Chime Financial Inc (CHYM)

Currency in USD
31.25
+5.33(+20.56%)
Closed·
31.17-0.08(-0.26%)
·
Unusual trading volume
Trading near 52-week High
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Fair Value
Day's Range
27.7633.41
52 wk Range
15.8833.41
Key Statistics
Prev. Close
25.92
Open
28.3
Day's Range
27.76-33.41
52 wk Range
15.88-33.41
Volume
34.86M
Average Volume (3m)
6M
1-Year Change
-7.7082%
Book Value / Share
3.75
Fair Value
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Fair Value Upside
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CHYM Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
29.85
Downside
-4.48%
Members' Sentiments
Bearish
Bullish
ProTips
Significant return over the last week

Chime Financial Inc News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Analyst Ratings

18 Buy
3 Hold
0 Sell
Ratings:
21 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 29.85
(-4.48% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
B.Riley
Buy37.00+18.40%35.00MaintainAug 06, 2026
Compass Point
Buy35.00+12.00%27.00MaintainAug 06, 2026
BMO Capital
Buy32.00+2.40%28.00MaintainAug 06, 2026
Piper Sandler
Buy35.00+12.00%30.00MaintainAug 06, 2026
Canaccord
Buy45.00+44.00%40.00MaintainAug 06, 2026

Chime Financial Inc Earnings Call Summary for Q2/2026

  • Chime Q2 revenue rose 27% YoY; adjusted EBITDA margin expanded to 15%, up 12 points; posted $28M GAAP net income, second straight profitable quarter
  • Active members grew 20% to 10.4M; revenue per member up 6% to $260/quarter; Chime Prime members generate 2x average revenue per active member
  • Raised 2026 guidance: revenue $2.725B-$2.745B, adjusted EBITDA $465M-$475M, net member adds to 1.8M from 1.4M; Q3 EBITDA margin 15%-16%
  • Cutting 10% of workforce to streamline operations; expects $16M-$20M restructuring charges in Q3; CEO cites AI enabling smaller, faster teams
  • Stock jumped 7.94% after-hours to $27.98; expanding beyond banking with Prime, Invest products, and planned unsecured credit line for members
Last Updated: 2026-08-05, 07:20 p/m
Read Full Transcript

Earnings

Latest Release
Aug 05, 2026
EPS / Forecast
0.07 / -0.10
Revenue / Forecast
670M / --
EPS Revisions
Last 90 days

CHYM Income Statement

Compare CHYM to Peers and Sector

Metrics to compare
CHYM
Peers
Sector
Relationship
P/E Ratio
−650.4x40.8x10.0x
PEG Ratio
0.020.420.03
Price/Book
8.4x6.2x1.0x
Price / LTM Sales
4.8x4.5x3.0x
Upside (Analyst Target)
11.9%15.3%12.9%
Fair Value Upside
Unlock4.3%2.0%Unlock

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
49.85M13.08%1.29B
Other Institutional Investors
366.47M86.92%9.50B
Public Companies & Retail Investors
0.000.00%0.00
Total
416.32M100.00%10.79B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
DST Global13.72%52,268,7151,354,805
DST Global VI, L.P.6.28%23,924,810620,131

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FAQ

What Is the Chime Financial (CHYM) Stock Price Today?

The Chime Financial stock price today is 31.25 USD.

What Stock Exchange Does Chime Financial Trade On?

Chime Financial is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Chime Financial?

The stock symbol for Chime Financial is "CHYM."

What Is the Chime Financial Market Cap?

As of today, Chime Financial market cap is 11.83B USD.

What Is Chime Financial's Earnings Per Share (TTM)?

The Chime Financial EPS (TTM) is -3.04.

When Is the Next Chime Financial Earnings Date?

Chime Financial will release its next earnings report on Aug 05, 2026.

From a Technical Analysis Perspective, Is CHYM a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Chime Financial Stock Split?

Chime Financial has split 0 times.

How Many Employees Does Chime Financial Have?

Chime Financial has 1519 employees.

What is the current trading status of Chime Financial (CHYM)?

As of Aug 07, 2026, Chime Financial (CHYM) is trading at a price of 31.25 USD, with a previous close of 25.92 USD. The stock has fluctuated within a day range of 27.76 USD to 33.41 USD, while its 52-week range spans from 15.88 USD to 33.41 USD.

What Is Chime Financial (CHYM) Price Target According to Analysts?

The average 12-month price target for Chime Financial is 29.85 USD, with a high estimate of 40 USD and a low estimate of 21 USD. 18 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an -4.48% Downside potential.

What Is the CHYM Premarket Price?

CHYM's last pre-market stock price is 28.35 USD. The pre-market share volume is 889,200.00, and the stock has decreased by 2.43, or 9.38%.

What Is the CHYM After Hours Price?

CHYM's last after hours stock price is 31.17 USD, the stock has decreased by -0.08, or -0.26%.
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