Open Lending Corp (LPRO)

Currency in USD
1.340
-0.050(-3.60%)
Closed·
1.3400.000(0.00%)
·
LPRO is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
1.3001.390
52 wk Range
0.7003.429
Key Statistics
Prev. Close
1.39
Open
1.39
Day's Range
1.3-1.39
52 wk Range
0.7-3.429
Volume
1.13M
Average Volume (3m)
613.08K
1-Year Change
-58.8326%
Book Value / Share
0.63
Fair Value
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Fair Value Upside
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LPRO Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
2.300
Upside
+71.64%
Members' Sentiments
Bearish
Bullish
ProTips
2 analysts have revised their earnings downwards for the upcoming period

Open Lending Corp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending enablement platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. The company was founded in 2000 and is headquartered in Austin, Texas.

Open Lending Corp SWOT Analysis


Underwriting Overhaul
Delve into Open Lending's comprehensive restructuring of its underwriting models, aimed at regaining partner confidence and improving risk assessment accuracy
Financial Headwinds
Explore the company's financial challenges, including profit share revenue underperformance and downward revisions of adjusted EBITDA estimates for 2025 and 2026
Market Positioning
Uncover Open Lending's struggle with partner retention and its impact on market share, as certified loans from current customers drop from 95% to 85%
Future Prospects
Analyst price targets range from $1.60 to $7.00 per share, reflecting mixed views on Open Lending's recovery potential amid ongoing market challenges
Read full SWOT analysis

Open Lending Corp Earnings Call Summary for Q4/2025

  • Q4 revenue of $19.3M missed forecasts by 11.72%, while EPS met expectations at $0.01; stock fell 9.02% after-hours to $1.33.
  • Certified loans dropped 25.9% YoY to 19,308, but company posted $1.7M net income vs. $144M loss in Q4 2024.
  • Launched ApexOne Auto platform to expand into prime credit segment and transform into full-spectrum decisioning engine.
  • 2026 guidance targets 100K-110K certified loans (8% growth) and adjusted EBITDA of $25-29M, with growth accelerating in later quarters.
  • Operating expenses decreased 9.3% YoY to $13.9M; adjusted EBITDA improved to $2.8M from negative $75.9M in prior year.
Last Updated: 2026-03-12, 06:38 p/m
Read Full Transcript

Compare LPRO to Peers and Sector

Metrics to compare
LPRO
Peers
Sector
Relationship
P/E Ratio
−37.2x44.8x9.5x
PEG Ratio
−0.390.060.03
Price/Book
2.1x3.1x1.0x
Price / LTM Sales
1.7x3.9x2.8x
Upside (Analyst Target)
49.3%85.4%22.6%
Fair Value Upside
Unlock−11.8%3.2%Unlock

Analyst Ratings

3 Buy
5 Hold
0 Sell
Ratings:
8 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 2.300
(+71.64% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Citizens
Hold---MaintainMar 18, 2026
DA Davidson
Buy3.00+123.88%4.00MaintainMar 16, 2026
DA Davidson
Buy3.00+123.88%4.00MaintainMar 16, 2026
DA Davidson
Buy4.00+198.51%4.00MaintainMar 13, 2026
Jefferies
Hold1.75+30.60%1.60MaintainJan 07, 2026

Earnings

Latest Release
Mar 12, 2026
EPS / Forecast
0.01 / 0.01
Revenue / Forecast
19.35M / 21.92M
EPS Revisions
Last 90 days

LPRO Income Statement

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FAQ

What Is the Open Lending (LPRO) Stock Price Today?

The Open Lending stock price today is 1.340 USD.

What Stock Exchange Does Open Lending Trade On?

Open Lending is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Open Lending?

The stock symbol for Open Lending is "LPRO."

What Is the Open Lending Market Cap?

As of today, Open Lending market cap is 157.690M USD.

What Is Open Lending's Earnings Per Share (TTM)?

The Open Lending EPS (TTM) is -0.040.

When Is the Next Open Lending Earnings Date?

Open Lending will release its next earnings report on May 12, 2026.

From a Technical Analysis Perspective, Is LPRO a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Open Lending Stock Split?

Open Lending has split 0 times.

How Many Employees Does Open Lending Have?

Open Lending has 164 employees.

What is the current trading status of Open Lending (LPRO)?

As of Mar 22, 2026, Open Lending (LPRO) is trading at a price of 1.340 USD, with a previous close of 1.390 USD. The stock has fluctuated within a day range of 1.300 USD to 1.390 USD, while its 52-week range spans from 0.700 USD to 3.429 USD.

What Is Open Lending (LPRO) Price Target According to Analysts?

The average 12-month price target for Open Lending is 2.300 USD, with a high estimate of 3.5 USD and a low estimate of 1.4 USD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +71.64% Upside potential.
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