Capital One Financial Corporation (COF)

Currency in USD
208.30
+1.19(+0.57%)
Closed·
208.50+0.20(+0.10%)
·

COF Earnings

Latest Release
Jul 21, 2026
EPS / Forecast
5.81 / 4.68
Revenue / Forecast
15.9B / 15.76B
EPS Revisions
Last 90 days
Release Date
Period End
EPS
/Forecast
Revenue
/Forecast
EPS Surprise %
Revenue Surprise %
Reaction
2026/09--/5.37--/16.28B----Free Sign Up
2026/065.81/4.6815.90B/15.76B+24.15%+0.89%Free Sign Up
2026/034.42/4.5115.23B/15.36B-2%-0.85%Free Sign Up
2025/123.86/4.1715.60B/15.47B-7.43%+0.84%Free Sign Up
2025/094.83/4.3812.65B/15.08B+10.27%-16.11%Free Sign Up
2025/065.48/4.0312.49B/12.72B+35.98%-1.81%Free Sign Up
2025/033.45/3.697.63B/10.06B-6.5%-24.16%Free Sign Up
2024/123.09/2.8510.20B/10.20B+8.42%0%Free Sign Up
2024/094.51/3.7710.01B/9.87B+19.63%+1.42%Free Sign Up
2024/063.14/3.429.51B/9.56B-8.19%-0.52%Free Sign Up

All numbers in USD

Capital One Financial Corporation Earnings Call Summary for Q2/2026

  • Capital One Q2 adjusted EPS of $5.81 beat estimates by 24%, while revenue of $15.9B topped forecasts; stock rose 0.34% after-hours to $206.93.
  • Credit provisions fell 27% to $3.0B; domestic card purchase volume up 26% YoY including Discover, though integration costs continue pressuring results.
  • Discover tech migration expected complete by Q1 2027; loan-growth 'brownout' to bottom Q4 2026, with full $2.5B synergies still anticipated.
  • Non-interest expenses rose 7% sequentially on acquisition costs; CET1 ratio fell to 13.7% after buybacks, raising capital management questions.
  • CEO Fairbank emphasized ongoing AI and tech investments as part of 14-year transformation to build 'digital-first, full-service national bank.'
Last Updated: 2026-07-21, 06:52 p/m
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FAQ

What Is Capital One Financial's Earnings Per Share (TTM)?

The Capital One Financial EPS (TTM) is 15.60.

When Is The Next Capital One Financial Earnings Date?

Capital One Financial will release its next earnings report on Oct 22, 2026.

What Is Capital One Financial’s Revenue Forecasts For Upcoming Quarters?

Capital One Financial’s revenue forecast is 16.28B.

How Did Capital One Financial React to the Company's Latest Earnings Report?

Capital One Financial reported a +24.15% EPS surprise and a +0.89% revenue surprise, comparing the latest report against analyst forecasts. The stock price changed by -2.62%, reflecting the market's response to the earnings results.
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