Affirm Holdings Inc (AFRM)

Currency in USD
71.41
-0.94(-1.30%)
Real-time Data·
AFRM is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
70.6472.15
52 wk Range
42.1092.56
Key Statistics
Prev. Close
72.35
Open
71.79
Day's Range
70.64-72.15
52 wk Range
42.1-92.56
Volume
1.13M
Average Volume (3m)
4.38M
1-Year Change
-16.8782%
Book Value / Share
16.37
Fair Value
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Fair Value Upside
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AFRM Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
99.23
Upside
+38.96%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to drop this year

Affirm Holdings Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

25 Buy
9 Hold
0 Sell
Ratings:
34 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 99.23
(+38.96% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Truist Securities
Buy85.00+19.06%83.00MaintainSep 03, 2026
Scotiabank
Buy95.00+33.07%-New CoverageSep 01, 2026
Cantor Fitzgerald
Buy97.00+35.87%88.00MaintainAug 31, 2026
Bernstein SocGen Group
Buy110.00+54.08%100.00MaintainAug 31, 2026
Oppenheimer
Buy104.00+45.68%100.00MaintainAug 28, 2026

Affirm Holdings Inc SWOT Analysis


BNPL Pioneer's Path
Affirm's journey as a Buy Now, Pay Later leader, showcasing impressive growth with a 38.8% year-over-year revenue increase and strategic partnerships
Financial Trajectory
Explore Affirm's path to profitability, with projections indicating positive EPS by fiscal year 2025 and analyst price targets ranging from $64 to $115
Market Dynamics
Delve into Affirm's competitive landscape, examining its position against traditional financial institutions and emerging fintech rivals in the evolving BNPL secto
Future-Focused Strategy
Learn about Affirm's innovative initiatives, including the Affirm Card and international expansion, poised to drive growth and diversify revenue streams
Read full SWOT analysis

Affirm Holdings Inc Earnings Call Summary for Q4/2026

  • Affirm reported Q4 FY2026 EPS of $4.62, crushing estimates of $0.85, while revenue hit $1.17B vs. $1.11B forecast; shares jumped 8.34% after-hours.
  • Company posted record quarterly profitability with strong credit quality and favorable shift toward higher-margin interest-bearing products.
  • FY2027 revenue less transaction costs guided at 4.16%, above historical midterm range of 3.25%-4%; GAAP tax rate expected mid-to-high 20%.
  • CEO Levchin emphasized disciplined credit management, stating growth would slow before allowing credit deterioration; network effects driving strategy.
  • Affirm Card showing 19% attach rate with 2x spending vs. typical users; bank partnerships and in-store expansion expected to scale in FY2029+.
Last Updated: 2026-08-27, 06:18 p/m
Read Full Transcript

Earnings

Latest Release
Aug 27, 2026
EPS / Forecast
4.62 / 0.85
Revenue / Forecast
1.17B / 1.11B
EPS Revisions
Last 90 days

AFRM Income Statement

Compare AFRM to Peers and Sector

Metrics to compare
AFRM
Peers
Sector
Relationship
P/E Ratio
12.5x45.2x9.8x
PEG Ratio
0.000.050.03
Price/Book
4.4x3.4x1.0x
Price / LTM Sales
5.6x2.2x3.0x
Upside (Analyst Target)
38.2%29.6%13.0%
Fair Value Upside
Unlock12.1%2.4%Unlock

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’s merchants represent a range of industries, including electronics; equipment and auto; fashion and beauty; general merchandise; home and lifestyle services; sporting goods and outdoors; and travel and ticketing. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
156.28M46.32%11.31B
Other Institutional Investors
138.02M40.90%9.99B
Public Companies & Retail Investors
43.12M12.78%3.12B
Total
337.42M100.00%24.41B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Capital Research and Management Company14.56%49,115,7083,553,521
The Growth Fund of America6.93%23,392,7381,692,465

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FAQ

What Is the Affirm Holdings (AFRM) Stock Price Today?

The Affirm Holdings stock price today is 71.41 USD.

What Stock Exchange Does Affirm Holdings Trade On?

Affirm Holdings is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Affirm Holdings?

The stock symbol for Affirm Holdings is "AFRM."

What Is the Affirm Holdings Market Cap?

As of today, Affirm Holdings market cap is 24.06B USD.

What Is Affirm Holdings's Earnings Per Share (TTM)?

The Affirm Holdings EPS (TTM) is 5.53.

When Is the Next Affirm Holdings Earnings Date?

Affirm Holdings will release its next earnings report on Nov 11, 2026.

From a Technical Analysis Perspective, Is AFRM a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Affirm Holdings Stock Split?

Affirm Holdings has split 0 times.

How Many Employees Does Affirm Holdings Have?

Affirm Holdings has 2358 employees.

What is the current trading status of Affirm Holdings (AFRM)?

As of Sep 08, 2026, Affirm Holdings (AFRM) is trading at a price of 71.41 USD, with a previous close of 72.35 USD. The stock has fluctuated within a day range of 70.64 USD to 72.15 USD, while its 52-week range spans from 42.10 USD to 92.56 USD.

What Is Affirm Holdings (AFRM) Price Target According to Analysts?

The average 12-month price target for Affirm Holdings is 99.23 USD, with a high estimate of 124 USD and a low estimate of 67 USD. 25 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +38.96% Upside potential.

What Is the AFRM Premarket Price?

AFRM's last pre-market stock price is 72.30 USD. The pre-market share volume is 11,030.00, and the stock has decreased by -0.05, or -0.07%.

What Is the AFRM After Hours Price?

AFRM's last after hours stock price is 71.77 USD, the stock has decreased by -0.58, or -0.80%.
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