Encore Capital Group Inc (ECPG)

Currency in USD
103.74
+2.45(+2.42%)
Closed·
104.00+0.26(+0.25%)
·
Trading near 52-week High
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Fair Value
Day's Range
101.15103.76
52 wk Range
39.95103.76
Key Statistics
Prev. Close
101.29
Open
101.29
Day's Range
101.15-103.76
52 wk Range
39.95-103.76
Volume
258.11K
Average Volume (3m)
337.15K
1-Year Change
155.7062%
Book Value / Share
50.31
Fair Value
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Fair Value Upside
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ECPG Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
115.67
Upside
+11.50%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low earnings multiple

Encore Capital Group Inc News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

3 Buy
1 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 115.67
(+11.50% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Citizens
Buy115.00+10.85%-MaintainAug 11, 2026
Truist Securities
Buy112.00+7.96%105.00MaintainAug 06, 2026
Citizens
Buy115.00+10.85%108.00MaintainJun 17, 2026
Truist Securities
Buy105.00+1.21%100.00MaintainMay 07, 2026
Citizens
Buy108.00+4.11%90.00MaintainMay 07, 2026

Encore Capital Group Inc SWOT Analysis


Debt Recovery Surge
Encore Capital Group's Q1 2024 results showcase robust growth in collections and purchasing volumes, particularly in the U.S. market
Financial Resilience
Strong Adjusted EBITDA of $325 million surpasses expectations, highlighting operational efficiency despite CECL accounting challenges
Market Dynamics
Explore Encore's strategic positioning in a favorable U.S. debt recovery landscape, contrasted with UK market challenges
Future Outlook
Analyst price targets around $60 reflect confidence in Encore's growth potential, despite interest expense concerns impacting EPS estimates
Read full SWOT analysis

Encore Capital Group Inc Earnings Call Summary for Q2/2026

  • Q2 revenue rose 11% YoY to $491.9M, beating estimates by 8.15%; EPS of $2.81 missed consensus by 2.1%, impacted by $1.00/share refinancing costs.
  • Global collections hit record $737M, up 13% YoY; company raised 2026 collections guidance to $2.8B-$2.85B from prior outlook.
  • May refinancing expected to cut annual interest expense by $50M; no material debt maturities until 2028, strengthening balance sheet flexibility.
  • Full-year 2026 guidance: EPS of $13-$14, cash efficiency margin above 58%, portfolio purchases near top of $1.4B-$1.5B target range.
  • Shares fell 3% to $92.69 despite strong fundamentals; analysts maintain bullish outlook with price targets of $105-$120, citing 32% ROE.
Last Updated: 2026-08-05, 05:56 p/m
Read Full Transcript

Earnings

Latest Release
Aug 05, 2026
EPS / Forecast
2.81 / 2.87
Revenue / Forecast
491.87M / 454.82M
EPS Revisions
Last 90 days

ECPG Income Statement

Compare ECPG to Peers and Sector

Metrics to compare
ECPG
Peers
Sector
Relationship
P/E Ratio
7.3x18.2x9.9x
PEG Ratio
0.020.060.03
Price/Book
2.0x2.1x1.0x
Price / LTM Sales
1.2x0.7x3.0x
Upside (Analyst Target)
10.9%24.5%12.6%
Fair Value Upside
Unlock16.0%2.3%Unlock

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

Sector
Financial
Employees
7350

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
12.80M60.33%1.33B
Other Institutional Investors
9.08M39.67%942.21M
Public Companies & Retail Investors
0.000.00%0.00
Total
21.88M100.00%2.27B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.17.35%3,679,162381,676
iShares Trust - iShares Core S&P Small-Cap ETF6.16%1,306,412135,527

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FAQ

What Is the Encore Capital (ECPG) Stock Price Today?

The Encore Capital stock price today is 103.74 USD.

What Stock Exchange Does Encore Capital Trade On?

Encore Capital is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Encore Capital?

The stock symbol for Encore Capital is "ECPG."

What Is the Encore Capital Market Cap?

As of today, Encore Capital market cap is 2.15B USD.

What Is Encore Capital's Earnings Per Share (TTM)?

The Encore Capital EPS (TTM) is 13.19.

When Is the Next Encore Capital Earnings Date?

Encore Capital will release its next earnings report on Nov 04, 2026.

From a Technical Analysis Perspective, Is ECPG a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Encore Capital Stock Split?

Encore Capital has split 0 times.

How Many Employees Does Encore Capital Have?

Encore Capital has 7350 employees.

What is the current trading status of Encore Capital (ECPG)?

As of Aug 15, 2026, Encore Capital (ECPG) is trading at a price of 103.74 USD, with a previous close of 101.29 USD. The stock has fluctuated within a day range of 101.15 USD to 103.76 USD, while its 52-week range spans from 39.95 USD to 103.76 USD.

What Is Encore Capital (ECPG) Price Target According to Analysts?

The average 12-month price target for Encore Capital is 115.67 USD, with a high estimate of 120 USD and a low estimate of 112 USD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +11.50% Upside potential.

What Is the ECPG After Hours Price?

ECPG's last after hours stock price is 104.00 USD, the stock has decreased by 0.26, or 0.25%.
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