HDB Financial Services Ltd (HDBF)

Currency in INR
504.85
-5.20(-1.02%)
Closed·
Trading near 52-week Low
HDBFS is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
494.15514.70
52 wk Range
494.15796.70
Key Statistics
Bid/Ask
503.15 / 504.85
Prev. Close
504.85
Open
514.7
Day's Range
494.15-514.7
52 wk Range
494.15-796.7
Volume
852.05K
Average Volume (3m)
807.27K
1-Year Change
-31.224%
Fair Value
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Fair Value Upside
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HDBFS Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
737.88
Upside
+46.16%
Members' Sentiments
Bearish
Bullish
ProTips
Quickly burning through cash

HDB Financial Services Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Analyst Ratings

9 Buy
5 Hold
2 Sell
Ratings:
16 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 737.88
(+46.16% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Nomura/Instinet
Buy790.00+56.48%-UpgradeOct 15, 2026
ICICI Securities
Buy775.00+53.51%900.00MaintainOct 15, 2026
Nuvama
Hold700.00+38.66%-New CoverageOct 02, 2026
BofA Securities
Hold720.00+42.62%800.00MaintainOct 01, 2026
UBS
Hold800.00+58.46%-MaintainSep 23, 2026

HDB Financial Services Ltd Earnings Call Summary for Q2/2027

  • HDB Financial Q2 net profit surged 34% YoY to ₹780 crore; NII rose 15.6% to ₹2,534 crore despite stock falling 4.15% to $583.75.
  • Asset quality improved with gross stage 3 loans at 2.43% vs 2.81% YoY; cost-to-income ratio strengthened to 39.3% from 40.7%.
  • Loan book grew 11.7% YoY to ₹1,24,469 crore; customer base expanded 18.4% to 24.8M with 165,000 retailer touchpoints.
  • Management targets FY28 growth of 17-18%, expects stronger H2 driven by festive demand; aims to maintain NIM above 8.2%.
  • Key risks include sequential NIM decline, used vehicle segment weakness, and potential regulatory changes to insurance commission structure.
Last Updated: 2026-10-14, 10:06 a/m
Read Full Transcript

Earnings

Latest Release
Sep 02, 2026
EPS / Forecast
9.46 / 9.43
Revenue / Forecast
31.85B / 31.78B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 35.65
Dividend Yield
0.78%
Industry Median 1.29%
Annualized payout
4.00
Paid unevenly
5-Years Growth
-
Growth Streak

HDBFS Income Statement

Compare HDBFS to Peers and Sector

Metrics to compare
HDBFS
Peers
Sector
Relationship
P/E Ratio
14.2x18.6x9.2x
PEG Ratio
0.420.850.03
Price/Book
1.9x1.7x1.0x
Price / LTM Sales
4.4x5.5x2.8x
Upside (Analyst Target)
46.2%29.2%20.2%
Fair Value Upside
Unlock22.7%3.8%Unlock

HDB Financial Services Limited operates as a non-banking financial company that provides lending and business process outsourcing services in India. The company offers personal loans, salaried personal loans, business loans, micro lending loans, auto loans, two-wheeler loans, relationship personal loan, gold loans, loans against property, enterprise business loans, consumer durable loans, commercial vehicle loans, construction equipment loans, car loans, digital and lifestyle product loans, digital lending, tractor loans, and general and life insurance products. It also provides BPO services, including collection, back office, and sales support services. The company was incorporated in 2007 and is based in Mumbai, India. HDB Financial Services Limited operates as a subsidiary of HDFC Bank Limited.

Sector
Financial
Employees
88162
Market
India

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
125.08M15.05%63.15B
Other Institutional Investors
610.21M73.45%308.06B
Public Companies & Retail Investors
95.52M11.50%48.22B
Total
830.8M100.00%419.43B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
HDFC Bank Limited74.08%615,461,535310,715,756
ICICI Prudential Asset Management Company Limited2.81%23,311,78811,768,956

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FAQ

What Is the HDB Financial Services (HDBFS) Stock Price Today?

The HDB Financial Services stock price today is 504.85 INR.

What Stock Exchange Does HDB Financial Services Trade On?

HDB Financial Services is listed and trades on the India National Stock Exchange.

What Is the Stock Symbol for HDB Financial Services?

The stock symbol for HDB Financial Services is "HDBFS."

Does HDB Financial Services Pay Dividends? What’s The Current Dividend Yield?

The HDB Financial Services dividend yield is 0.8%%.

What Is the HDB Financial Services Market Cap?

As of today, HDB Financial Services market cap is 419.43B INR.

What Is HDB Financial Services's Earnings Per Share (TTM)?

The HDB Financial Services EPS (TTM) is 35.65.

When Is the Next HDB Financial Services Earnings Date?

HDB Financial Services will release its next earnings report on Dec 02, 2026.

From a Technical Analysis Perspective, Is HDBFS a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has HDB Financial Services Stock Split?

HDB Financial Services has split 0 times.

How Many Employees Does HDB Financial Services Have?

HDB Financial Services has 88162 employees.

What is the current trading status of HDB Financial Services (HDBFS)?

As of Oct 24, 2026, HDB Financial Services (HDBFS) is trading at a price of 504.85 INR, with a previous close of 504.85 INR. The stock has fluctuated within a day range of 494.15 INR to 514.70 INR, while its 52-week range spans from 494.15 INR to 796.70 INR.

What Is HDB Financial Services (HDBFS) Price Target According to Analysts?

The average 12-month price target for HDB Financial Services is 737.88 INR, with a high estimate of 900 INR and a low estimate of 610 INR. 9 analysts recommend buying the stock, while 2 suggest selling, leading to an overall rating of Buy. The stock has an +46.16% Upside potential.
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