First Bank (FRBA)

Currency in USD
18.54
+0.12(+0.65%)
Real-time Data·
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Fair Value
Day's Range
18.1218.59
52 wk Range
14.4119.09
Key Statistics
Prev. Close
18.42
Open
18.39
Day's Range
18.12-18.59
52 wk Range
14.41-19.09
Volume
38.48K
Average Volume (3m)
97.22K
1-Year Change
24.4295%
Book Value / Share
18.08
Fair Value
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Fair Value Upside
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FRBA Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
19.67
Upside
+6.08%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

First Bank News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Sell
Moving Averages
Strong Buy

Analyst Ratings

2 Buy
1 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 19.67
(+6.08% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
DA Davidson
Hold19.00+2.48%16.00MaintainJul 27, 2026
Piper Sandler
Buy20.00+7.87%19.00MaintainJul 27, 2026
Piper Sandler
Buy19.00+2.48%18.00MaintainJun 26, 2026
Piper Sandler
Buy18.00-2.91%20.00MaintainMay 01, 2026
DA Davidson
Hold16.00-13.70%17.00MaintainApr 29, 2026

First Bank Earnings Call Summary for Q2/2026

  • First Bank Q2 2026 EPS of $0.43 matched estimates; revenue of $36.9M missed forecast by 1.2%, though net income rose 43% sequentially to $10.9M.
  • Credit costs normalized with provision expense down $3.3M quarter-over-quarter; efficiency ratio held at 54.5% for 28th consecutive quarter below 60%.
  • Loans grew $68M (8.3% annualized), deposits up $96M; management expects to meet $200M annual growth targets for both loans and deposits in 2026.
  • Net interest margin of 3.68% expected flat to down 1-2 bps rest of year; new loan yields holding at 6.50%-6.75% amid deposit pricing pressure at 4%-4.25%.
  • Stock traded down 0.23% at $17.45 post-earnings; bank continues share buybacks and maintains 2.06% dividend yield with 10 years of consecutive payments.
Last Updated: 2026-07-24, 09:38 a/m
Read Full Transcript

Earnings

Latest Release
Jul 23, 2026
EPS / Forecast
0.43 / 0.43
Revenue / Forecast
36.9M / 37.35M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.71%
Dividend Yield
1.96%
Industry Median 2.83%
Annualized payout
0.36
Paid quarterly
5-Years Growth
+20.11%
Growth Streak

FRBA Income Statement

Compare FRBA to Peers and Sector

Metrics to compare
FRBA
Peers
Sector
Relationship
P/E Ratio
10.7x10.3x10.0x
PEG Ratio
0.810.320.03
Price/Book
1.0x1.4x1.0x
Price / LTM Sales
3.4x3.6x2.9x
Upside (Analyst Target)
8.5%4.4%13.9%
Fair Value Upside
Unlock3.8%2.8%Unlock

First Bank provides various banking products and services to small and mid-sized businesses and individuals. It accepts various deposits, including non-interest- and interest-bearing demand deposits, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking and cash management accounts. The company also offers various loan products, such as commercial and industrial loans, which include line of credit, inventory, equipment, and short-term working capital financing; commercial real estate loans comprising owner-occupied, investor, construction and development, and multi-family loans; residential mortgages loans, home equity loans, and revolving lines of credit; and consumer and other loans, such as auto, personal, traditional installment, and other loans. In addition, it provides digital banking services, including online, mobile, telephone banking; ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services, as well as engages in the capital markets activities. The company operates full-service branches in Cinnaminson, Delanco, Denville, Ewing, Fairfield, Flemington, Hamilton, Lawrenceville, Monroe, Morristown, Oceanport, Pennington, Randolph, Somerset, Trenton, Williamstown, New Jersey; Devon, Doylestown, Lionville, Malvern, Media, Paoli, Trevose, Warminster, and West Chester, Pennsylvania; and Wellington, Florida. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.

Sector
Financial
Employees
338

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
5.85M23.34%109.70M
Other Institutional Investors
8.40M33.50%157.45M
Public Companies & Retail Investors
10.82M43.15%202.80M
Total
25.06M100.00%469.96M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.7.57%1,896,59935,561
Patriot Financial Manager, L.P.6.51%1,631,43730,589

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FAQ

What Is the First Bank (FRBA) Stock Price Today?

The First Bank stock price today is 18.54 USD.

What Stock Exchange Does First Bank Trade On?

First Bank is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for First Bank?

The stock symbol for First Bank is "FRBA."

Does First Bank Pay Dividends? What’s The Current Dividend Yield?

The First Bank dividend yield is 1.92%.

What Is the First Bank Market Cap?

As of today, First Bank market cap is 459.07M USD.

What Is First Bank's Earnings Per Share (TTM)?

The First Bank EPS (TTM) is 1.71.

When Is the Next First Bank Earnings Date?

First Bank will release its next earnings report on Oct 28, 2026.

From a Technical Analysis Perspective, Is FRBA a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has First Bank Stock Split?

First Bank has split 0 times.

How Many Employees Does First Bank Have?

First Bank has 338 employees.

What is the current trading status of First Bank (FRBA)?

As of Jul 31, 2026, First Bank (FRBA) is trading at a price of 18.54 USD, with a previous close of 18.42 USD. The stock has fluctuated within a day range of 18.12 USD to 18.59 USD, while its 52-week range spans from 14.41 USD to 19.09 USD.

What Is First Bank (FRBA) Price Target According to Analysts?

The average 12-month price target for First Bank is 19.67 USD, with a high estimate of 20 USD and a low estimate of 19 USD. 2 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +6.08% Upside potential.

What Is the FRBA Premarket Price?

FRBA's last pre-market stock price is 18.50 USD. The pre-market share volume is 10.00, and the stock has decreased by 0.08, or 0.43%.
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