HDFC Bank Limited engages in the provision of banking and financial services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates in three segments: Treasury, Retail Banking, Wholesale Banking, and Other Banking Services. It accepts savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, mutual funds, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment and commercial vehicle finance, dealer finance, and term loans. In addition, it offers credit, debit, prepaid, and forex cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, and documents collection services; online and wholesale, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; and channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services, as well as financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.
Metrics to compare | HDB | Peers Peers - average of corresponding metrics from companies closely matching HDB: IDBI, IDFCFIRSTB, KARURVYSYA, J&KBANK, AUBANK | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipHDBPeersSector |
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P/E Ratio | 19.4x | 10.3x | 8.7x | |
PEG Ratio | 1.46 | 0.25 | 0.03 | |
Price/Book | 2.8x | 1.3x | 1.0x | |
Price / LTM Sales | 4.9x | 2.8x | 2.7x | |
Upside (Analyst Target) | 17.0% | 19.0% | 10.6% | |
Fair Value Upside | Unlock | 20.2% | 2.7% | Unlock |