Preferred Bank (PFBC)

Currency in USD
86.97
-0.57(-0.65%)
Real-time Data·
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Fair Value
Day's Range
86.4990.19
52 wk Range
71.90103.05
Key Statistics
Prev. Close
87.54
Open
87.26
Day's Range
86.49-90.19
52 wk Range
71.9-103.05
Volume
38.91K
Average Volume (3m)
88.04K
1-Year Change
-2.3687%
Book Value / Share
63.93
Fair Value
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Fair Value Upside
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PFBC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
102.67
Upside
+18.05%
Members' Sentiments
Bearish
Bullish
ProTips
3 analysts have revised their earnings upwards for the upcoming period

Preferred Bank News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Sell
Moving Averages
Strong Sell

Preferred Bank Company Profile

Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; commercial loans, including lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. In addition, the company offers trade finance services, including commercial and export letters of credit, import lines of credit, documentary collections, international wire transfers, acceptances/trust receipt financing products, export financing, and bills purchase programs. Further, it provides cash management services; and internet, mobile, and tablet banking services. The company was incorporated in 1991 and is headquartered in Los Angeles, California.

Sector
Financial
Employees
323

Preferred Bank Earnings Call Summary for Q4/2025

  • Preferred Bank (PFBC) exceeded Q4 2025 expectations with EPS of $2.79 (vs. $2.73 forecast) and revenue of $78.07M (vs. $74.54M forecast), despite a 2.01% pre-market stock decline.
  • The bank reported strong quarterly growth with total loans up 12% ($182M) and deposits increasing 7.4% ($115M), driven by commercial real estate and C&I segments.
  • Full-year net income reached $434M ($10.41 per share), maintaining performance despite Federal Reserve rate cuts impacting net interest margins.
  • Management projects continued loan growth for 2026, anticipates monthly deposit cost reductions of 5-6 basis points, and is actively evaluating M&A opportunities to enhance market position.
  • CEO Li Yu forecasts 'a year of relative growth and stability' for 2026, though the bank faces challenges from interest rate pressures and a competitive deposit market.
Last Updated: 2026-01-22, 02:56 p/m
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Compare PFBC to Peers and Sector

Metrics to compare
PFBC
Peers
Sector
Relationship
P/E Ratio
7.9x11.5x10.0x
PEG Ratio
1.000.350.03
Price/Book
1.3x1.1x1.0x
Price / LTM Sales
3.8x2.9x2.9x
Upside (Analyst Target)
18.8%11.7%11.6%
Fair Value Upside
Unlock−5.0%1.1%Unlock

Analyst Ratings

1 Buy
3 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 102.67
(+18.05% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Piper Sandler
Buy111.00+27.63%121.00MaintainJan 26, 2026
Stephens
Hold93.00+6.93%105.00MaintainJan 26, 2026
DA Davidson
Hold104.00+19.58%108.00MaintainOct 22, 2025
Piper Sandler
Buy119.00+36.83%112.00MaintainOct 22, 2025
DA Davidson
Hold108.00+24.18%90.00MaintainJul 22, 2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 10.41%
Dividend Yield
3.66%
Industry Median 3.21%
Annualized payout
3.20
Paid quarterly
5-Years Growth
+20.51%
Growth Streak

Earnings

Latest Release
Jan 22, 2026
EPS / Forecast
2.79 / 2.73
Revenue / Forecast
78.07M / 74.54M
EPS Revisions
Last 90 days

PFBC Income Statement

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FAQ

What Is the Preferred Bank (PFBC) Stock Price Today?

The Preferred Bank stock price today is 86.97

What Stock Exchange Does Preferred Bank Trade On?

Preferred Bank is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Preferred Bank?

The stock symbol for Preferred Bank is "PFBC."

Does Preferred Bank Pay Dividends? What’s The Current Dividend Yield?

The Preferred Bank dividend yield is 3.66%.

What Is the Preferred Bank Market Cap?

As of today, Preferred Bank market cap is 1.05B.

What Is Preferred Bank's Earnings Per Share (TTM)?

The Preferred Bank EPS (TTM) is 10.41.

When Is the Next Preferred Bank Earnings Date?

Preferred Bank will release its next earnings report on Apr 21, 2026.

From a Technical Analysis Perspective, Is PFBC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Preferred Bank Stock Split?

Preferred Bank has split 2 times.

How Many Employees Does Preferred Bank Have?

Preferred Bank has 323 employees.

What is the current trading status of Preferred Bank (PFBC)?

As of Feb 03, 2026, Preferred Bank (PFBC) is trading at a price of 86.97, with a previous close of 87.54. The stock has fluctuated within a day range of 86.49 to 90.19, while its 52-week range spans from 71.90 to 103.05.

What Is Preferred Bank (PFBC) Price Target According to Analysts?

The average 12-month price target for Preferred Bank is USD102.67, with a high estimate of USD111 and a low estimate of USD93. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an +18.05% Upside potential.
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