Chime Financial Inc (CHYM)

Currency in USD
24.03
+0.62(+2.63%)
Real-time Data·
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Fair Value
Day's Range
23.4624.15
52 wk Range
16.1744.94
Key Statistics
Prev. Close
23.41
Open
23.56
Day's Range
23.46-24.15
52 wk Range
16.17-44.94
Volume
1.23M
Average Volume (3m)
4.13M
1-Year Change
-
Book Value / Share
3.74
Fair Value
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Fair Value Upside
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CHYM Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
30.71
Upside
+27.78%
Members' Sentiments
Bearish
Bullish
ProTips
Liquid assets exceed short term obligations

Chime Financial Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.

Chime Financial Inc Earnings Call Summary for Q4/2025

  • Q4 revenue reached $596M, up 25% YoY; full-year revenue hit $2.2B, marking 31% growth with adjusted EBITDA margin improving 12 percentage points.
  • EPS of -0.12 met analyst forecasts; stock rose 1.86% in aftermarket trading to $20.81 despite declining 43% over the past year.
  • Successfully completed migration to Chime Core technology stack, adding 500K net new active members in Q4 with adjusted EBITDA of $57M at 10% margin.
  • CEO Chris Britt highlighted Chime Core migration as pivotal for long-term growth; company plans 2026 launch of premium membership tier and joint accounts.
  • Analyst price targets range $19-$40; executives project continued revenue expansion while addressing profitability challenges and fintech competition.
Last Updated: 2026-02-25, 06:18 p/m
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Compare CHYM to Peers and Sector

Metrics to compare
CHYM
Peers
Sector
Relationship
P/E Ratio
−8.9x42.7x9.9x
PEG Ratio
0.010.220.03
Price/Book
6.4x3.2x1.0x
Price / LTM Sales
4.1x2.9x2.9x
Upside (Analyst Target)
28.2%24.6%13.8%
Fair Value Upside
Unlock6.2%1.2%Unlock

Analyst Ratings

15 Buy
3 Hold
0 Sell
Ratings:
18 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 30.71
(+27.78% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Wolfe Research
Buy26.00+8.60%30.00MaintainApr 15, 2026
Texas Capital Securities
Buy28.00+16.96%-New CoverageApr 14, 2026
Compass Point
Buy27.00+12.78%-UpgradeApr 13, 2026
Wells Fargo
Buy25.00+4.43%-New CoverageApr 13, 2026
Morgan Stanley
Buy30.00+25.31%-MaintainMar 17, 2026

Earnings

Latest Release
Feb 25, 2026
EPS / Forecast
-0.12 / -0.12
Revenue / Forecast
596M / --
EPS Revisions
Last 90 days

CHYM Income Statement

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FAQ

What Is the Chime Financial (CHYM) Stock Price Today?

The Chime Financial stock price today is 24.03 USD.

What Stock Exchange Does Chime Financial Trade On?

Chime Financial is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Chime Financial?

The stock symbol for Chime Financial is "CHYM."

What Is the Chime Financial Market Cap?

As of today, Chime Financial market cap is 8.99B USD.

What Is Chime Financial's Earnings Per Share (TTM)?

The Chime Financial EPS (TTM) is -4.27.

When Is the Next Chime Financial Earnings Date?

Chime Financial will release its next earnings report on May 06, 2026.

From a Technical Analysis Perspective, Is CHYM a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Chime Financial Stock Split?

Chime Financial has split 0 times.

How Many Employees Does Chime Financial Have?

Chime Financial has 1519 employees.

What is the current trading status of Chime Financial (CHYM)?

As of Apr 17, 2026, Chime Financial (CHYM) is trading at a price of 24.03 USD, with a previous close of 23.41 USD. The stock has fluctuated within a day range of 23.46 USD to 24.15 USD, while its 52-week range spans from 16.17 USD to 44.94 USD.

What Is Chime Financial (CHYM) Price Target According to Analysts?

The average 12-month price target for Chime Financial is 30.71 USD, with a high estimate of 40 USD and a low estimate of 24 USD. 15 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +27.78% Upside potential.

What Is the CHYM Premarket Price?

CHYM's last pre-market stock price is 23.91 USD. The pre-market share volume is 6,020.00, and the stock has decreased by 0.50, or 2.14%.

What Is the CHYM After Hours Price?

CHYM's last after hours stock price is 23.60 USD, the stock has decreased by 0.19, or 0.81%.
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