Bajaj Finance Ltd (BJFN)

Currency in INR
1,093.30
-8.90(-0.81%)
Closed·
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Fair Value
Day's Range
1,086.301,101.50
52 wk Range
787.901,176.40
Key Statistics
Bid/Ask
1,093.30 / 1,094.00
Prev. Close
1,102.2
Open
1,098
Day's Range
1,086.3-1,101.5
52 wk Range
787.9-1,176.4
Volume
6.52M
Average Volume (3m)
9.86M
1-Year Change
24.55%
Fair Value
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Fair Value Upside
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BJFN Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
1,151.86
Upside
+5.36%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a high earnings multiple

Bajaj Finance Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Strong Buy
Moving Averages
Sell

Analyst Ratings

27 Buy
3 Hold
6 Sell
Ratings:
36 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 1,151.86
(+5.36% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
ICICI Securities
Buy1,250.00+14.33%1,000.00UpgradeJul 31, 2026
JPMorgan
Buy1,295.00+18.45%1,215.00MaintainJul 31, 2026
Jefferies
Buy1,280.00+17.08%1,210.00MaintainJul 31, 2026
BofA Securities
Buy1,200.00+9.76%1,155.00MaintainJul 06, 2026
JPMorgan
Buy1,215.00+11.13%1,175.00MaintainJul 03, 2026

Bajaj Finance Ltd Earnings Call Summary for Q1/2027

  • Bajaj Finance reported 28% profit growth in Q1 FY2026 with ROE at 20.4% and ROA at 4.7%, marking its strongest quarterly performance.
  • The lender added a record 37,000 crore in AUM and 5 million new customers; credit quality improved with GNPA at 0.96% and loan loss at 1.54%.
  • Management maintained FY2027 AUM growth guidance at 22-24%, citing need for another quarter of confirmation before revising targets upward.
  • Company plans to launch two new business lines by January 2027 and expand gold loan branches to 2,700-2,800 by year-end with aggressive AI adoption.
  • Margins expected to compress 10-15 bps in FY2027 while OPEX efficiency should improve 25-40 bps as growth investments mature.
Last Updated: 2026-07-30, 10:42 a/m
Read Full Transcript

Earnings

Latest Release
Jul 30, 2026
EPS / Forecast
9.62 / 14.28
Revenue / Forecast
152.24B / 145.34B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 32.56%
Dividend Yield
0.54%
Industry Median 1.21%
Annualized payout
6.00
Paid annually
5-Years Growth
+40.11%
Growth Streak

BJFN Income Statement

Compare BJFN to Peers and Sector

Metrics to compare
BJFN
Peers
Sector
Relationship
P/E Ratio
33.8x17.6x10.0x
PEG Ratio
2.110.660.03
Price/Book
6.0x2.2x1.0x
Price / LTM Sales
14.7x5.4x2.9x
Upside (Analyst Target)
7.7%21.3%13.5%
Fair Value Upside
Unlock22.1%2.7%Unlock

Bajaj Finance Limited operates as a deposit-taking non-banking financial company in India. The company offers financing for various products, such as consumer electronics, furniture, digital products, lifestyle products, lifecare services, e-commerce purchases, retail spends, and two and three-wheelers; and personal, unsecured, home, secured, gold, and car loans. It also provides secured and unsecured loans to micro, small, and medium enterprises; loans against property, mutual funds, insurance policies, and shares; developer finance and lease rental discounting services; commercial vehicle financing; and new and used car financing, and tractor financing. In addition, the company offers commercial and rural lending; public and corporate deposits; loans against securities; micro-finance and auto financing lending; proprietary trading, ESOP financing, and broking and margin trade financing services. Further, it distributes life, health, and general insurance products. The company was formerly known as Bajaj Auto Finance Limited and changed its name to Bajaj Finance Limited in September 2010. The company was incorporated in 1987 and is based in Pune, India. Bajaj Finance Limited is a subsidiary of Bajaj Finserv Ltd.

Sector
Financial
Employees
71613
Market
India

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
1.43B23.01%1.58T
Other Institutional Investors
3.80B61.19%4.19T
Public Companies & Retail Investors
982.45M15.80%1.08T
Total
6.22B100.00%6.85T

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Bajaj Finserv Ltd.51.42%3,197,052,3003,523,791,045
Bajaj Holdings & Investment Limited3.06%190,261,600209,706,336

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FAQ

What Is the Bajaj Finance (BJFN) Stock Price Today?

The Bajaj Finance stock price today is 1,093.30 INR.

What Stock Exchange Does Bajaj Finance Trade On?

Bajaj Finance is listed and trades on the India National Stock Exchange.

What Is the Stock Symbol for Bajaj Finance?

The stock symbol for Bajaj Finance is "BJFN."

Does Bajaj Finance Pay Dividends? What’s The Current Dividend Yield?

The Bajaj Finance dividend yield is 0.49%.

What Is the Bajaj Finance Market Cap?

As of today, Bajaj Finance market cap is 6.80T INR.

What Is Bajaj Finance's Earnings Per Share (TTM)?

The Bajaj Finance EPS (TTM) is 32.56.

When Is the Next Bajaj Finance Earnings Date?

Bajaj Finance will release its next earnings report on Oct 27, 2026.

From a Technical Analysis Perspective, Is BJFN a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.

How Many Times Has Bajaj Finance Stock Split?

Bajaj Finance has split 4 times.

How Many Employees Does Bajaj Finance Have?

Bajaj Finance has 71613 employees.

What is the current trading status of Bajaj Finance (BJFN)?

As of Aug 11, 2026, Bajaj Finance (BJFN) is trading at a price of 1,093.30 INR, with a previous close of 1,102.20 INR. The stock has fluctuated within a day range of 1,086.30 INR to 1,101.50 INR, while its 52-week range spans from 787.90 INR to 1,176.40 INR.

What Is Bajaj Finance (BJFN) Price Target According to Analysts?

The average 12-month price target for Bajaj Finance is 1,151.86 INR, with a high estimate of 1300 INR and a low estimate of 815 INR. 27 analysts recommend buying the stock, while 6 suggest selling, leading to an overall rating of Buy. The stock has an +5.36% Upside potential.
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