Pinnacle Financial Partners Inc (PNFP)

Currency in USD
97.15
-0.18(-0.18%)
Closed·
97.150.00(0.00%)
·
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Fair Value
Day's Range
96.8398.06
52 wk Range
81.08120.46
Key Statistics
Prev. Close
97.33
Open
97.35
Day's Range
96.83-98.06
52 wk Range
81.08-120.46
Volume
689.68K
Average Volume (3m)
1.4M
1-Year Change
-7.9583%
Book Value / Share
91.78
Fair Value
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Fair Value Upside
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PNFP Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
116.79
Upside
+20.22%
Members' Sentiments
Bearish
Bullish
ProTips
Analysts anticipate sales growth in the current year
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

14 Buy
5 Hold
0 Sell
Ratings:
19 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 116.79
(+20.22% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Baird
Buy115.00+18.37%-New CoverageMay 19, 2026
Truist Securities
Buy115.00+18.37%114.00MaintainMay 11, 2026
Stephens
Hold109.00+12.20%95.00MaintainApr 30, 2026
Evercore ISI
Buy115.00+18.37%107.00MaintainApr 28, 2026
TD Cowen
Buy121.00+24.55%125.00MaintainApr 27, 2026

Pinnacle Financial Partners Inc SWOT Analysis


Growth Amidst Challenges
Pinnacle Financial Partners showcases robust growth in a complex banking landscape, with a 10% revenue CAGR over five years and strong Q1 2025 performance
Strategic Expansion
Delve into PNFP's aggressive growth initiatives, including new hires, branch openings, and marketing efforts, positioning the bank for increased market penetration
Valuation Dynamics
Explore PNFP's premium valuation, trading at 14x 2026 earnings, with analyst price targets ranging from $105 to $135, reflecting market confidence in growth prospects
Navigating Headwinds
Learn how PNFP manages challenges like expense pressures, interest rate volatility, and competitive threats while maintaining stable credit metrics and outperforming expectations
Read full SWOT analysis

Pinnacle Financial Partners Inc Earnings Call Summary for Q1/2026

  • Pinnacle reported Q1 2026 diluted EPS of $0.89, missing forecast of $2.22 by 59.91%, while revenue hit $1.51B, beating estimates by 29.06%
  • Stock rose 1.7% to $99.08 in regular trading but declined to $97.12 aftermarket; merger-related costs of $275M pressured profitability
  • Net interest income reached $933M with strong loan and deposit growth demonstrating operational strength despite challenging environment
  • Management projects EPS of $2.68-$2.85 for upcoming quarters, with annual targets of $10.35 for FY2026 and $11.91 for FY2027
  • CEO Turner highlighted robust business model strength; CFO Carpenter noted merger integration progressing to position company for future profitability
Last Updated: 2026-05-06, 02:34 a/m
Read Full Transcript

Earnings

Latest Release
Apr 22, 2026
EPS / Forecast
0.89 / 2.22
Revenue / Forecast
1.51B / 1.17B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 6.56%
Dividend Yield
2.05%
Industry Median 3.08%
Annualized payout
2.00
Paid quarterly
5-Years Growth
+13.07%
Growth Streak

PNFP Income Statement

Compare PNFP to Peers and Sector

Metrics to compare
PNFP
Peers
Sector
Relationship
P/E Ratio
23.4x11.8x9.7x
PEG Ratio
4.280.410.03
Price/Book
1.1x1.0x1.0x
Price / LTM Sales
5.5x3.5x2.8x
Upside (Analyst Target)
24.0%16.3%17.2%
Fair Value Upside
Unlock−7.2%1.6%Unlock

Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loans; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine placement services, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Atlanta, Georgia.

Sector
Financial
Employees
8389

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
59.30M39.43%5.74B
Other Institutional Investors
16.82M11.18%1.63B
Public Companies & Retail Investors
74.29M49.39%7.19B
Total
150.4M100.00%14.56B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.6.42%9,655,574939,777
The Vanguard Group, Inc.4.66%7,001,628681,468

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FAQ

What Is the Pinnacle (PNFP) Stock Price Today?

The Pinnacle stock price today is 97.15 USD.

What Stock Exchange Does Pinnacle Trade On?

Pinnacle is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Pinnacle?

The stock symbol for Pinnacle is "PNFP."

Does Pinnacle Pay Dividends? What’s The Current Dividend Yield?

The Pinnacle dividend yield is 2.07%.

What Is the Pinnacle Market Cap?

As of today, Pinnacle market cap is 14.61B USD.

What Is Pinnacle's Earnings Per Share (TTM)?

The Pinnacle EPS (TTM) is 6.56.

When Is the Next Pinnacle Earnings Date?

Pinnacle will release its next earnings report on Jan 21, 2026.

From a Technical Analysis Perspective, Is PNFP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Pinnacle Stock Split?

Pinnacle has split 1 times.

How Many Employees Does Pinnacle Have?

Pinnacle has 8389 employees.

What is the current trading status of Pinnacle (PNFP)?

As of May 23, 2026, Pinnacle (PNFP) is trading at a price of 97.15 USD, with a previous close of 97.33 USD. The stock has fluctuated within a day range of 96.83 USD to 98.06 USD, while its 52-week range spans from 81.08 USD to 120.46 USD.

What Is Pinnacle (PNFP) Price Target According to Analysts?

The average 12-month price target for Pinnacle is 116.79 USD, with a high estimate of 130 USD and a low estimate of 100 USD. 14 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +20.22% Upside potential.
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