United Bank For Africa PLC (UBA)

Currency in NGN
41.90
+2.60(+6.60%)
Closed·
High dividend Yield
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Fair Value
Day's Range
39.1042.00
52 wk Range
30.5050.51
Key Statistics
Bid/Ask
40.60 / 43.00
Prev. Close
39.4
Open
39.4
Day's Range
39.1-42
52 wk Range
30.5-50.51
Volume
7.2M
Average Volume (3m)
19.5M
1-Year Change
12.57%
Fair Value
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Fair Value Upside
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UBA Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
52.94
Upside
+26.34%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low Price / Book multiple
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

United Bank For Africa PLC Company Profile

United Bank for Africa Plc, together with its subsidiaries, primarily provides corporate, commercial, and retail banking services in Nigeria, rest of Africa, and internationally. The company operates through Corporate Banking, Retail/Commercial Banking, and Treasury and Financial Markets segments. It offers savings, current, salary, domiciliary, diaspora, and fixed deposit accounts. The company also provides corporate banking financial solutions to multinationals, regional companies, state-owned companies, non-governmental organizations, international and multinational organizations, and financial institutions; retail/commercial banking products and services to middle and retail segments; and financing and risk management solutions, and advisory services to corporate and institutional customers. In addition, it offers energy banking services, including treasury products, current/dom. services, credit facilities, credit, agency backed financing solutions, note issuance facilities, FCY lending and hedging products, structured/project finance, loan syndication, E–banking services, auto notification services, card-based services, government payment and collection services, and in plant tellering services. Further, the company provides mobile, Internet, and magic banking, as well as notification services; SME loans and advances, including working capital loans, SME asset finance, healthcare loans, creative industry finance, young entrepreneurs loans, and school loans, as well as SME accounts; business registration support services; international trade services; card solutions; merchant services; strategic advisory and research; and e-payment solutions. Additionally, it offers trade, remittance, treasury management, custody/investor, and cash management services. The company was founded in 1948 and is headquartered in Lagos, Nigeria.

Sector
Financial
Employees
9323
Market
Nigeria

Compare UBA to Peers and Sector

Metrics to compare
UBA
Peers
Sector
Relationship
P/E Ratio
2.2x3.9x9.7x
PEG Ratio
1.58−0.070.03
Price/Book
0.4x0.6x1.0x
Price / LTM Sales
0.9x1.2x2.9x
Upside (Analyst Target)
29.7%21.0%12.0%
Fair Value Upside
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Analyst Ratings

6 Buy
0 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 52.94
(+26.34% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 19.99%
Dividend Yield
8.25%
Industry Median 7.44%
Annualized payout
3.25
Paid unevenly
5-Years Growth
+27.36%
Growth Streak

Earnings

Latest Release
Nov 28, 2025
EPS / Forecast
4.68 / --
Revenue / Forecast
646.64B / --
EPS Revisions
Last 90 days

UBA Income Statement

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FAQ

What Is the UBA (UBA) Stock Price Today?

The UBA stock price today is 41.90

What Stock Exchange Does UBA Trade On?

UBA is listed and trades on the Lagos stock exchange.

What Is the Stock Symbol for UBA?

The stock symbol for UBA is "UBA."

Does UBA Pay Dividends? What’s The Current Dividend Yield?

The UBA dividend yield is 8.25%.

What Is the UBA Market Cap?

As of today, UBA market cap is 1.72T.

What Is UBA's Earnings Per Share (TTM)?

The UBA EPS (TTM) is 19.99.

When Is the Next UBA Earnings Date?

UBA will release its next earnings report on Feb 27, 2026.

From a Technical Analysis Perspective, Is UBA a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has UBA Stock Split?

UBA has split 9 times.

How Many Employees Does UBA Have?

UBA has 9323 employees.

What is the current trading status of UBA (UBA)?

As of Dec 24, 2025, UBA (UBA) is trading at a price of 41.90, with a previous close of 39.40. The stock has fluctuated within a day range of 39.10 to 42.00, while its 52-week range spans from 30.50 to 50.51.

What Is UBA (UBA) Price Target According to Analysts?

The average 12-month price target for UBA is NGN52.935, with a high estimate of NGN62.9 and a low estimate of NGN47.56. 6 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +26.34% Upside potential.
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