Bankinter (BKT)

Currency in EUR
15.985
-0.160(-0.99%)
Closed·
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Fair Value
Day's Range
15.95516.305
52 wk Range
12.20016.312
Key Statistics
Prev. Close
15.985
Open
16.275
Day's Range
15.955-16.305
52 wk Range
12.2-16.312
Volume
1.33M
Average Volume (3m)
1.42M
1-Year Change
30.7566%
Book Value / Share
7.46
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
16.092
Upside
+0.67%
Members' Sentiments
Bearish
Bullish
ProTips
3 analysts have revised their earnings upwards for the upcoming period

Bankinter News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Sell
Technical Indicators
Strong Sell
Moving Averages
Neutral

Analyst Ratings

11 Buy
7 Hold
4 Sell
Ratings:
22 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 16.092
(+0.67% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Deutsche Bank
Buy17.50+9.48%16.10MaintainJul 28, 2026
RBC Capital
Buy16.00+0.09%15.50MaintainJul 24, 2026
Barclays
Hold16.70+4.47%16.10MaintainJul 24, 2026
JPMorgan
Buy17.90+11.98%18.20MaintainJul 15, 2026
Barclays
Hold16.10+0.72%15.10MaintainJul 14, 2026

Bankinter Earnings Call Summary for Q3/2025

  • Net profit up 11% YoY to €812M; core revenues hit record €762M; Return on Tangible Equity above 19%; cost-to-income ratio at 36%
  • Stock price fell 4.18% to €12.77 despite strong earnings, possibly due to high P/E ratio relative to near-term growth prospects
  • Company forecasts mid-single-digit loan growth, 2.70% client margin, double-digit fee growth, and mid-single-digit cost growth
  • CEO Gloria Ortiz emphasized resilience amid volatility; CFO Hakobo Dieff expressed optimism for Q4 2025
  • Focus on digital transformation and AI investments continues; company faces challenges from economic uncertainty and market competition
Last Updated: 2025-10-23, 07:32 a/m
Read Full Transcript

Earnings

Latest Release
Jul 23, 2026
EPS / Forecast
0.34 / 0.31
Revenue / Forecast
823.93M / 797.04M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.23%
Dividend Yield
3.09%
Industry Median 3.67%
Annualized payout
0.50
Paid unevenly
5-Years Growth
+33.19%
Growth Streak

BKT Income Statement

Compare BKT to Peers and Sector

Metrics to compare
BKT
Peers
Sector
Relationship
P/E Ratio
12.6x12.7x10.1x
PEG Ratio
1.070.630.03
Price/Book
2.2x1.6x1.0x
Price / LTM Sales
5.1x4.0x2.9x
Upside (Analyst Target)
2.2%5.4%13.7%
Fair Value Upside
Unlock−1.4%2.1%Unlock

Bankinter, S.A. provides various banking products and services to individuals, corporates, and small- and medium-sized enterprises in Spain, Luxembourg, Portugal, and Ireland. The company operates through Commercial Banking, Corporate Banking, BKCF Spain, BK Portugal, BK Ireland, and Other Businesses segments. It offers smart digital, payroll, pension, business, non-salary, currency, youth, current, and management accounts; debit and credit cards; cash management cash pooling; guarantees; mortgages and loan products; financing; and investment banking and wealth management services. The company also provides investment funds, retirement, broker, alternative investment, deposit, and treasury bills; SEPA direct debit, VAT and invoice advance, commercial discount, factoring, cheque deposits, and POS; and cheque and promissory notes, confirming, payroll, and tax and social security; treasury management and documentary business; and VAT advance, multi-currency and open-term credit account, leasing, and structured financing services. In addition, it offers home, life, health, death, and motor vehicle; property, multi-risk, civil liability, construction and decennial, trade credit, and personal; general and business liability, liability for executives, construction, and machinery and equipment; group life, health, and accident; and pension scheme insurance products. Further, the company provides various services, such as real estate and account management, virtual agent, financial data aggregation, direct debit management, transfer, certificate, tax payment, estate administration, and foreign currency order services. Additionally, it offers retail, personal, private, and corporate banking products, as well as remote banking services. The company was formerly known as Banco Intercontinental Español, S.A. and changed its name to Bankinter, S.A. in July 1990. Bankinter, S.A. was incorporated in 1965 and is headquartered in Madrid, Spain.

Sector
Financial
Employees
6652
Market
Spain

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
273.05M30.38%4.41B
Other Institutional Investors
364.34M40.54%5.88B
Public Companies & Retail Investors
261.30M29.08%4.22B
Total
898.7M100.00%14.51B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Cartival S.A.23.20%208,501,0543,366,250
BlackRock, Inc.5.03%45,212,968729,963

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FAQ

What Is the Bankinter (BKT) Stock Price Today?

The Bankinter stock price today is 15.985 EUR.

What Stock Exchange Does Bankinter Trade On?

Bankinter is listed and trades on the Madrid Stock Exchange.

What Is the Stock Symbol for Bankinter?

The stock symbol for Bankinter is "BKT."

Does Bankinter Pay Dividends? What’s The Current Dividend Yield?

The Bankinter dividend yield is 3.11%.

What Is the Bankinter Market Cap?

As of today, Bankinter market cap is 14.510B EUR.

What Is Bankinter's Earnings Per Share (TTM)?

The Bankinter EPS (TTM) is 1.233.

When Is the Next Bankinter Earnings Date?

Bankinter will release its next earnings report on Oct 22, 2026.

From a Technical Analysis Perspective, Is BKT a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Bankinter Stock Split?

Bankinter has split 7 times.

How Many Employees Does Bankinter Have?

Bankinter has 6652 employees.

What is the current trading status of Bankinter (BKT)?

As of Jul 28, 2026, Bankinter (BKT) is trading at a price of 15.985 EUR, with a previous close of 15.985 EUR. The stock has fluctuated within a day range of 15.955 EUR to 16.305 EUR, while its 52-week range spans from 12.200 EUR to 16.312 EUR.

What Is Bankinter (BKT) Price Target According to Analysts?

The average 12-month price target for Bankinter is 16.092 EUR, with a high estimate of 19 EUR and a low estimate of 10.3 EUR. 11 analysts recommend buying the stock, while 4 suggest selling, leading to an overall rating of Buy. The stock has an +0.67% Upside potential.
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