Zions Bancorporation (ZION)

Currency in USD
61.26
+1.07(+1.78%)
Closed·
62.00+0.74(+1.21%)
·
ZION is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
59.2561.76
52 wk Range
39.3266.18
Key Statistics
Prev. Close
60.19
Open
59.99
Day's Range
59.25-61.76
52 wk Range
39.32-66.18
Volume
2.9M
Average Volume (3m)
1.69M
1-Year Change
9.9031%
Book Value / Share
48.18
Fair Value
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Fair Value Upside
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ZION Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
66.57
Upside
+8.67%
Members' Sentiments
Bearish
Bullish
ProTips
11 analysts have revised their earnings upwards for the upcoming period

Zions Bancorporation News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Sell
Technical Indicators
Sell
Moving Averages
Sell

Zions Bancorporation Company Profile

Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. It offers commercial and small business banking services to small- and medium-sized businesses, such as commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small business cards; merchant processing services; corporate trust services; and correspondent banking and international lending services. The company also provides capital markets and investment banking services, including loan syndications, foreign exchange services, interest rate derivatives, fixed income securities underwriting, advisory and capital raising, commercial mortgage-backed security conduit lending, and power and project financing; and commercial real estate lending services consisting of term and construction/land development financing for commercial and residential purposes. In addition, it offers retail banking services comprising residential mortgages, home equity lines of credit, personal lines of credit, installment consumer loans, depository account services, consumer cards, and personal trust services; and wealth management services consisting of investment management, fiduciary and estate, and advanced business succession and estate planning services. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

Sector
Financial
Employees
9195

Zions Bancorporation SWOT Analysis


Western Bank's Dilemma
Zions Bancorporation faces a complex financial landscape, balancing strong client relationships against rising loan quality concerns in its Western US markets
Credit Quality Concerns
Delve into the challenges of Zions' loan portfolio, with criticized loans rising 32% and office loans posing potential refinancing risks in the near future
Strategic Adaptation
Explore Zions' initiatives in AI implementation, operational efficiency, and market expansion, including its recent acquisition of four California branches
Market Position
Learn about Zions' competitive stance in small business lending and its readiness for potential growth, with analyst price targets ranging up to $61 per share
Read full SWOT analysis

Zions Bancorporation Earnings Call Summary for Q4/2025

  • Zions Bancorporation reported Q4 2025 EPS of $1.76 (12.1% above forecast) and revenue of $879 million, with earnings up 19% QoQ and 31% YoY despite a 0.89% stock decline
  • Net interest margin expanded to 3.31% for the eighth consecutive quarter, while tangible book value per share increased by 21% for the third consecutive year
  • Management forecasts moderately increasing net interest income for 2026, with planned share buybacks in H2 2026 and continued focus on building capital
  • The company is strategically investing in AI and technology while expanding small business lending initiatives and launching new products like the Consumer Gold Account
  • CEO Harris Simmons emphasized commitment to growth initiatives, though executives acknowledged potential challenges from future interest rate cuts and economic uncertainties
Last Updated: 2026-01-20, 07:18 p/m
Read Full Transcript

Compare ZION to Peers and Sector

Metrics to compare
ZION
Peers
Sector
Relationship
P/E Ratio
10.1x12.6x10.1x
PEG Ratio
0.470.960.03
Price/Book
1.3x1.2x1.0x
Price / LTM Sales
2.7x4.0x2.9x
Upside (Analyst Target)
7.7%8.7%12.7%
Fair Value Upside
Unlock20.6%1.4%Unlock

Analyst Ratings

5 Buy
17 Hold
1 Sell
Ratings:
23 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 66.57
(+8.67% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Baird
Hold65.00+6.11%-DowngradeFeb 09, 2026
Evercore ISI
Hold68.00+11.00%65.00MaintainFeb 05, 2026
UBS
Hold66.00+7.74%63.00MaintainFeb 04, 2026
Truist Securities
Hold63.00+2.84%61.00MaintainJan 22, 2026
Citi
Hold64.00+4.47%62.00MaintainJan 22, 2026

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 6.01%
Dividend Yield
2.94%
Industry Median 3.21%
Annualized payout
1.80
Paid quarterly
5-Years Growth
+5.29%
Growth Streak

Earnings

Latest Release
Jan 20, 2026
EPS / Forecast
1.76 / 1.57
Revenue / Forecast
879.00M / 865.18M
EPS Revisions
Last 90 days

ZION Income Statement

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FAQ

What Is the Zions (ZION) Stock Price Today?

The Zions stock price today is 61.26

What Stock Exchange Does Zions Trade On?

Zions is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Zions?

The stock symbol for Zions is "ZION."

Does Zions Pay Dividends? What’s The Current Dividend Yield?

The Zions dividend yield is 2.94%.

What Is the Zions Market Cap?

As of today, Zions market cap is 9.05B.

What Is Zions's Earnings Per Share (TTM)?

The Zions EPS (TTM) is 6.01.

When Is the Next Zions Earnings Date?

Zions will release its next earnings report on Apr 20, 2026.

From a Technical Analysis Perspective, Is ZION a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has Zions Stock Split?

Zions has split 4 times.

How Many Employees Does Zions Have?

Zions has 9195 employees.

What is the current trading status of Zions (ZION)?

As of Feb 17, 2026, Zions (ZION) is trading at a price of 61.26, with a previous close of 60.19. The stock has fluctuated within a day range of 59.25 to 61.76, while its 52-week range spans from 39.32 to 66.18.

What Is Zions (ZION) Price Target According to Analysts?

The average 12-month price target for Zions is USD66.57, with a high estimate of USD75 and a low estimate of USD59. 5 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Neutral. The stock has an +8.67% Upside potential.

What Is the ZION After Hours Price?

ZION's last after hours stock price is 62.00, the stock has decreased by 0.74, or 1.21%.
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