Central Pacific Financial Corp (CPF)

Currency in USD
34.09
+0.15(+0.44%)
Closed·
34.09-0.01(-0.03%)
·
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Fair Value
Day's Range
33.4634.18
52 wk Range
23.1635.01
Key Statistics
Prev. Close
33.94
Open
34.09
Day's Range
33.46-34.18
52 wk Range
23.16-35.01
Volume
136.98K
Average Volume (3m)
159.48K
1-Year Change
15.3248%
Book Value / Share
22.09
Fair Value
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Fair Value Upside
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CPF Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
37.50
Upside
+10.00%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Central Pacific Financial Corp Company Profile

Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. The company offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. It also provides various lending activities, such as commercial, commercial and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, cash management services, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers. In addition, the company offers wealth management products and services that include non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation, and planning services. Central Pacific Financial Corp. was founded in 1954 and is headquartered in Honolulu, Hawaii.

Sector
Financial
Employees
719

Central Pacific Financial Corp Earnings Call Summary for Q4/2025

  • Central Pacific Financial reported Q4 2025 EPS of $0.85, surpassing forecasts by 16.44%, with revenue of $76.29 million exceeding expectations of $75.7 million.
  • The company announced a strategic partnership with Korea Investment & Securities and authorized a new $55 million share repurchase program while increasing quarterly dividends to $0.29 per share.
  • For 2026, CPF projects 4-6% growth in net interest income, low single-digit growth in loans and deposits, and expects net interest margin expansion of 2-5 basis points in Q1.
  • Full-year 2025 performance showed net income of $77.5 million ($2.86 per diluted share), with return on average assets of 1.25% and return on average equity of 15.41%.
  • Management identified potential challenges including economic fluctuations in Hawaii, delays in loan fundings, competitive pressures, and deposit cost volatility.
Last Updated: 2026-02-03, 05:30 a/m
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Compare CPF to Peers and Sector

Metrics to compare
CPF
Peers
Sector
Relationship
P/E Ratio
11.8x12.8x10.1x
PEG Ratio
0.260.490.03
Price/Book
1.5x1.1x1.0x
Price / LTM Sales
3.3x3.4x2.9x
Upside (Analyst Target)
10.0%12.8%12.7%
Fair Value Upside
Unlock14.1%1.3%Unlock

Analyst Ratings

1 Buy
2 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 37.50
(+10.00% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Keefe, Bruyette & Woods
Hold---New CoverageOct 08, 2025
Piper Sandler
Buy35.00+2.67%-New CoverageAug 21, 2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.86%
Dividend Yield
3.40%
Industry Median 3.21%
Annualized payout
1.16
Paid quarterly
5-Years Growth
+3.45%
Growth Streak

Earnings

Latest Release
Jan 28, 2026
EPS / Forecast
0.85 / 0.73
Revenue / Forecast
76.29M / 75.70M
EPS Revisions
Last 90 days

CPF Income Statement

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FAQ

What Is the Central Pacific Financial (CPF) Stock Price Today?

The Central Pacific Financial stock price today is 34.09

What Stock Exchange Does Central Pacific Financial Trade On?

Central Pacific Financial is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Central Pacific Financial?

The stock symbol for Central Pacific Financial is "CPF."

Does Central Pacific Financial Pay Dividends? What’s The Current Dividend Yield?

The Central Pacific Financial dividend yield is 3.4%.

What Is the Central Pacific Financial Market Cap?

As of today, Central Pacific Financial market cap is 914.55M.

What Is Central Pacific Financial's Earnings Per Share (TTM)?

The Central Pacific Financial EPS (TTM) is 2.86.

When Is the Next Central Pacific Financial Earnings Date?

Central Pacific Financial will release its next earnings report on Apr 29, 2026.

From a Technical Analysis Perspective, Is CPF a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Central Pacific Financial Stock Split?

Central Pacific Financial has split 5 times.

How Many Employees Does Central Pacific Financial Have?

Central Pacific Financial has 719 employees.

What is the current trading status of Central Pacific Financial (CPF)?

As of Feb 15, 2026, Central Pacific Financial (CPF) is trading at a price of 34.09, with a previous close of 33.94. The stock has fluctuated within a day range of 33.46 to 34.18, while its 52-week range spans from 23.16 to 35.01.

What Is Central Pacific Financial (CPF) Price Target According to Analysts?

The average 12-month price target for Central Pacific Financial is USD37.50, with a high estimate of USD39 and a low estimate of USD36. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an +10.00% Upside potential.

What Is the CPF After Hours Price?

CPF's last after hours stock price is 34.09, the stock has decreased by -0.01, or -0.03%.
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