Encore Capital Group Inc (ECPG)

Currency in USD
90.61
-3.18(-3.39%)
Closed·
90.610.00(0.00%)
·
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Fair Value
Day's Range
89.7394.33
52 wk Range
35.6794.60
Key Statistics
Prev. Close
93.79
Open
93.64
Day's Range
89.73-94.33
52 wk Range
35.67-94.6
Volume
447.22K
Average Volume (3m)
350.52K
1-Year Change
120.0874%
Book Value / Share
48.33
Fair Value
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Fair Value Upside
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ECPG Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
113.33
Upside
+25.08%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low earnings multiple

Encore Capital Group Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Sell
Technical Indicators
Strong Sell
Moving Averages
Neutral

Analyst Ratings

3 Buy
1 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 113.33
(+25.08% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Citizens
Buy115.00+26.92%108.00MaintainJun 17, 2026
Truist Securities
Buy105.00+15.88%100.00MaintainMay 07, 2026
Citizens
Buy108.00+19.19%90.00MaintainMay 07, 2026
Truist Securities
Buy100.00+10.36%80.00MaintainApr 21, 2026
Truist Securities
Buy80.00-11.71%59.00MaintainFeb 26, 2026

Encore Capital Group Inc SWOT Analysis


Debt Recovery Surge
Encore Capital Group's Q1 2024 results showcase robust growth in collections and purchasing volumes, particularly in the U.S. market
Financial Resilience
Strong Adjusted EBITDA of $325 million surpasses expectations, highlighting operational efficiency despite CECL accounting challenges
Market Dynamics
Explore Encore's strategic positioning in a favorable U.S. debt recovery landscape, contrasted with UK market challenges
Future Outlook
Analyst price targets around $60 reflect confidence in Encore's growth potential, despite interest expense concerns impacting EPS estimates
Read full SWOT analysis

Encore Capital Group Inc Earnings Call Summary for Q1/2026

  • Encore Capital Q1 2026 EPS of $3.86 beat estimates of $2.99 by 29%; revenue of $475M exceeded forecast of $445.56M, driving 2.11% stock gain.
  • Collections reached record $718M, up 19% YoY; net income surged 84% to $86M as operational efficiency and tech enhancements drove 21% revenue growth.
  • Company projects FY2026 revenue of $1.82B with quarterly EPS forecasts between $2.78-$3.34, focusing on digital expansion and portfolio optimization.
  • Management cited strong U.S. market positioning and technological improvements as growth drivers, though rising interest costs and regulatory challenges remain risks.
Last Updated: 2026-05-06, 06:18 p/m
Read Full Transcript

Earnings

Latest Release
May 06, 2026
EPS / Forecast
3.86 / 2.99
Revenue / Forecast
475.41M / 445.56M
EPS Revisions
Last 90 days

ECPG Income Statement

Compare ECPG to Peers and Sector

Metrics to compare
ECPG
Peers
Sector
Relationship
P/E Ratio
6.6x15.1x10.1x
PEG Ratio
0.020.110.03
Price/Book
1.9x2.3x1.0x
Price / LTM Sales
1.0x0.7x2.9x
Upside (Analyst Target)
26.9%15.4%13.1%
Fair Value Upside
Unlock21.0%2.0%Unlock

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

Sector
Financial
Employees
7350

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
12.45M58.06%1.13B
Other Institutional Investors
10.31M41.94%934.17M
Public Companies & Retail Investors
0.000.00%0.00
Total
22.76M100.00%2.06B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.18.16%3,893,475352,788
Stephens Investment Management Group, LLC6.07%1,301,078117,891

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FAQ

What Is the Encore Capital (ECPG) Stock Price Today?

The Encore Capital stock price today is 90.61 USD.

What Stock Exchange Does Encore Capital Trade On?

Encore Capital is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Encore Capital?

The stock symbol for Encore Capital is "ECPG."

What Is the Encore Capital Market Cap?

As of today, Encore Capital market cap is 1.94B USD.

What Is Encore Capital's Earnings Per Share (TTM)?

The Encore Capital EPS (TTM) is 12.85.

When Is the Next Encore Capital Earnings Date?

Encore Capital will release its next earnings report on Aug 05, 2026.

From a Technical Analysis Perspective, Is ECPG a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Encore Capital Stock Split?

Encore Capital has split 0 times.

How Many Employees Does Encore Capital Have?

Encore Capital has 7350 employees.

What is the current trading status of Encore Capital (ECPG)?

As of Jul 06, 2026, Encore Capital (ECPG) is trading at a price of 90.61 USD, with a previous close of 93.79 USD. The stock has fluctuated within a day range of 89.73 USD to 94.33 USD, while its 52-week range spans from 35.67 USD to 94.60 USD.

What Is Encore Capital (ECPG) Price Target According to Analysts?

The average 12-month price target for Encore Capital is 113.33 USD, with a high estimate of 120 USD and a low estimate of 105 USD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +25.08% Upside potential.
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