X Financial names Kan Li acting chief risk officer
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X Financial Class A (XYF)
X Financial Class A stock price live, this page displays NYSE XYF stock exchange data. View the XYF premarket stock price ahead of the market session or assess the after hours quote. Monitor the latest movements within the X Financial Class A real time stock price chart below.
What Is the X Financial Class A Stock Price Today?
The X Financial Class A stock price today is 4.970.
What Is the Stock Symbol for X Financial Class A?
The stock symbol for X Financial Class A is "XYF."
What Stock Exchange Does X Financial Class A Trade On?
X Financial Class A is listed and trades on the NYSE stock exchange.
Is X Financial Class A a Good Stock to Buy?
Determining whether X Financial Class A—or any stock—is a good buy requires comprehensive analysis. To evaluate its potential, users can sign up to InvestingPro, where they can assess stock price fair value and other essential metrics.
You can find more details by visiting the additional pages to view historical data, charts, latest news, analysis or visit the forum to view opinions on the XYF quote. (ISIN: US98372W2026)
What Is the X Financial Class A Stock Price Today?
The X Financial Class A stock price today is 4.970.
What Is the Stock Symbol for X Financial Class A?
The stock symbol for X Financial Class A is "XYF."
What Stock Exchange Does X Financial Class A Trade On?
X Financial Class A is listed and trades on the NYSE stock exchange.
Is X Financial Class A a Good Stock to Buy?
Determining whether X Financial Class A—or any stock—is a good buy requires comprehensive analysis. To evaluate its potential, users can sign up to InvestingPro, where they can assess stock price fair value and other essential metrics.
You can find more details by visiting the additional pages to view historical data, charts, latest news, analysis or visit the forum to view opinions on the XYF quote. (ISIN: US98372W2026)
Fair Value
An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
4.890
5.100
52 wk Range
3.300
20.355
High dividend Yield
1/2
Fair Value
An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
Day's Range
4.8905.100
52 wk Range
3.30020.355
Key Statistics
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Prev. Close
Open
Volume
Average Volume (3m)
1-Year Change
Book Value / Share
Fair Value
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Shares Outstanding
Revenue
Net Income
EPS
EPS Growth Forecast
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(15.91%)
Dividends Payment Streak
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Return on Assets
Return on Equity
Gross Profit Margin
Price/Book
EBITDA
EV/EBITDA
Beta
Prev. Close
Open
Volume
Average Volume (3m)
1-Year Change
Book Value / Share
Fair Value
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UnlockMarket Cap
Shares Outstanding
Revenue
Net Income
EPS
EPS Growth Forecast
UnlockNext Earnings Date
(15.91%)
Dividends Payment Streak
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Return on Assets
Return on Equity
Gross Profit Margin
Price/Book
EBITDA
EV/EBITDA
Beta
XYF Scorecard
Company’s Health
Assesses a company's financial position by analyzing its market value, financial ratios, industry benchmarks, and competitors.
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An estimate of a stock's true price based on valuation models like discounted cash flow, peer valuation multiples, and dividend discount models.
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ProTips
Tips that distill complex financial data into concise, actionable investment insights.
Trading at a low Price / Book multiple
- Form 13D/A X Financial For: 31 March
- Investing.com
- X Financial names Kan Li acting chief risk officer
- Investing.com
- Form 6K X Financial Class A For: 27 May
- Investing.com
Technical Analysis
Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Strong Sell
Moving Averages
Strong Buy
X Financial Class A Earnings Call Summary for Q1/2026
- Q1 2026 revenue plunged 39.3% YoY to $170.5M; net income dropped 91.7% to $5.5M amid strategic origination pullback and elevated credit costs.
- Operating margin compressed to 12.0% from 29.6% prior year; EPS fell sharply to $0.14 versus $1.64 in Q1 2025 as profitability remains pressured.
- Company shifted focus to credit quality over volume growth, cutting borrower acquisition costs 69% through internally operated channels.
- Q2 2026 guidance projects continued loan origination decline to RMB 11.5-12.5B; management prioritizes capital preservation amid regulatory uncertainty.
- Stock rose 10.18% despite challenges; trades at 0.89x earnings with 22.34% dividend yield, though elevated delinquencies pose ongoing risk.
Last Updated: 2026-05-28, 09:08 a/m
Read Full TranscriptEarnings
Latest Release
Mar 25, 2026
EPS / Forecast
1.44 / --
Revenue / Forecast
1.47B / --
Compare XYF to Peers and Sector
Metrics to compare | XYF | Sector Sector - Average of metrics from a broad group of related Technology sector companies | Relationship RelationshipXYFPeersSector | |
|---|---|---|---|---|
P/E Ratio | 0.9x | 3.6x | 10.1x | |
PEG Ratio | 0.08 | −0.04 | 0.03 | |
Price/Book | 0.2x | 0.5x | 1.0x | |
Price / LTM Sales | 0.2x | 0.7x | 2.9x | |
Upside (Analyst Target) | - | 53.9% | 13.1% | |
Fair Value Upside | Unlock | 20.1% | 1.8% | Unlock |
X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comprising Xiaoying card loans and other unsecured loan products; and Xiaoying housing loans, a secured home equity loan product. It also provides guarantee, consulting, e-commerce, and microcredit services. In addition, the company engages in the technology development and service, as well as the sale of products. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.
Ownership
Ownership Overview
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FAQ
What Is the X Financial A (XYF) Stock Price Today?
The X Financial A stock price today is 4.970 USD.
What Stock Exchange Does X Financial A Trade On?
X Financial A is listed and trades on the New York Stock Exchange.
What Is the Stock Symbol for X Financial A?
The stock symbol for X Financial A is "XYF."
Does X Financial A Pay Dividends? What’s The Current Dividend Yield?
The X Financial A dividend yield is 15.91%.
What Is the X Financial A Market Cap?
As of today, X Financial A market cap is 191.430M USD.
What Is X Financial A's Earnings Per Share (TTM)?
The X Financial A EPS (TTM) is 35.220.
From a Technical Analysis Perspective, Is XYF a Buy or Sell?
Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.
How Many Times Has X Financial A Stock Split?
X Financial A has split 1 times.
How Many Employees Does X Financial A Have?
X Financial A has 643 employees.
What is the current trading status of X Financial A (XYF)?
As of Jul 08, 2026, X Financial A (XYF) is trading at a price of 4.970 USD, with a previous close of 4.970 USD. The stock has fluctuated within a day range of 4.890 USD to 5.100 USD, while its 52-week range spans from 3.300 USD to 20.355 USD.
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Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
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