Qfin Holdings Inc DRC (QFIN)

Currency in USD
11.58
+0.13(+1.14%)
Closed·
11.65+0.08(+0.65%)
·
Earnings results expected in 3 days
High dividend Yield
QFIN is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
11.4411.70
52 wk Range
11.2532.69
Key Statistics
Prev. Close
11.45
Open
11.7
Day's Range
11.44-11.7
52 wk Range
11.25-32.69
Volume
1.44M
Average Volume (3m)
1.56M
1-Year Change
-63.1955%
Book Value / Share
27.12
Fair Value
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Fair Value Upside
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QFIN Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
20.97
Upside
+81.08%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low Price / Book multiple

Qfin Holdings Inc DRC News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Analyst Ratings

10 Buy
3 Hold
0 Sell
Ratings:
13 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 20.97
(+81.08% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Deutsche Bank
Hold13.00+12.26%23.90DowngradeAug 12, 2026
JPMorgan
Hold13.50+16.58%14.50MaintainAug 11, 2026
BofA Securities
Hold15.33+32.38%13.80MaintainMay 27, 2026
BofA Securities
Hold---DowngradeMay 22, 2026
Morgan Stanley
Buy25.00+115.89%34.00MaintainApr 14, 2026

Qfin Holdings Inc DRC Earnings Call Summary for Q1/2026

  • Q1 2026 EPS of RMB 7.70 missed forecast of RMB 8.16; revenue fell 16.6% YoY to RMB 3.91B, yet stock rose 2.4% to $11.93 aftermarket.
  • Platform service revenue surged 44.2% sequentially as company pivots to capital-light model; AI credit engine now serves 167 institutions.
  • Non-GAAP net income plunged 51% YoY to RMB 946M; effective tax rate jumped to 21.6% from typical 15% due to regulatory changes.
  • Management projects FY2026 EPS of $4.17 and revenue of $2.03B, with FY2027 targets of $5.13 EPS and $2.31B revenue driven by AI solutions.
  • CEO outlined ambition to become global fintech leader within 3-5 years, focusing on high-quality user acquisition amid regulatory headwinds.
Last Updated: 2026-05-26, 09:38 p/m
Read Full Transcript

Earnings

Latest Release
May 26, 2026
EPS / Forecast
7.16 / 8.16
Revenue / Forecast
3.91B / --
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 38.65%
Dividend Yield
13.28%
Industry Median 2.70%
Annualized payout
1.52
Paid unevenly
5-Years Growth
-
Growth Streak

QFIN Income Statement

Compare QFIN to Peers and Sector

Metrics to compare
QFIN
Peers
Sector
Relationship
P/E Ratio
1.9x12.3x9.8x
PEG Ratio
−0.110.210.03
Price/Book
0.4x1.3x1.0x
Price / LTM Sales
0.5x1.4x2.9x
Upside (Analyst Target)
82.7%36.6%14.2%
Fair Value Upside
Unlock39.2%2.7%Unlock

Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People’s Republic of China. The company provides credit-driven services that match borrowers with financial institutions to conduct borrower acquisition, credit assessment, fund matching, and post-facilitation services; and platform services, including loan and post-facilitation services to financial institution partners under capital light model, intelligence credit engine, referral services, and other technology solutions. It serves financial institutions, consumers, and small and micro-enterprises. The company was formerly known as Qifu Technology, Inc. and changed its name to Qfin Holdings, Inc. in July 2025. Qfin Holdings, Inc. was founded in 2016 and is headquartered in Shanghai, the People’s Republic of China.

Sector
Financial
Employees
3557

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
32.48M26.68%375.95M
Other Institutional Investors
46.37M38.09%536.75M
Public Companies & Retail Investors
42.90M35.24%496.58M
Total
121.75M100.00%1.41B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Norges Bank Investment Management5.35%6,512,45275,382
BlackRock, Inc.5.28%6,430,96974,438

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FAQ

What Is the Qfin Holdings DRC (QFIN) Stock Price Today?

The Qfin Holdings DRC stock price today is 11.58 USD.

What Stock Exchange Does Qfin Holdings DRC Trade On?

Qfin Holdings DRC is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Qfin Holdings DRC?

The stock symbol for Qfin Holdings DRC is "QFIN."

Does Qfin Holdings DRC Pay Dividends? What’s The Current Dividend Yield?

The Qfin Holdings DRC dividend yield is 13.13%.

What Is the Qfin Holdings DRC Market Cap?

As of today, Qfin Holdings DRC market cap is 1.39B USD.

What Is Qfin Holdings DRC's Earnings Per Share (TTM)?

The Qfin Holdings DRC EPS (TTM) is 38.65.

When Is the Next Qfin Holdings DRC Earnings Date?

Qfin Holdings DRC will release its next earnings report on Aug 25, 2026.

From a Technical Analysis Perspective, Is QFIN a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Qfin Holdings DRC Stock Split?

Qfin Holdings DRC has split 0 times.

How Many Employees Does Qfin Holdings DRC Have?

Qfin Holdings DRC has 3557 employees.

What is the current trading status of Qfin Holdings DRC (QFIN)?

As of Aug 22, 2026, Qfin Holdings DRC (QFIN) is trading at a price of 11.58 USD, with a previous close of 11.45 USD. The stock has fluctuated within a day range of 11.44 USD to 11.70 USD, while its 52-week range spans from 11.25 USD to 32.69 USD.

What Is Qfin Holdings DRC (QFIN) Price Target According to Analysts?

The average 12-month price target for Qfin Holdings DRC is 20.97 USD, with a high estimate of 30.36680639 USD and a low estimate of 13.0449984 USD. 10 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +81.08% Upside potential.

What Is the QFIN Premarket Price?

QFIN's last pre-market stock price is 11.70 USD. The pre-market share volume is 6,710.00, and the stock has decreased by 0.25, or 2.18%.

What Is the QFIN After Hours Price?

QFIN's last after hours stock price is 11.65 USD, the stock has decreased by 0.08, or 0.65%.
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