Pagaya (PGY)

Currency in USD
21.990
-0.840(-3.68%)
Closed·
22.190+0.200(+0.91%)
·
PGY is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
21.87022.930
52 wk Range
8.50044.990
Key Statistics
Prev. Close
22.83
Open
22.8
Day's Range
21.87-22.93
52 wk Range
8.5-44.99
Volume
3.14M
Average Volume (3m)
3.44M
1-Year Change
150.4556%
Book Value / Share
5.72
Fair Value
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Fair Value Upside
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PGY Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
40.100
Upside
+82.36%
Members' Sentiments
Bearish
Bullish
ProTips
Stock has taken a big hit over the last week

Pagaya News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Pagaya Company Profile

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services and other service providers, their customers, and asset investors in the United States, Israel, and the Cayman Islands. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was incorporated in 2016 and is headquartered in New York, New York.

Pagaya SWOT Analysis


Fintech Innovato
Pagaya Technologies leverages AI-driven technology to revolutionize consumer finance, partnering with lending institutions for efficient scaling and improved margins
Growth Trajectory
Explore Pagaya's impressive revenue growth and projected profitability, with analysts forecasting a 20% CAGR and GAAP profitability by Q1 2025
Strategic Partnerships
Delve into Pagaya's collaboration with Klarna, potentially generating over $1 billion in originations and expanding into point-of-sale financing for major retailers
Market Outlook
Analysts maintain bullish ratings with price targets ranging from $13.75 to $46, citing Pagaya's unique business model and potential for significant operating leverage
Read full SWOT analysis

Pagaya Earnings Call Summary for Q2/2025

  • Q2 2025 EPS of $0.64 beat forecast by 392%, revenue up 30% YoY to $326M, stock surged 15.88% pre-market
  • Network volume grew 14% YoY to $2.6B, adjusted EBITDA up 72% YoY, marking second consecutive profitable quarter
  • 2025 outlook: Network volumes $10.5-11.5B, revenue $1.25-1.325B, adjusted EBITDA $345-370M
  • CEO targets 2x capacity expansion in 18 months, emphasizes technological advantages supporting partner growth
  • Analysts revise earnings estimates upward; company faces potential risks from economic uncertainty and competition
Last Updated: 2025-08-07, 01:12 p/m
Read Full Transcript

Compare PGY to Peers and Sector

Metrics to compare
PGY
Peers
Sector
Relationship
P/E Ratio
−9.1x−13.4x12.4x
PEG Ratio
−2.300.140.01
Price/Book
4.0x3.5x2.4x
Price / LTM Sales
1.4x3.1x2.4x
Upside (Analyst Target)
79.6%40.8%19.6%
Fair Value Upside
Unlock10.8%3.6%Unlock

Analyst Ratings

9 Buy
1 Hold
0 Sell
Ratings:
10 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 40.100
(+82.36% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Citizens
Buy35.00+59.16%-MaintainJan 06, 2026
Keefe, Bruyette & Woods
Buy35.00+59.16%38.00MaintainJan 02, 2026
Benchmark
Buy48.00+118.28%48.00MaintainNov 11, 2025
Canaccord Genuity
Buy39.00+77.35%36.00MaintainNov 11, 2025
Citizens
Buy35.00+59.16%-MaintainNov 11, 2025

Earnings

Latest Release
Nov 10, 2025
EPS / Forecast
1.02 / 0.18
Revenue / Forecast
350.16M / 335.69M
EPS Revisions
Last 90 days

PGY Income Statement

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FAQ

What Is the Pagaya (PGY) Stock Price Today?

The Pagaya stock price today is 21.990

What Stock Exchange Does Pagaya Trade On?

Pagaya is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Pagaya?

The stock symbol for Pagaya is "PGY."

What Is the Pagaya Market Cap?

As of today, Pagaya market cap is 1.77B.

What Is Pagaya's Earnings Per Share (TTM)?

The Pagaya EPS (TTM) is -2.53.

When Is the Next Pagaya Earnings Date?

Pagaya will release its next earnings report on Feb 09, 2026.

From a Technical Analysis Perspective, Is PGY a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Pagaya Stock Split?

Pagaya has split 1 times.

How Many Employees Does Pagaya Have?

Pagaya has 531 employees.

What is the current trading status of Pagaya (PGY)?

As of Jan 20, 2026, Pagaya (PGY) is trading at a price of 21.990, with a previous close of 22.830. The stock has fluctuated within a day range of 21.870 to 22.930, while its 52-week range spans from 8.500 to 44.990.

What Is Pagaya (PGY) Price Target According to Analysts?

The average 12-month price target for Pagaya is USD40.1, with a high estimate of USD54 and a low estimate of USD27. 9 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +82.36% Upside potential.

What Is the PGY After Hours Price?

PGY's last after hours stock price is 22.190, the stock has decreased by 0.200, or 0.910%.
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