HDB Financial Services Ltd (HDBF)

Currency in INR
685.10
-3.65(-0.53%)
Closed·
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Fair Value
Day's Range
683.00695.15
52 wk Range
555.30811.80
Key Statistics
Bid/Ask
684.25 / 684.90
Prev. Close
688.75
Open
686
Day's Range
683-695.15
52 wk Range
555.3-811.8
Volume
595.72K
Average Volume (3m)
665.55K
1-Year Change
-8.5436%
Fair Value
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Fair Value Upside
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HDBF Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
822.80
Upside
+20.10%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

HDB Financial Services Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Sell
Technical Indicators
Sell
Moving Averages
Sell

Analyst Ratings

7 Buy
6 Hold
2 Sell
Ratings:
15 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 822.80
(+20.10% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Nomura/Instinet
Hold790.00+15.31%740.00MaintainJul 16, 2026
BofA Securities
Hold800.00+16.77%770.00MaintainJul 06, 2026
Jefferies
Buy845.00+23.34%-MaintainJun 16, 2026
Nomura/Instinet
Hold740.00+8.01%760.00MaintainApr 17, 2026
Jefferies
Buy845.00+23.34%900.00MaintainApr 15, 2026

HDB Financial Services Ltd Earnings Call Summary for Q1/2027

  • HDB Financial reported record Q1 FY2027 profit of ₹785 crores, up 38.3% YoY, with NIM expanding 61 bps to 8.35% and cost-to-income ratio improving to 39.9%.
  • Gross loan book grew 11.3% YoY to ₹121,846 crores while gross Stage 3 assets fell to 2.34%, reflecting improved asset quality and credit discipline.
  • Management expects growth acceleration in coming quarters, with asset finance improving from Q2 and business loans returning to positive growth by Q3.
  • Company targets maintaining NIM above 8%, ROA around 2.5%, and credit costs near 2.3% while expanding gold loans and consumer finance segments.
  • Shares rose 1.05% to $751.7, trading 35% above 52-week low; firm launched AI-driven 'Shikhar' program to enhance customer lifecycle management.
Last Updated: 2026-07-15, 10:10 a/m
Read Full Transcript

Earnings

Latest Release
Jun 03, 2026
EPS / Forecast
9.00 / 9.00
Revenue / Forecast
30.63B / 29.12B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 33.18%
Dividend Yield
0.58%
Industry Median 1.22%
Annualized payout
4.00
Paid unevenly
5-Years Growth
-
Growth Streak

HDBF Income Statement

Compare HDBF to Peers and Sector

Metrics to compare
HDBF
Peers
Sector
Relationship
P/E Ratio
20.7x19.5x10.0x
PEG Ratio
0.930.990.03
Price/Book
2.8x2.1x1.0x
Price / LTM Sales
6.2x6.5x2.9x
Upside (Analyst Target)
16.1%11.4%12.9%
Fair Value Upside
Unlock18.6%2.1%Unlock

HDB Financial Services Limited operates as a non-banking financial company that provides lending and business process outsourcing services in India. The company offers personal loans, salaried personal loans, business loans, micro lending loans, auto loans, two-wheeler loans, relationship personal loan, gold loans, loans against property, enterprise business loans, consumer durable loans, commercial vehicle loans, construction equipment loans, car loans, digital and lifestyle product loans, digital lending, tractor loans, and general and life insurance products. It also provides BPO services, including collection, back office, and sales support services. The company was incorporated in 2007 and is based in Mumbai, India. HDB Financial Services Limited operates as a subsidiary of HDFC Bank Limited.

Sector
Financial
Employees
88162
Market
India

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
127.89M15.40%88.08B
Other Institutional Investors
608.07M73.23%418.81B
Public Companies & Retail Investors
94.41M11.37%65.03B
Total
830.38M100.00%571.92B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
HDFC Bank Limited74.12%615,461,535423,899,132
ICICI Prudential Asset Management Company Limited2.81%23,311,78816,055,994

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FAQ

What Is the HDB Financial Services (HDBF) Stock Price Today?

The HDB Financial Services stock price today is 685.10 INR.

What Stock Exchange Does HDB Financial Services Trade On?

HDB Financial Services is listed and trades on the India National Stock Exchange.

What Is the Stock Symbol for HDB Financial Services?

The stock symbol for HDB Financial Services is "HDBF."

Does HDB Financial Services Pay Dividends? What’s The Current Dividend Yield?

The HDB Financial Services dividend yield is 0.58%.

What Is the HDB Financial Services Market Cap?

As of today, HDB Financial Services market cap is 571.92B INR.

What Is HDB Financial Services's Earnings Per Share (TTM)?

The HDB Financial Services EPS (TTM) is 33.18.

When Is the Next HDB Financial Services Earnings Date?

HDB Financial Services will release its next earnings report on Sep 02, 2026.

From a Technical Analysis Perspective, Is HDBF a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has HDB Financial Services Stock Split?

HDB Financial Services has split 0 times.

How Many Employees Does HDB Financial Services Have?

HDB Financial Services has 88162 employees.

What is the current trading status of HDB Financial Services (HDBF)?

As of Aug 13, 2026, HDB Financial Services (HDBF) is trading at a price of 685.10 INR, with a previous close of 688.75 INR. The stock has fluctuated within a day range of 683.00 INR to 695.15 INR, while its 52-week range spans from 555.30 INR to 811.80 INR.

What Is HDB Financial Services (HDBF) Price Target According to Analysts?

The average 12-month price target for HDB Financial Services is 822.80 INR, with a high estimate of 919 INR and a low estimate of 725 INR. 7 analysts recommend buying the stock, while 2 suggest selling, leading to an overall rating of Buy. The stock has an +20.10% Upside potential.
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