Norwood Financial Corp (NWFL)

Currency in USD
34.15
+0.39(+1.16%)
Real-time Data·
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Fair Value
Day's Range
33.8534.15
52 wk Range
23.8235.48
Key Statistics
Prev. Close
33.76
Open
33.85
Day's Range
33.85-34.15
52 wk Range
23.82-35.48
Volume
4.14K
Average Volume (3m)
34.62K
1-Year Change
33.2423%
Book Value / Share
26.74
Fair Value
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Fair Value Upside
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NWFL Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
36.50
Upside
+6.88%
Members' Sentiments
Bearish
Bullish
ProTips
Has raised its dividend for 29 consecutive years

Norwood Financial Corp News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

1 Buy
1 Hold
0 Sell
Ratings:
2 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 36.50
(+6.88% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Stephens
Hold35.00+2.49%34.00MaintainJul 23, 2026
Brean Capital
Buy34.00-0.44%-New CoverageFeb 24, 2026
Stephens
Hold33.00-3.37%28.00MaintainFeb 11, 2026

Norwood Financial Corp Earnings Call Summary for Q2/2026

  • Norwood Financial Q2 2026 net income jumped 50% to $9.3M; EPS of $0.86 missed estimates by a penny while revenue of $29.3M beat forecasts.
  • Net interest margin expanded to 3.9%, aided by lower deposit costs and Presence Bank integration, now complete with merger expenses dropping to $53K.
  • Management cautioned Q2's 22-basis-point margin gain unlikely to repeat as deposit competition intensifies and loan pipeline yields fell to mid-6% range.
  • Company expects continued loan growth from commercial real estate and consumer lending; plans three-year AI rollout starting with credit systems.
  • Stock fell 2.23% to $30.27 despite strong fundamentals; tangible book value recovered to $22.96, surpassing pre-acquisition levels.
Last Updated: 2026-07-22, 10:42 a/m
Read Full Transcript

Earnings

Latest Release
Jul 22, 2026
EPS / Forecast
0.86 / 0.87
Revenue / Forecast
29.3M / 28.2M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.88%
Dividend Yield
3.79%
Industry Median 2.68%
Annualized payout
1.28
Paid quarterly
5-Years Growth
+4.28%
Growth Streak

NWFL Income Statement

Compare NWFL to Peers and Sector

Metrics to compare
NWFL
Peers
Sector
Relationship
P/E Ratio
12.8x12.0x9.4x
PEG Ratio
0.020.130.03
Price/Book
1.3x1.5x1.0x
Price / LTM Sales
3.7x3.0x2.9x
Upside (Analyst Target)
8.1%7.2%19.1%
Fair Value Upside
Unlock1.3%2.9%Unlock

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; construction financing; land and consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; personal and business credit services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, automated clearing house activity, real estate settlement, and internet and mobile banking services. Further, it offers annuity and insurance products; and engages in mutual fund sale, advisory services, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates automated teller machines and branches in Northeastern Pennsylvania; and in New York counties of Delaware, Sullivan, Ontario, Otsego, and Yates. The company was founded in 1870 and is based in Honesdale, Pennsylvania.

Sector
Financial
Employees
278

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
2.15M19.81%72.53M
Other Institutional Investors
2.99M27.57%100.94M
Public Companies & Retail Investors
5.71M52.62%192.63M
Total
10.84M100.00%366.11M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.7.16%776,35826,210
Wellington Management Group LLP5.23%567,50519,159

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FAQ

What Is the Norwood (NWFL) Stock Price Today?

The Norwood stock price today is 34.15 USD.

What Stock Exchange Does Norwood Trade On?

Norwood is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Norwood?

The stock symbol for Norwood is "NWFL."

Does Norwood Pay Dividends? What’s The Current Dividend Yield?

The Norwood dividend yield is 3.79%.

What Is the Norwood Market Cap?

As of today, Norwood market cap is 370.34M USD.

What Is Norwood's Earnings Per Share (TTM)?

The Norwood EPS (TTM) is 2.88.

When Is the Next Norwood Earnings Date?

Norwood will release its next earnings report on Oct 27, 2026.

From a Technical Analysis Perspective, Is NWFL a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Norwood Stock Split?

Norwood has split 6 times.

How Many Employees Does Norwood Have?

Norwood has 278 employees.

What is the current trading status of Norwood (NWFL)?

As of Oct 06, 2026, Norwood (NWFL) is trading at a price of 34.15 USD, with a previous close of 33.76 USD. The stock has fluctuated within a day range of 33.85 USD to 34.15 USD, while its 52-week range spans from 23.82 USD to 35.48 USD.

What Is Norwood (NWFL) Price Target According to Analysts?

The average 12-month price target for Norwood is 36.50 USD, with a high estimate of 38 USD and a low estimate of 35 USD. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +6.88% Upside potential.

What Is the NWFL After Hours Price?

NWFL's last after hours stock price is 33.79 USD, the stock has decreased by 0.03, or 0.09%.
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