Exzeo Group Inc (XZO)

Currency in USD
22.50
+0.36(+1.63%)
Closed·
22.500.00(0.00%)
·
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Fair Value
Day's Range
21.1822.76
52 wk Range
12.9224.60
Key Statistics
Prev. Close
22.14
Open
22.17
Day's Range
21.18-22.76
52 wk Range
12.92-24.6
Volume
67.23K
Average Volume (3m)
308.83K
1-Year Change
-
Book Value / Share
-
Fair Value
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Fair Value Upside
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XZO Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
26.00
Upside
+15.56%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to grow this year

Exzeo Group Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Exzeo Group Inc Company Profile

Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents. The company offers an Insurance-as-a-Service (IaaS) platform that provides solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims processing management, data reporting, and financial reporting. It serves property and casualty insurance industry. The company was formerly known as TypTap Insurance Group, Inc. Exzeo Group, Inc. was founded in 2012 and is based in Tampa, Florida. Exzeo Group, Inc. is a subsidiary of HCI Group, Inc.

Exzeo Group Inc Earnings Call Summary for Q3/2025

  • Exzeo Group (XZO) reported Q3 2025 diluted EPS of $0.25 and revenue of $55.17 million, marking a 90% year-over-year increase, with stock rising 3.21% post-announcement.
  • The company expanded its client base to six carriers and grew managed premium to $1.2 billion from $500 million last year, with adjusted EBITDA margin improving to 55% from 32%.
  • Exzeo maintains a strong balance sheet with $140 million in cash and no debt, positioning it for continued growth in the insurance technology sector.
  • Management forecasts managed premium to reach $1.32 billion by end-2025 and $1.5 billion by end-2026, with full-year 2026 pretax income guidance of $115-125 million.
  • Q4 2025 pretax income is projected between $22-25 million as the company focuses on platform expansion and maintaining operational discipline for long-term growth.
Last Updated: 2025-12-10, 05:36 p/m
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Compare XZO to Peers and Sector

Metrics to compare
XZO
Peers
Sector
Relationship
P/E Ratio
29.5x−8.4x12.4x
PEG Ratio
-−0.350.01
Price/Book
26.0x2.5x2.4x
Price / LTM Sales
9.7x3.1x2.4x
Upside (Analyst Target)
15.6%−1.4%19.7%
Fair Value Upside
Unlock−25.1%3.5%Unlock

Analyst Ratings

3 Buy
0 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 26.00
(+15.56% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Citizens
Buy27.00+20.00%-MaintainDec 11, 2025

Earnings

Latest Release
Dec 10, 2025
EPS / Forecast
0.25 / --
Revenue / Forecast
55.17M / --
EPS Revisions
Last 90 days

XZO Income Statement

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FAQ

What Is the Exzeo (XZO) Stock Price Today?

The Exzeo stock price today is 22.50

What Stock Exchange Does Exzeo Trade On?

Exzeo is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Exzeo?

The stock symbol for Exzeo is "XZO."

What Is the Exzeo Market Cap?

As of today, Exzeo market cap is 2.04B.

What Is Exzeo's Earnings Per Share (TTM)?

The Exzeo EPS (TTM) is 0.87.

When Is the Next Exzeo Earnings Date?

Exzeo will release its next earnings report on Feb 25, 2026.

From a Technical Analysis Perspective, Is XZO a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has Exzeo Stock Split?

Exzeo has split 0 times.

What is the current trading status of Exzeo (XZO)?

As of Jan 17, 2026, Exzeo (XZO) is trading at a price of 22.50, with a previous close of 22.14. The stock has fluctuated within a day range of 21.18 to 22.76, while its 52-week range spans from 12.92 to 24.60.

What Is Exzeo (XZO) Price Target According to Analysts?

The average 12-month price target for Exzeo is USD26, with a high estimate of USD27 and a low estimate of USD25. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +15.56% Upside potential.

What Is the XZO Premarket Price?

XZO's last pre-market stock price is 22.20. The pre-market share volume is 50.00, and the stock has decreased by 0.06, or 0.27%.
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