WaFd Inc (WAFD)

Currency in USD
36.77
+0.34(+0.93%)
Closed·
36.770.00(0.00%)
·
WAFD is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
36.2636.85
52 wk Range
26.3139.49
Key Statistics
Prev. Close
36.43
Open
36.62
Day's Range
36.26-36.85
52 wk Range
26.31-39.49
Volume
642.45K
Average Volume (3m)
583.16K
1-Year Change
26.3357%
Book Value / Share
36.85
Fair Value
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Fair Value Upside
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WAFD Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
39.00
Upside
+6.06%
Members' Sentiments
Bearish
Bullish
ProTips
Has raised its dividend for 7 consecutive years

WaFd Inc News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Analyst Ratings

0 Buy
4 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 39.00
(+6.06% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
DA Davidson
Hold40.00+8.78%38.00MaintainJul 20, 2026
Stephens
Hold37.00+0.63%33.00MaintainApr 20, 2026
Keefe, Bruyette & Woods
Hold38.00+3.35%35.00MaintainApr 20, 2026
Piper Sandler
Hold36.00-2.09%30.50MaintainApr 20, 2026
Keefe, Bruyette & Woods
Hold35.00-4.81%34.00MaintainApr 09, 2026

WaFd Inc SWOT Analysis


Strategic Loan Sale
Explore WaFd's $3.2 billion LBC loan sale, enhancing balance sheet flexibility and potentially boosting the CET1 ratio by 80 basis points
Integration Challenges
Delve into WaFd's ongoing LBC integration, a critical process that presents both growth opportunities and execution risks for the regional bank
Valuation Insights
Learn why WaFd trades at a discount to peers, with price targets ranging from $29 to $35, reflecting varied perspectives on its growth potential
Capital Management
Discover the implications of WaFd's expanded share repurchase program, authorizing buybacks of up to 14.5% of outstanding shares
Read full SWOT analysis

WaFd Inc Earnings Call Summary for Q3/2026

  • WaFd reported Q3 2026 revenue of $205.52M, beating estimates by 2.99%, while EPS of $0.81 missed consensus by $0.01; shares fell 2.54% after-hours.
  • Active loan portfolio grew 10% quarter-over-quarter driven by C&I lending; net interest margin held flat at 2.81% amid 'ferocious' deposit competition.
  • Efficiency ratio improved to 53.7% from 55.7% as non-interest income rose $4.4M while expenses remained flat at $110M quarter-over-quarter.
  • Management expects NIM to stay flat near-term, reaffirmed Build 2030 targets of 8-12% annual loan growth and 50-55% efficiency ratio through 2030.
  • CEO said share buybacks will be less aggressive at current valuations; company open to M&A deals offering lower-cost deposits at disciplined prices.
Last Updated: 2026-07-17, 11:10 a/m
Read Full Transcript

Earnings

Latest Release
Jul 16, 2026
EPS / Forecast
0.81 / 0.82
Revenue / Forecast
205.52M / 199.56M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 3.17%
Dividend Yield
2.95%
Industry Median 2.83%
Annualized payout
1.08
Paid quarterly
5-Years Growth
-9.71%
Growth Streak

WAFD Income Statement

Compare WAFD to Peers and Sector

Metrics to compare
WAFD
Peers
Sector
Relationship
P/E Ratio
11.2x17.9x10.0x
PEG Ratio
0.53−0.260.03
Price/Book
1.0x1.0x1.0x
Price / LTM Sales
3.6x3.3x2.9x
Upside (Analyst Target)
9.8%5.1%13.9%
Fair Value Upside
Unlock1.2%2.8%Unlock

WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family residential, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as the trustee. Additionally, it provides technology and data services; and personalized financial guidance and investment services. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. The company was formerly known as Washington Federal, Inc. and changed its name to WaFd, Inc. in September 2023. WaFd, Inc. was founded in 1917 and is headquartered in Seattle, Washington.

Sector
Financial
Employees
2055

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
37.26M50.38%1.37B
Other Institutional Investors
25.19M34.06%922.96M
Public Companies & Retail Investors
11.51M15.56%421.56M
Total
73.95M100.00%2.71B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.14.93%11,044,196404,659
Dimensional Fund Advisors LP6.69%4,945,524181,204

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FAQ

What Is the WaFd Inc (WAFD) Stock Price Today?

The WaFd Inc stock price today is 36.77 USD.

What Stock Exchange Does WaFd Inc Trade On?

WaFd Inc is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for WaFd Inc?

The stock symbol for WaFd Inc is "WAFD."

Does WaFd Inc Pay Dividends? What’s The Current Dividend Yield?

The WaFd Inc dividend yield is 2.94%.

What Is the WaFd Inc Market Cap?

As of today, WaFd Inc market cap is 2.72B USD.

What Is WaFd Inc's Earnings Per Share (TTM)?

The WaFd Inc EPS (TTM) is 3.17.

When Is the Next WaFd Inc Earnings Date?

WaFd Inc will release its next earnings report on Oct 15, 2026.

From a Technical Analysis Perspective, Is WAFD a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has WaFd Inc Stock Split?

WaFd Inc has split 20 times.

How Many Employees Does WaFd Inc Have?

WaFd Inc has 2055 employees.

What is the current trading status of WaFd Inc (WAFD)?

As of Jul 31, 2026, WaFd Inc (WAFD) is trading at a price of 36.77 USD, with a previous close of 36.43 USD. The stock has fluctuated within a day range of 36.26 USD to 36.85 USD, while its 52-week range spans from 26.31 USD to 39.49 USD.

What Is WaFd Inc (WAFD) Price Target According to Analysts?

The average 12-month price target for WaFd Inc is 39.00 USD, with a high estimate of 40 USD and a low estimate of 36 USD. 0 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an +6.06% Upside potential.

What Is the WAFD Premarket Price?

WAFD's last pre-market stock price is 36.34 USD. The pre-market share volume is 510.00, and the stock has decreased by -0.09, or -0.25%.
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