipMoney Limited and changed its name to Zip Co Limited in December 2017. Zip Co Limited was incorporated in 2009 and is headquartered in Sydney, Australia.

Sector
Financial
Employees
877
Market
Australia

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
218.87M17.57%381.93M
Other Institutional Investors
404.22M32.44%705.36M
Public Companies & Retail Investors
622.83M49.99%1.09B
Total
1.25B100.00%2.17B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
State Street Investment Management7.23%90,109,461157,241
Australian Retirement Trust Pty Ltd5.04%62,856,312109,684

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FAQ

What Is the Zip (ZIP) Stock Price Today?

The Zip stock price today is 1.86 AUD.

What Stock Exchange Does Zip Trade On?

Zip is listed and trades on the Sydney Stock Exchange.

What Is the Stock Symbol for Zip?

The stock symbol for Zip is "ZIP."

What Is the Zip Market Cap?

As of today, Zip market cap is 2.32B AUD.

What Is Zip's Earnings Per Share (TTM)?

The Zip EPS (TTM) is 0.092.

When Is the Next Zip Earnings Date?

Zip will release its next earnings report on Feb 24, 2027.

From a Technical Analysis Perspective, Is ZIP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Zip Stock Split?

Zip has split 3 times.

How Many Employees Does Zip Have?

Zip has 877 employees.

What is the current trading status of Zip (ZIP)?

As of Oct 29, 2026, Zip (ZIP) is trading at a price of 1.86 AUD, with a previous close of 1.86 AUD. The stock has fluctuated within a day range of 1.77 AUD to 1.87 AUD, while its 52-week range spans from 1.02 AUD to 4.01 AUD.

What Is Zip (ZIP) Price Target According to Analysts?

The average 12-month price target for Zip is 3.64 AUD, with a high estimate of 5.54 AUD and a low estimate of 2.3 AUD. 12 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +95.79% Upside potential.
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