Cloud Transition | Explore Equifax's strategic shift to USIS Cloud platform, promising cost benefits and operational efficiency gains starting Q4 2024 |
Market Dynamics | Equifax navigates a complex landscape, balancing solid non-mortgage growth against increased competition in Verification mortgage secto |
Financial Outlook | Analysts project EPS growth from $7.25 to $9.21 next fiscal year, with an average price target of $290 across major firms |
Strategic Diversification | Delve into Equifax's efforts to reduce mortgage market exposure through expansion of non-mortgage Verification services |
Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that assist them in complying with and automating payroll-related and human resource management processes throughout the entire cycle of the employment relationship. The USIS segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products. The International segment offers information service products, which include consumer and commercial services, such as credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as offers information, technology, and other services to support debt collections and recovery management. The company serves customers in financial services, mortgage, retail, telecommunications, utilities, automotive, brokerage, healthcare, and insurance industries, as well as government agencies. It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States. The company was founded in 1899 and is headquartered in Atlanta, Georgia.
Metrics to compare | EFX | Sector Sector - Average of metrics from a broad group of related Industrials sector companies | Relationship RelationshipEFXPeersSector | |
---|---|---|---|---|
P/E Ratio | 61.5x | 16.8x | 12.1x | |
PEG Ratio | 6.25 | 0.70 | 0.03 | |
Price/Book | 7.6x | 2.4x | 1.4x | |
Price / LTM Sales | 6.6x | 0.6x | 1.2x | |
Upside (Analyst Target) | 7.5% | 32.1% | 20.2% | |
Fair Value Upside | Unlock | 24.1% | 6.7% | Unlock |