Inter Co Inc BDR (INBR32)

Currency in BRL
33.00
+0.80(+2.48%)
Closed·

INBR32 Earnings

Latest Release
Nov 12, 2026
EPS / Forecast
-- / 0.96
Revenue / Forecast
-- / 2.73B
EPS Revisions
Last 90 days
Release Date
Period End
EPS
/Forecast
Revenue
/Forecast
EPS Surprise %
Revenue Surprise %
Reaction
2026/12--/1.02--/2.95B----Free Sign Up
2026/09--/0.961--/2.73B----Free Sign Up
2026/060.954/0.9092.64B/2.62B+4.94%+0.76%Free Sign Up
2026/030.897/0.8852.44B/2.52B+1.3%-3.17%Free Sign Up
2025/120.850/0.8932.40B/2.34B-4.84%+2.56%Free Sign Up
2025/090.764/0.8042.16B/2.13B-4.9%+1.41%Free Sign Up
2025/060.710/0.7292.89B/1.95B-2.59%+48.21%Free Sign Up
2025/030.674/0.6851.84B/1.88B-1.62%-2.13%Free Sign Up
2024/120.630/0.6102.26B/1.84B+3.28%+22.83%Free Sign Up
2024/090.584/0.5741.68B/1.57B+1.72%+7.01%Free Sign Up

All numbers in BRL

Inter Co Inc BDR Earnings Call Summary for Q3/2026

  • Inter reported Q3 2026 net revenue of BRL 2.7B (+26% YoY) and net income of BRL 425M (+26% YoY), marking 14th consecutive quarter of profit growth.
  • Loan portfolio expanded 25% YoY to BRL 58.1B, nearly 3x Brazil's credit market pace; efficiency ratio improved 322 bps to 41.9% as revenue outpaced expenses.
  • Management guided 20-25% annual loan growth for 2027, targeting NIM around 10% by end-2026, maintaining 70/30 secured/unsecured lending mix through 2028.
  • Company slowing credit card growth near-term for de-risking with potential reacceleration in early 2027; holds BRL 2.1B excess capital prioritized for growth.
  • Shares rose 2.48% to $33 post-earnings, remaining below 52-week high of $53.5; strategic focus on AI automation via xAI partnership and Seven platform.
Last Updated: 2026-11-13, 11:26 a/m
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