Pinnacle Financial Partners Inc (PNFP)

Currency in USD
100.46
+2.25(+2.29%)
Closed·
100.00-0.46(-0.46%)
·
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Fair Value
Day's Range
97.80100.59
52 wk Range
81.08110.33
Key Statistics
Prev. Close
100.46
Open
98.09
Day's Range
97.8-100.59
52 wk Range
81.08-110.33
Volume
2.12M
Average Volume (3m)
1.1M
1-Year Change
15.5908%
Book Value / Share
91.90
Fair Value
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Fair Value Upside
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PNFP Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
118.86
Upside
+18.32%
Members' Sentiments
Bearish
Bullish
ProTips
Analysts anticipate sales growth in the current year
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

18 Buy
4 Hold
0 Sell
Ratings:
22 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 118.86
(+18.32% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Hovde Group
Buy---New CoverageOct 09, 2026
Truist Securities
Buy112.00+11.49%118.00MaintainOct 09, 2026
Piper Sandler
Buy125.00+24.43%123.00MaintainOct 02, 2026
JPMorgan
Buy115.00+14.47%120.00MaintainOct 01, 2026
Wells Fargo
Buy118.00+17.46%-UpgradeSep 30, 2026

Pinnacle Financial Partners Inc SWOT Analysis


Growth Amidst Challenges
Pinnacle Financial Partners showcases robust growth in a complex banking landscape, with a 10% revenue CAGR over five years and strong Q1 2025 performance
Strategic Expansion
Delve into PNFP's aggressive growth initiatives, including new hires, branch openings, and marketing efforts, positioning the bank for increased market penetration
Valuation Dynamics
Explore PNFP's premium valuation, trading at 14x 2026 earnings, with analyst price targets ranging from $105 to $135, reflecting market confidence in growth prospects
Navigating Headwinds
Learn how PNFP manages challenges like expense pressures, interest rate volatility, and competitive threats while maintaining stable credit metrics and outperforming expectations
Read full SWOT analysis

Pinnacle Financial Partners Inc Earnings Call Summary for Q3/2026

  • Pinnacle Financial posted Q3 2026 adjusted EPS of $2.69, beating estimates by $0.07, with revenue of $1.31B topping forecasts by $30M.
  • Net interest income rose 3% sequentially to $986M; adjusted non-interest revenue jumped 19% driven by investment income and equipment leasing gains.
  • Management raised full-year BHG income guidance to $150M-$160M from $110M-$120M; Synovus merger integration remains on track for March 2027 conversion.
  • Loan growth expected at top end of 9%-11% range; NIM forecast at 3.44%-3.46% for 2026 with potential margin pressure anticipated in 2027.
  • Stock fell 0.4% in premarket to $97.80 despite beat; company targeting 10.25% CET1 ratio before resuming buybacks, hired 222 revenue producers YTD.
Last Updated: 2026-10-22, 09:20 a/m
Read Full Transcript

Earnings

Latest Release
Oct 21, 2026
EPS / Forecast
2.69 / 2.62
Revenue / Forecast
1.31B / 1.28B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 7.38
Dividend Yield
2.04%
Industry Median 2.87%
Annualized payout
2.00
Paid quarterly
5-Years Growth
+16.83%
Growth Streak

PNFP Income Statement

Compare PNFP to Peers and Sector

Metrics to compare
PNFP
Peers
Sector
Relationship
P/E Ratio
15.5x10.8x9.2x
PEG Ratio
−2.120.210.03
Price/Book
1.1x1.0x1.0x
Price / LTM Sales
3.8x3.6x2.8x
Upside (Analyst Target)
19.1%19.5%19.1%
Fair Value Upside
Unlock−14.4%3.5%Unlock

Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loans; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine placement services, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Atlanta, Georgia.

Sector
Financial
Employees
8433

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
70.12M46.60%6.89B
Other Institutional Investors
63.83M42.42%6.27B
Public Companies & Retail Investors
16.53M10.98%1.62B
Total
150.48M100.00%14.78B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.10.10%15,201,9261,492,981
Wellington Management Group LLP7.40%11,141,3971,094,197

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FAQ

What Is the Pinnacle (PNFP) Stock Price Today?

The Pinnacle stock price today is 100.46 USD.

What Stock Exchange Does Pinnacle Trade On?

Pinnacle is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for Pinnacle?

The stock symbol for Pinnacle is "PNFP."

Does Pinnacle Pay Dividends? What’s The Current Dividend Yield?

The Pinnacle dividend yield is 2.0%%.

What Is the Pinnacle Market Cap?

As of today, Pinnacle market cap is 15.12B USD.

What Is Pinnacle's Earnings Per Share (TTM)?

The Pinnacle EPS (TTM) is 7.38.

When Is the Next Pinnacle Earnings Date?

Pinnacle will release its next earnings report on Jan 19, 2027.

From a Technical Analysis Perspective, Is PNFP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Pinnacle Stock Split?

Pinnacle has split 1 times.

How Many Employees Does Pinnacle Have?

Pinnacle has 8433 employees.

What is the current trading status of Pinnacle (PNFP)?

As of Oct 23, 2026, Pinnacle (PNFP) is trading at a price of 100.46 USD, with a previous close of 100.46 USD. The stock has fluctuated within a day range of 97.80 USD to 100.59 USD, while its 52-week range spans from 81.08 USD to 110.33 USD.

What Is Pinnacle (PNFP) Price Target According to Analysts?

The average 12-month price target for Pinnacle is 118.86 USD, with a high estimate of 139 USD and a low estimate of 105 USD. 18 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +18.32% Upside potential.

What Is the PNFP Premarket Price?

PNFP's last pre-market stock price is 97.80 USD. The pre-market share volume is 190.00, and the stock has decreased by -0.41, or -0.42%.

What Is the PNFP After Hours Price?

PNFP's last after hours stock price is 100.00 USD, the stock has decreased by -0.46, or -0.46%.
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