Chime Financial Inc (CHYM)

Currency in USD
17.74
-0.07(-0.37%)
Real-time Data·
CHYM is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
17.6118.01
52 wk Range
16.1744.94
Key Statistics
Prev. Close
17.8
Open
17.82
Day's Range
17.61-18.01
52 wk Range
16.17-44.94
Volume
1.36M
Average Volume (3m)
4.98M
1-Year Change
-
Book Value / Share
3.75
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
CHYM Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
30.61
Upside
+72.55%
Members' Sentiments
Bearish
Bullish
ProTips
Liquid assets exceed short term obligations

Chime Financial Inc News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Analyst Ratings

15 Buy
3 Hold
0 Sell
Ratings:
18 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 30.61
(+72.55% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Morgan Stanley
Buy31.00+74.84%30.00MaintainMay 07, 2026
Wells Fargo
Buy28.00+57.92%25.00MaintainMay 07, 2026
BMO Capital
Buy30.00+69.20%-New CoverageApr 21, 2026
Wolfe Research
Buy26.00+46.64%30.00MaintainApr 15, 2026
Texas Capital Securities
Buy28.00+57.92%-New CoverageApr 14, 2026

Chime Financial Inc Earnings Call Summary for Q1/2026

  • Chime Financial posted Q1 2026 EPS of $0.13 vs. forecast of -$0.08, marking first GAAP profitable quarter with $53M net income.
  • Revenue grew 25% YoY to $647M, surpassing guidance; adjusted EBITDA reached $119M with 18% margin reflecting strong cost management.
  • Stock surged 4.52% to $20.79 in regular trading, continuing gains in aftermarket as investors responded to profitability milestone.
  • Full-year 2026 revenue guidance raised to $2.66B-$2.69B (22-23% growth); Q2 revenue expected at $633M-$643M with 16% EBITDA margin.
  • Launched Chime Prime targeting higher-earning members as part of strategic growth initiatives to expand engagement and market share.
Last Updated: 2026-05-06, 07:16 p/m
Read Full Transcript

Earnings

Latest Release
May 06, 2026
EPS / Forecast
0.13 / -0.08
Revenue / Forecast
647M / --
EPS Revisions
Last 90 days

CHYM Income Statement

Compare CHYM to Peers and Sector

Metrics to compare
CHYM
Peers
Sector
Relationship
P/E Ratio
−7.1x33.7x9.8x
PEG Ratio
0.010.310.03
Price/Book
4.7x5.3x1.0x
Price / LTM Sales
2.9x4.7x2.9x
Upside (Analyst Target)
68.5%43.4%16.6%
Fair Value Upside
Unlock3.3%1.7%Unlock

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
38.14M10.01%678.88M
Other Institutional Investors
384.73M89.99%6.85B
Public Companies & Retail Investors
0.000.00%0.00
Total
422.87M100.00%7.53B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Vanguard Index Funds - Vanguard Total Stock Market ETF2.33%8,861,670157,738
Vanguard Index Funds - Vanguard Small-Cap ETF1.69%6,424,639114,359

People Also Watch

64.23
TTAN
+1.68%
47.90
PCOR
+2.24%
201.31
NTRA
-0.93%
36.09
MDLN
-2.49%
249.56
CBRS
-2.81%

FAQ

What Is the Chime Financial (CHYM) Stock Price Today?

The Chime Financial stock price today is 17.74 USD.

What Stock Exchange Does Chime Financial Trade On?

Chime Financial is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Chime Financial?

The stock symbol for Chime Financial is "CHYM."

What Is the Chime Financial Market Cap?

As of today, Chime Financial market cap is 6.78B USD.

What Is Chime Financial's Earnings Per Share (TTM)?

The Chime Financial EPS (TTM) is -3.04.

When Is the Next Chime Financial Earnings Date?

Chime Financial will release its next earnings report on Aug 06, 2026.

From a Technical Analysis Perspective, Is CHYM a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Chime Financial Stock Split?

Chime Financial has split 0 times.

How Many Employees Does Chime Financial Have?

Chime Financial has 1519 employees.

What is the current trading status of Chime Financial (CHYM)?

As of May 26, 2026, Chime Financial (CHYM) is trading at a price of 17.74 USD, with a previous close of 17.80 USD. The stock has fluctuated within a day range of 17.61 USD to 18.01 USD, while its 52-week range spans from 16.17 USD to 44.94 USD.

What Is Chime Financial (CHYM) Price Target According to Analysts?

The average 12-month price target for Chime Financial is 30.61 USD, with a high estimate of 40 USD and a low estimate of 21 USD. 15 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +72.55% Upside potential.

What Is the CHYM Premarket Price?

CHYM's last pre-market stock price is 17.88 USD. The pre-market share volume is 22,540.00, and the stock has decreased by 0.08, or 0.45%.

What Is the CHYM After Hours Price?

CHYM's last after hours stock price is 18.10 USD, the stock has decreased by 0.30, or 1.69%.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2026 - Fusion Media Limited. All Rights Reserved.