Affirm Holdings Inc (AFRM)

Currency in USD
49.81
+0.05(+0.10%)
Closed·
49.40-0.41(-0.82%)
·
AFRM is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
48.5551.08
52 wk Range
30.90100.00
Key Statistics
Prev. Close
49.81
Open
50.13
Day's Range
48.55-51.08
52 wk Range
30.9-100
Volume
10.26M
Average Volume (3m)
5.93M
1-Year Change
-38.2699%
Book Value / Share
10.75
Fair Value
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Fair Value Upside
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AFRM Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
86.00
Upside
+72.66%
Members' Sentiments
Bearish
Bullish
ProTips
RSI suggests the stock is in oversold territory

Affirm Holdings Inc News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Affirm Holdings Inc Company Profile

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’s merchants represent a range of industries, including sporting goods and outdoors, home and lifestyle, travel and ticketing, electronics, fashion and beauty, equipment and auto, and general merchandise. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

Affirm Holdings Inc SWOT Analysis


BNPL Pioneer's Path
Affirm's journey as a Buy Now, Pay Later leader, showcasing impressive growth with a 38.8% year-over-year revenue increase and strategic partnerships
Financial Trajectory
Explore Affirm's path to profitability, with projections indicating positive EPS by fiscal year 2025 and analyst price targets ranging from $64 to $115
Market Dynamics
Delve into Affirm's competitive landscape, examining its position against traditional financial institutions and emerging fintech rivals in the evolving BNPL secto
Future-Focused Strategy
Learn about Affirm's innovative initiatives, including the Affirm Card and international expansion, poised to drive growth and diversify revenue streams
Read full SWOT analysis

Affirm Holdings Inc Earnings Call Summary for Q2/2026

  • Affirm Holdings (AFRM) reported Q2 2026 EPS of $0.37 (37.04% above forecast) and revenue of $1.12B (5.66% above forecast), with 36% GMV growth, yet stock fell 4.41% after hours
  • Company expects GMV growth to slow to 30% in Q3 and 25% in Q4, while maintaining revenue less transaction costs margin slightly above 4% in upcoming quarters
  • Strategic initiatives include expanding the Affirm Card, growing international presence (particularly in UK), and exploring new verticals like rent and B2B services
  • CEO Max Levchin positioned Affirm as a 'modern-day American Express' and noted the 'consumer is quite healthy' despite market concerns about spending slowdown
  • Affirm plans to host an investor forum on May 12th to discuss medium-term financial framework and strategic initiatives amid 42% growth in merchant partnerships
Last Updated: 2026-02-05, 06:20 p/m
Read Full Transcript

Compare AFRM to Peers and Sector

Metrics to compare
AFRM
Peers
Sector
Relationship
P/E Ratio
58.8x51.9x10.1x
PEG Ratio
0.260.430.03
Price/Book
4.7x3.3x1.0x
Price / LTM Sales
4.5x1.8x2.9x
Upside (Analyst Target)
70.6%55.2%12.4%
Fair Value Upside
Unlock28.8%1.2%Unlock

Analyst Ratings

23 Buy
7 Hold
0 Sell
Ratings:
30 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 86.00
(+72.66% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Mizuho
Buy95.00+90.72%114.00MaintainFeb 09, 2026
JPMorgan
Buy79.00+58.60%94.00MaintainFeb 06, 2026
Oppenheimer
Buy83.00+66.63%95.00MaintainFeb 06, 2026
Susquehanna
Buy100.00+100.76%105.00MaintainFeb 06, 2026
Stephens
Hold65.00+30.50%75.00MaintainFeb 06, 2026

Earnings

Latest Release
Feb 05, 2026
EPS / Forecast
0.37 / 0.27
Revenue / Forecast
1.12B / 1.06B
EPS Revisions
Last 90 days

AFRM Income Statement

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FAQ

What Is the Affirm Holdings (AFRM) Stock Price Today?

The Affirm Holdings stock price today is 49.81

What Stock Exchange Does Affirm Holdings Trade On?

Affirm Holdings is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Affirm Holdings?

The stock symbol for Affirm Holdings is "AFRM."

What Is the Affirm Holdings Market Cap?

As of today, Affirm Holdings market cap is 16.59B.

What Is Affirm Holdings's Earnings Per Share (TTM)?

The Affirm Holdings EPS (TTM) is 0.79.

When Is the Next Affirm Holdings Earnings Date?

Affirm Holdings will release its next earnings report on May 07, 2026.

From a Technical Analysis Perspective, Is AFRM a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Affirm Holdings Stock Split?

Affirm Holdings has split 0 times.

How Many Employees Does Affirm Holdings Have?

Affirm Holdings has 2206 employees.

What is the current trading status of Affirm Holdings (AFRM)?

As of Feb 17, 2026, Affirm Holdings (AFRM) is trading at a price of 49.81, with a previous close of 49.81. The stock has fluctuated within a day range of 48.55 to 51.08, while its 52-week range spans from 30.90 to 100.00.

What Is Affirm Holdings (AFRM) Price Target According to Analysts?

The average 12-month price target for Affirm Holdings is USD86.00, with a high estimate of USD110 and a low estimate of USD53. 23 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +72.66% Upside potential.

What Is the AFRM Premarket Price?

AFRM's last pre-market stock price is 49.40. The pre-market share volume is 1,010.00, and the stock has decreased by -0.41, or -0.82%.

What Is the AFRM After Hours Price?

AFRM's last after hours stock price is 49.50, the stock has decreased by -0.31, or -0.62%.
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