Wintrust Financial Corporation (WTFC)

Currency in USD
145.99
-6.22(-4.09%)
Closed·
146.19+0.20(+0.14%)
·
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Fair Value
Day's Range
145.28152.07
52 wk Range
89.10155.99
Key Statistics
Prev. Close
152.21
Open
151.95
Day's Range
145.28-152.07
52 wk Range
89.1-155.99
Volume
708.6K
Average Volume (3m)
462.74K
1-Year Change
10.7747%
Book Value / Share
102.04
Fair Value
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Fair Value Upside
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WTFC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
170.57
Upside
+16.84%
Members' Sentiments
Bearish
Bullish
ProTips
12 analysts have revised their earnings upwards for the upcoming period
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Wintrust Financial Corporation Company Profile

Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

Sector
Financial
Employees
5903

Wintrust Financial Corporation SWOT Analysis


Financial Prowess
Wintrust Financial showcases robust performance with 8.51% revenue growth, 12% ROE, and $2.64 EPS, underpinned by strong NII and effective risk management
Strategic Expansion
Explore Wintrust's organic growth strategy, leveraging its unique scale to capture market share in Chicago and national niche verticals
Market Positioning
Delve into Wintrust's competitive edge as a mid-cap bank, maintaining a 26-year dividend streak and justifying its premium valuation
Future Outlook
Analysts project EPS of $10.90 and $11.63 for upcoming fiscal years, with price targets ranging from $141 to $156, signaling confidence in Wintrust's growth potential
Read full SWOT analysis

Wintrust Financial Corporation Earnings Call Summary for Q4/2025

  • Wintrust Financial exceeded Q4 2025 expectations with EPS of $3.15 (7.51% above forecast) and revenue of $714.26 million, driving a 5.3% stock increase to $146.46 in premarket trading.
  • Full-year net income rose 19% to $824 million, with Q4 net income reaching $223 million (up 3% quarter-over-quarter). Total assets stood at $71 billion, with tangible book value increasing to nearly $89 per share.
  • CEO Tim Crane highlighted 'disciplined growth at a level above most peers with a stable margin' and emphasized the company's strategic positioning in the Midwest market.
  • For 2026, Wintrust projects mid to high single-digit loan and deposit growth, stable net interest margin around 3.5%, and improvements in wealth management, with expenses expected to grow 4-5%.
Last Updated: 2026-01-21, 12:20 p/m
Read Full Transcript

Compare WTFC to Peers and Sector

Metrics to compare
WTFC
Peers
Sector
Relationship
P/E Ratio
12.6x12.5x10.1x
PEG Ratio
1.190.950.03
Price/Book
1.4x1.1x1.0x
Price / LTM Sales
3.7x3.8x3.0x
Upside (Analyst Target)
18.8%16.1%12.5%
Fair Value Upside
Unlock2.7%1.1%Unlock

Analyst Ratings

12 Buy
2 Hold
0 Sell
Ratings:
14 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 170.57
(+16.84% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
TD Cowen
Buy177.00+21.24%170.00MaintainJan 22, 2026
DA Davidson
Buy172.00+17.82%165.00MaintainJan 22, 2026
RBC Capital
Buy175.00+19.87%160.00MaintainJan 22, 2026
Piper Sandler
Buy184.00+26.04%161.00MaintainJan 22, 2026
Stephens
Buy162.00+10.97%158.00MaintainJan 22, 2026

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 11.57%
Dividend Yield
1.37%
Industry Median 3.22%
Annualized payout
2.00
Paid quarterly
5-Years Growth
+12.30%
Growth Streak

Earnings

Latest Release
Jan 20, 2026
EPS / Forecast
3.15 / 2.93
Revenue / Forecast
714.26M / 701.80M
EPS Revisions
Last 90 days

WTFC Income Statement

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FAQ

What Is the Wintrust (WTFC) Stock Price Today?

The Wintrust stock price today is 145.99

What Stock Exchange Does Wintrust Trade On?

Wintrust is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Wintrust?

The stock symbol for Wintrust is "WTFC."

Does Wintrust Pay Dividends? What’s The Current Dividend Yield?

The Wintrust dividend yield is 1.37%.

What Is the Wintrust Market Cap?

As of today, Wintrust market cap is 9.78B.

What Is Wintrust's Earnings Per Share (TTM)?

The Wintrust EPS (TTM) is 11.57.

When Is the Next Wintrust Earnings Date?

Wintrust will release its next earnings report on Apr 22, 2026.

From a Technical Analysis Perspective, Is WTFC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.

How Many Times Has Wintrust Stock Split?

Wintrust has split 1 times.

How Many Employees Does Wintrust Have?

Wintrust has 5903 employees.

What is the current trading status of Wintrust (WTFC)?

As of Jan 24, 2026, Wintrust (WTFC) is trading at a price of 145.99, with a previous close of 152.21. The stock has fluctuated within a day range of 145.28 to 152.07, while its 52-week range spans from 89.10 to 155.99.

What Is Wintrust (WTFC) Price Target According to Analysts?

The average 12-month price target for Wintrust is USD170.57, with a high estimate of USD185 and a low estimate of USD155. 12 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +16.84% Upside potential.

What Is the WTFC After Hours Price?

WTFC's last after hours stock price is 146.19, the stock has decreased by 0.20, or 0.14%.
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