Financial Resilience | PRA Group demonstrates robust performance with EPS beats, record Estimated Remaining Collections, and optimistic 2025 outlook, showcasing adaptability in a dynamic market |
Operational Excellence | Delve into PRA Group's strategic cost efficiencies, including office closures and offshoring initiatives, driving improved collections and operational streamlining |
Market Opportunities | Explore how PRA Group capitalizes on elevated charge-off supply in U.S. and European markets, positioning for portfolio growth and increased collections |
Strategic Transition | Analyst targets range from $33 to $35, as PRA Group navigates leadership change and aims for 12% return on tangible equity amidst favorable industry dynamics |
Metrics to compare | PRAA | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipPRAAPeersSector | |
|---|---|---|---|---|
P/E Ratio | −2.8x | 12.3x | 9.8x | |
PEG Ratio | 0.01 | 0.05 | 0.03 | |
Price/Book | 0.7x | 1.9x | 1.0x | |
Price / LTM Sales | 0.6x | 0.7x | 2.9x | |
Upside (Analyst Target) | 39.6% | 34.0% | 14.2% | |
Fair Value Upside | Unlock | 36.1% | 2.7% | Unlock |
PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed. It also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding; and purchase and provide fee-based services for class action claims recoveries. In addition, the company is involved in core and insolvency nonperforming loans include general purpose and private label credit cards, consumer loans, auto loans, overdrafts and small business loans. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.