PRA Group Inc (PRAA)

Currency in USD
19.58
+0.95(+5.10%)
Closed·
19.580.00(0.00%)
·
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Fair Value
Day's Range
18.9119.73
52 wk Range
10.2522.55
Key Statistics
Prev. Close
18.63
Open
18.97
Day's Range
18.91-19.73
52 wk Range
10.25-22.55
Volume
434.61K
Average Volume (3m)
599.95K
1-Year Change
12.9181%
Book Value / Share
27.41
Fair Value
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Fair Value Upside
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PRAA Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
26.00
Upside
+32.79%
Members' Sentiments
Bearish
Bullish
ProTips
Stock has taken a big hit over the last week

PRA Group Inc News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Buy
Moving Averages
Strong Buy

Analyst Ratings

1 Buy
2 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 26.00
(+32.79% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Citizens
Hold---DowngradeJan 28, 2026
Truist Securities
Buy26.00+32.79%33.00MaintainNov 04, 2025
Citizens JMP
Buy24.00+22.57%-MaintainSep 09, 2025

PRA Group Inc SWOT Analysis


Financial Resilience
PRA Group demonstrates robust performance with EPS beats, record Estimated Remaining Collections, and optimistic 2025 outlook, showcasing adaptability in a dynamic market
Operational Excellence
Delve into PRA Group's strategic cost efficiencies, including office closures and offshoring initiatives, driving improved collections and operational streamlining
Market Opportunities
Explore how PRA Group capitalizes on elevated charge-off supply in U.S. and European markets, positioning for portfolio growth and increased collections
Strategic Transition
Analyst targets range from $33 to $35, as PRA Group navigates leadership change and aims for 12% return on tangible equity amidst favorable industry dynamics
Read full SWOT analysis

PRA Group Inc Earnings Call Summary for Q2/2026

  • PRA Group Q2 earnings beat estimates by 208%, posting $1.51 EPS vs. $0.49 forecast; revenue topped expectations at $364.7M vs. $299.1M expected.
  • Cash collections rose 4% YoY to $559M; company raised European ERC by $349M to record $8.9B total, expected to generate $260M additional income.
  • Shares surged 17.2% combined (5.58% regular, 11.01% after-hours) to $20.15; stock up 58.5% over six months with $26 analyst price target.
  • Management expects H2 2026 operating expenses in line with Q2; legal cost growth to moderate after 40% rise in 2024 and 30% in 2025.
  • Company authorized $150M share buyback; net leverage improved to 2.67x from 2.71x as PRA 3.0 strategy drives returns via cloud migration and AI tools.
Last Updated: 2026-08-06, 06:20 p/m
Read Full Transcript

Earnings

Latest Release
Aug 06, 2026
EPS / Forecast
1.51 / 0.49
Revenue / Forecast
364.72M / 299.14M
EPS Revisions
Last 90 days

PRAA Income Statement

Compare PRAA to Peers and Sector

Metrics to compare
PRAA
Peers
Sector
Relationship
P/E Ratio
−2.8x12.3x9.8x
PEG Ratio
0.010.050.03
Price/Book
0.7x1.9x1.0x
Price / LTM Sales
0.6x0.7x2.9x
Upside (Analyst Target)
39.6%34.0%14.2%
Fair Value Upside
Unlock36.1%2.7%Unlock

PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed. It also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding; and purchase and provide fee-based services for class action claims recoveries. In addition, the company is involved in core and insolvency nonperforming loans include general purpose and private label credit cards, consumer loans, auto loans, overdrafts and small business loans. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.

Sector
Financial
Employees
2417

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
14.40M38.26%279.98M
Other Institutional Investors
23.46M61.74%455.99M
Public Companies & Retail Investors
0.000.00%0.00
Total
37.86M100.00%735.97M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.11.77%4,433,00186,178
Topline Capital Management, LLC10.21%3,845,33474,753

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FAQ

What Is the PRA Group Inc (PRAA) Stock Price Today?

The PRA Group Inc stock price today is 19.58 USD.

What Stock Exchange Does PRA Group Inc Trade On?

PRA Group Inc is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for PRA Group Inc?

The stock symbol for PRA Group Inc is "PRAA."

What Is the PRA Group Inc Market Cap?

As of today, PRA Group Inc market cap is 701.38M USD.

What Is PRA Group Inc's Earnings Per Share (TTM)?

The PRA Group Inc EPS (TTM) is -6.87.

When Is the Next PRA Group Inc Earnings Date?

PRA Group Inc will release its next earnings report on Nov 09, 2026.

From a Technical Analysis Perspective, Is PRAA a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has PRA Group Inc Stock Split?

PRA Group Inc has split 1 times.

How Many Employees Does PRA Group Inc Have?

PRA Group Inc has 2417 employees.

What is the current trading status of PRA Group Inc (PRAA)?

As of Aug 22, 2026, PRA Group Inc (PRAA) is trading at a price of 19.58 USD, with a previous close of 18.63 USD. The stock has fluctuated within a day range of 18.91 USD to 19.73 USD, while its 52-week range spans from 10.25 USD to 22.55 USD.

What Is PRA Group Inc (PRAA) Price Target According to Analysts?

The average 12-month price target for PRA Group Inc is 26.00 USD, with a high estimate of 26 USD and a low estimate of 26 USD. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +32.79% Upside potential.

What Is the PRAA Premarket Price?

PRAA's last pre-market stock price is 19.08 USD. The pre-market share volume is 90.00, and the stock has decreased by 0.45, or 2.42%.
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