SmartFinancial Inc (SMBK)

Currency in USD
40.86
-1.90(-4.44%)
Closed·
40.860.00(0.00%)
·
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Fair Value
Day's Range
40.8543.25
52 wk Range
29.6343.91
Key Statistics
Prev. Close
40.86
Open
42.91
Day's Range
40.85-43.25
52 wk Range
29.63-43.91
Volume
71.94K
Average Volume (3m)
72.94K
1-Year Change
47.1066%
Book Value / Share
32.87
Fair Value
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Fair Value Upside
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SMBK Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
45.00
Upside
+10.13%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

SmartFinancial Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other loans, as well as leases to small and mid-size companies for equipment financing leases. In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services. It operates in Tennessee, Alabama, and Florida. SmartFinancial, Inc. is based in Knoxville, Tennessee.

Sector
Financial
Employees
585

SmartFinancial Inc Earnings Call Summary for Q1/2026

  • SmartFinancial reported Q1 2026 EPS of $0.81, beating forecast of $0.79; revenue reached $53.82M, exceeding expectations by 0.58%.
  • Net interest income rose to $45.9M; tangible book value per share increased to $27.33 from $26.86 at year-end 2025.
  • Management targets $1.00 EPS by Q4 2026 under 'Four by Four' initiative; Q2 2026 EPS forecast at $0.86, FY 2027 at $4.1.
  • Strategic expansion in wealth management and private banking expected to drive growth; CFO noted wealth platform becoming significant driver.
  • Stock gained 48% over past year, trading near 52-week high of $43.91; faces competitive pressures and potential credit quality concerns.
Last Updated: 2026-04-20, 11:12 a/m
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Compare SMBK to Peers and Sector

Metrics to compare
SMBK
Peers
Sector
Relationship
P/E Ratio
13.2x14.2x10.0x
PEG Ratio
0.350.810.03
Price/Book
1.2x1.7x1.0x
Price / LTM Sales
3.6x4.0x2.9x
Upside (Analyst Target)
11.4%6.4%13.4%
Fair Value Upside
Unlock3.9%1.6%Unlock

Analyst Ratings

1 Buy
4 Hold
0 Sell
Ratings:
5 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 45.00
(+10.13% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Keefe, Bruyette & Woods
Hold46.00+12.58%42.00MaintainApr 21, 2026
Raymond James
Buy50.00+22.37%47.00MaintainApr 20, 2026
Raymond James
Buy47.00+15.03%-MaintainApr 20, 2026
Keefe, Bruyette & Woods
Hold42.00+2.79%40.00MaintainJan 22, 2026
Hovde Group
Buy48.00+17.47%-UpgradeJan 22, 2026

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 3.12%
Dividend Yield
0.76%
Industry Median 3.06%
Annualized payout
0.32
Paid quarterly
5-Years Growth
+9.86%
Growth Streak

Earnings

Latest Release
Apr 20, 2026
EPS / Forecast
0.81 / 0.79
Revenue / Forecast
53.82M / 53.51M
EPS Revisions
Last 90 days

SMBK Income Statement

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FAQ

What Is the SmartFinancial Inc (SMBK) Stock Price Today?

The SmartFinancial Inc stock price today is 40.86 USD.

What Stock Exchange Does SmartFinancial Inc Trade On?

SmartFinancial Inc is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for SmartFinancial Inc?

The stock symbol for SmartFinancial Inc is "SMBK."

Does SmartFinancial Inc Pay Dividends? What’s The Current Dividend Yield?

The SmartFinancial Inc dividend yield is 0.76%.

What Is the SmartFinancial Inc Market Cap?

As of today, SmartFinancial Inc market cap is 698.64M USD.

What Is SmartFinancial Inc's Earnings Per Share (TTM)?

The SmartFinancial Inc EPS (TTM) is 3.12.

When Is the Next SmartFinancial Inc Earnings Date?

SmartFinancial Inc will release its next earnings report on Jul 27, 2026.

From a Technical Analysis Perspective, Is SMBK a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.

How Many Times Has SmartFinancial Inc Stock Split?

SmartFinancial Inc has split 3 times.

How Many Employees Does SmartFinancial Inc Have?

SmartFinancial Inc has 585 employees.

What is the current trading status of SmartFinancial Inc (SMBK)?

As of Apr 22, 2026, SmartFinancial Inc (SMBK) is trading at a price of 40.86 USD, with a previous close of 40.86 USD. The stock has fluctuated within a day range of 40.85 USD to 43.25 USD, while its 52-week range spans from 29.63 USD to 43.91 USD.

What Is SmartFinancial Inc (SMBK) Price Target According to Analysts?

The average 12-month price target for SmartFinancial Inc is 45.00 USD, with a high estimate of 50 USD and a low estimate of 42 USD. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an +10.13% Upside potential.
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