Banco Santander SA ADR (SAN)

Currency in USD
11.860
-0.190(-1.58%)
Closed·
12.180+0.320(+2.70%)
·
Unusual trading volume
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Fair Value
Day's Range
11.74011.920
52 wk Range
5.54013.110
Key Statistics
Prev. Close
11.86
Open
11.89
Day's Range
11.74-11.92
52 wk Range
5.54-13.11
Volume
15.66M
Average Volume (3m)
6.65M
1-Year Change
97.01%
Book Value / Share
8.26
Fair Value
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Fair Value Upside
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SAN Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
10.735
Downside
-9.49%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

Banco Santander SA ADR News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Banco Santander SA ADR Company Profile

Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions; and project finance, debt capital markets, global transaction banking, and corporate finance services. The company also provides credit and debit cards, real estate loans, microfinance, and auto loans; private and investment banking services; advice on mergers and acquisitions; wealth, asset, and risk management services; and digital payments and technology solutions. In addition, it is involved in the securitization, leasing, management of portfolios, e-commerce, air transport, aircraft rental, software, consulting, payment and collection, fund and investment management, renewable energy, vehicle rental, insurance, advertising, marketing, telemarketing, automotive, agricultural, factoring, securities brokerage and investment, pension fund management, trade intermediary, venture capital fund, renting, restaurant, electricity production, IT, internet, and financial advisory and other activities; management, rental, and other real estate activities; and purchase and sale of vehicles. Further, the company offers mobile and online banking services. Banco Santander, S.A. was formerly known as Banco Santander Central Hispano SA and changed its name to Banco Santander, S.A. in February 2007. Banco Santander, S.A. was incorporated in 1856 and is headquartered in Madrid, Spain.

Sector
Financial
Employees
204770

Banco Santander SA ADR Earnings Call Summary for Q4/2025

  • Santander reported record Q4 2025 profits of EUR 14.1 billion (up 12% YoY) with revenue rising 4% to EUR 37 billion, despite stock falling 7.43% to $13.02
  • The bank achieved a Return on Tangible Equity of 16.3% and record CET1 ratio of 13.5%, with fee income increasing 9% in constant euros
  • Strategic acquisition of Webster announced to strengthen U.S. market presence, with expected cost synergies and enhanced competitive positioning
  • Management forecasts ROTE above 20% by 2028, mid-single-digit revenue growth in 2026 (excluding M&A), and double-digit growth including acquisitions
  • Santander committed to a €10 billion share buyback program while continuing to focus on efficiency improvements and digital banking initiatives
Last Updated: 2026-02-03, 03:34 p/m
Read Full Transcript

Compare SAN to Peers and Sector

Metrics to compare
SAN
Peers
Sector
Relationship
P/E Ratio
10.8x10.8x10.1x
PEG Ratio
0.441.150.03
Price/Book
1.5x1.4x1.0x
Price / LTM Sales
3.0x3.4x2.9x
Upside (Analyst Target)
−9.5%9.0%12.4%
Fair Value Upside
Unlock0.1%1.2%Unlock

Analyst Ratings

0 Buy
1 Hold
1 Sell
Ratings:
2 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 10.735
(-9.49% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Goldman Sachs
Sell4.90-58.68%-DowngradeOct 14, 2025
JPMorgan
Hold22.00+85.50%21.00MaintainApr 22, 2025
Erste Group
Buy---UpgradeMar 07, 2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.95%
Dividend Yield
1.56%
Industry Median 3.21%
Annualized payout
0.19
Paid quarterly
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Feb 04, 2026
EPS / Forecast
0.2831 / 0.2515
Revenue / Forecast
19.01B / 18.18B
EPS Revisions
Last 90 days

SAN Income Statement

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FAQ

What Is the Santander ADR (SAN) Stock Price Today?

The Santander ADR stock price today is 11.860

What Stock Exchange Does Santander ADR Trade On?

Santander ADR is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Santander ADR?

The stock symbol for Santander ADR is "SAN."

Does Santander ADR Pay Dividends? What’s The Current Dividend Yield?

The Santander ADR dividend yield is 1.56%.

What Is the Santander ADR Market Cap?

As of today, Santander ADR market cap is 178.180B.

What Is Santander ADR's Earnings Per Share (TTM)?

The Santander ADR EPS (TTM) is 0.952.

When Is the Next Santander ADR Earnings Date?

Santander ADR will release its next earnings report on Apr 29, 2026.

From a Technical Analysis Perspective, Is SAN a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Santander ADR Stock Split?

Santander ADR has split 8 times.

How Many Employees Does Santander ADR Have?

Santander ADR has 204770 employees.

What is the current trading status of Santander ADR (SAN)?

As of Feb 17, 2026, Santander ADR (SAN) is trading at a price of 11.860, with a previous close of 11.860. The stock has fluctuated within a day range of 11.740 to 11.920, while its 52-week range spans from 5.540 to 13.110.

What Is Santander ADR (SAN) Price Target According to Analysts?

The average 12-month price target for Santander ADR is USD10.735, with a high estimate of USD12.87 and a low estimate of USD8.6. 0 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Neutral. The stock has an -9.49% Downside potential.

What Is the SAN Premarket Price?

SAN's last pre-market stock price is 12.180. The pre-market share volume is 167,580.000, and the stock has decreased by 0.320, or 2.700%.

What Is the SAN After Hours Price?

SAN's last after hours stock price is 12.150, the stock has decreased by 0.290, or 2.450%.
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