First Internet Bancorp (INBK)

Currency in USD
23.67
-0.49(-2.03%)
Closed·
23.670.00(0.00%)
·
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Fair Value
Day's Range
23.6224.28
52 wk Range
17.0528.51
Key Statistics
Prev. Close
24.16
Open
24.19
Day's Range
23.62-24.28
52 wk Range
17.05-28.51
Volume
48.96K
Average Volume (3m)
59.42K
1-Year Change
0.3391%
Book Value / Share
41.41
Fair Value
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Fair Value Upside
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INBK Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
25.75
Upside
+8.79%
Members' Sentiments
Bearish
Bullish
ProTips
3 analysts have revised their earnings downwards for the upcoming period

First Internet Bancorp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Buy
Technical Indicators
Buy
Moving Averages
Buy

Analyst Ratings

1 Buy
3 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 25.75
(+8.79% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Piper Sandler
Hold24.00+1.39%23.50MaintainMay 01, 2026
Keefe, Bruyette & Woods
Hold24.00+1.39%23.00MaintainMay 01, 2026
Craig-Hallum
Buy30.00+26.74%35.00MaintainJan 30, 2026
Craig-Hallum
Buy30.00+26.74%35.00MaintainJan 30, 2026
Piper Sandler
Hold23.50-0.72%24.00MaintainJan 30, 2026

First Internet Bancorp Earnings Call Summary for Q1/2026

  • Q1 2026 EPS of $0.29 beat forecast of $0.09 by 222%, though revenue of $43.1M missed estimates by 5.61%, falling short of $45.67M target.
  • Net interest income surged 26% YoY to $31.6M; non-interest income rose 11% to $11.5M, driving 21% total revenue growth despite 11% loan decline.
  • Stock gained 1.51% to $22.58 post-earnings; company delivered 30% six-month return with shares trading at $200M market cap, deemed undervalued.
  • Management projects Q2 2026 EPS of $0.30 and Q3 2026 EPS of $0.73; continued AI and technology investments aimed at enhancing efficiency and growth.
  • CEO Becker highlighted successful strategic execution; analysts set price targets of $23-$30 with 1.05% dividend yield amid competitive fintech pressures.
Last Updated: 2026-04-30, 06:14 p/m
Read Full Transcript

Earnings

Latest Release
Apr 30, 2026
EPS / Forecast
0.29 / 0.09
Revenue / Forecast
43.11M / 45.67M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS -3.85%
Dividend Yield
0.99%
Industry Median 3.08%
Annualized payout
0.24
Paid quarterly
5-Years Growth
-
Growth Streak

INBK Income Statement

Compare INBK to Peers and Sector

Metrics to compare
INBK
Peers
Sector
Relationship
P/E Ratio
−6.1x12.1x9.7x
PEG Ratio
0.020.760.03
Price/Book
0.6x1.6x1.0x
Price / LTM Sales
4.4x3.7x2.8x
Upside (Analyst Target)
1.4%16.0%17.2%
Fair Value Upside
Unlock−2.2%1.6%Unlock

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, single tenant lease, public, specialty, healthcare and finance, small business lending, commercial deposits and treasury management, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.

Sector
Financial
Employees
355

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
2.46M28.23%59.44M
Other Institutional Investors
4.01M46.01%96.89M
Public Companies & Retail Investors
2.25M25.77%54.27M
Total
8.72M100.00%210.59M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.8.93%778,52418,428
The Vanguard Group, Inc.5.09%443,99710,509

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FAQ

What Is the First Internet (INBK) Stock Price Today?

The First Internet stock price today is 23.67 USD.

What Stock Exchange Does First Internet Trade On?

First Internet is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for First Internet?

The stock symbol for First Internet is "INBK."

Does First Internet Pay Dividends? What’s The Current Dividend Yield?

The First Internet dividend yield is 0.99%.

What Is the First Internet Market Cap?

As of today, First Internet market cap is 206.32M USD.

What Is First Internet's Earnings Per Share (TTM)?

The First Internet EPS (TTM) is -3.85.

When Is the Next First Internet Earnings Date?

First Internet will release its next earnings report on Jul 29, 2026.

From a Technical Analysis Perspective, Is INBK a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has First Internet Stock Split?

First Internet has split 1 times.

How Many Employees Does First Internet Have?

First Internet has 355 employees.

What is the current trading status of First Internet (INBK)?

As of May 23, 2026, First Internet (INBK) is trading at a price of 23.67 USD, with a previous close of 24.16 USD. The stock has fluctuated within a day range of 23.62 USD to 24.28 USD, while its 52-week range spans from 17.05 USD to 28.51 USD.

What Is First Internet (INBK) Price Target According to Analysts?

The average 12-month price target for First Internet is 25.75 USD, with a high estimate of 30 USD and a low estimate of 24 USD. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +8.79% Upside potential.

What Is the INBK Premarket Price?

INBK's last pre-market stock price is 24.08 USD. The pre-market share volume is 270.00, and the stock has decreased by -0.08, or -0.33%.
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